got a bad experience from the insurance!!!

[zechs]

sa tapat ng ziebart UN ave. yung insurance commission.

[111prez]

bro -- here are some information:

Insurance Commission
Website : http://www.ic.gov.ph
HEADED BY :
Benjamin Santos
Commissioner
Address : 1071 United Nations Avenue Manila, Philippines P.O. Box 3589, Manila
Telephone : (632) 523-8462 upto 70
Fax : (632) 532-1434
Email : oic*i-manila.com.ph

kaya lang, it appears that the website of the insurance commission is still down as of this writing

good luck

[baurtwellXUV]

tnx mga info guys!

[baurtwellXUV]

GUess what! fellow tsikoteers! ayaw sagutin ng insurance ng kabila yung mga damages sa car.. eto pa ang sabi magkasabwat daw kmi nung driver? WTF! eh hindi ko nga kilala yung driver, would you think na biro yung banga na yun?! nang gg*go ba sila!? putcha on the parts pala.. umaabot na sa 70k parts pa lang. pinapalabas na pakulo lang namin yun. 1 thing na pinagtataka ko. may adjuster naman yung insurance, nag hire pa sila ng isa pang insurance! eto pa!! tatanga tanga yung adjuster... sabi daw hindi daw pwede na mangyari na gnito ganito.. bobo ba siya?! malamang moving yung sasakyan yung nanguari yung insident... pati yung may ari ng truck na furious sa insuracne nila. kaya ka nga nag insurance para hindi ka maabala. eh abalang abala na sila. dahil almost 2 months wala silang gnawa... btw ORIENTAL Insurance pala ito... considering lahat ng trucks and private vehicles nung nakabanga sakin sa oriental. now nag dedemand sila na i-ppull out yung all units nila.. delaying tactics and ayaw talaga mag labas ng claims or reports and mag file ng report order yung insurance company na ito... ORIENTAL INSURANCE SUCKS BIG TIME!!!

[falken]

Ireklamo na sa Insurance Commission iyan!

[Innova_Boy]

Yang office ba ng ORIENTAL along Kalaw street near doctors hospital??


WBR,

[baurtwellXUV]

Oriental Insurance Head Office located at sa may likod ng san miguel office sa mandaluyong... maireport ko nga ito tom...

[j_avonni]

Re: questions on claiming insurance

--------------------------------------------------------------------------------

Quote:
Originally Posted by baurtwellXUV
OT: sir j_avonni

in my case naman po pano po yun?!



In your case, you should pursue your claim against the owner of the truck since the insurance company is already delaying your claim and has no intention of paying your claim - per your story. The truck owner should be the one pressing the insurance company to pay your repair costs, since they are the insured.

If no positive actions yet, here are your options:

1. File a complaint against the truck owner and driver in court.
2. File a complaint against the insurance company in Insurance Commission.

Meantime, if you have the means to shoulder the repair costs, have your car repaired first.

[MAXBUWAYA]

dude madalas kong makita yang white XUV mo. just last week sa Yeelow cab macapagal. The damage is much worst than the photo.

Normally adjusters tend to be bias. Always favoring the insurance company. On the gray area may cut kasi iyan for a succesful TXN. Adjsuters in reality are ther to make the cost of repair go down. Always in favor of Insurance company.

I guess IC na lang ang habol mo. Pero magbabayad iyan wag kang papadala sa mga salita niyang mga iyan.

[MAXBUWAYA]

Guys, just remember this: most insurance companies would try to wriggle out of a claim payment, try to delay the payment or try not to pay the amount due. I know what I'm talking about because I spent 15+ years working for an insurance company (life and non-life). I know how those claims people think. This is most true for property insurance companies that are not that "well-off" financially.

BUXV, AFAIK Oriental has pending cases with the IC (Insurance Commission) regarding non-payment of claims. If your dad wants to really rattle the *sses of those people, then file a formal complaint at the Insurance Commission. Nothing rattles the nerves of an insurance company more than a case filed against them at the Insurance Commission. This is because any record of a case filed against them would have an effect on the renewal of their license to operate.

Totoo iyan! Remeber insurance company in the end is all about profit not charity. Kaya theres no room para maging mabait ka sa kanila.

[quiksie]

pahila mo yun truck nun bumangga sayo or bayaran nila damages. Pero yun insurance company ireport mo na agad o kaya isumbong mo kay tulfo para mapahiya yun insurance na yun in public tv. Laki damages nun kung na tv pa sila

[baurtwellXUV]

ok yung ah. ano number ni tulfo?

-j_avonni-

thanks for the help bro. we filed a lawsuit na sa truck owner. now planning to file a complaint on the insurance...

laki kasi ng damage bro eh.. deadly sa gastos...

[nicolodeon]

GUess what! fellow tsikoteers! ayaw sagutin ng insurance ng kabila yung mga damages sa car.. eto pa ang sabi magkasabwat daw kmi nung driver? 1 thing na pinagtataka ko. may adjuster naman yung insurance, nag hire pa sila ng isa pang insurance! eto pa!! tatanga tanga yung adjuster... sabi daw hindi daw pwede na mangyari na gnito ganito...

Ah, one of the classic tricks of some insurance companies. As for the hirng of another insurance, it might mean that they re-insured the risk, which at times happen for a motor vehicle coverage. if the vehicle is reinsured, then maybe the reinsurer does not want to pay. Now if the reinsurer does not want to pay, bet yer b...ls that the insurance company would try all the tricks for them to either not to pay, not pay in full or delay until they can sum up sufficient funds to pay off a claim. However, not all insurance companies are like this.

[KUZKOO]

need help!!!! we got the same problem......... nbangga kmi ng isang company car, nag kausap kmi and stating ayusin nlng ang sira o byran kmi pra maayos n lhat but they refer us s knilang insurance which is ORIENTAL INSURANCE din pero ang lumalabas kmi p ang kailangan sumunod s insurance instead n kmi ang sundin nila this really sucks hope someone can help.........

[morales4]

Got same experience, but right now its BPIMS. One month na yung third party claim up to now wala pa ring update. Nagpa-followup na ako, walang update sa kanila. Ang balik lang lagi sa akin nasa adjuster na raw. Julie Perez yung naghahandle ng claim. Yung truck na nakabangga sa amin ang insured sa kanila. Two weeks pa lang yung Toyota Vios ko.

Kala ko mabilis lang kasi BPI MS yung insurance mali pala ako.

[j_komyuter]

1. ano na pong nangyari with the original topic - sorry, medyo na-lost ako sa takbo ng discussion - what what the final result?

2. MERON PO BANG MAY ISSUE WITH FEDERAL PHOENIX...? Please contact me - I want to learn more about it before sharing my experience.

Thanks!