
Originally Posted by
Galactus
^^^ The problem with not paying the contested arrears is that the cable company MAY submit the subscriber's name to credit bureaus for blacklisting.
Some banks & FI's kasi medyo mahigpit sa negative records. They require a clearance or certification from the institution which blacklisted the borrower, otherwise, denied ang kanyang loan or credit card application. For such a measly amount, it's such a hassle, and IMO, not worth the trouble.
(Dito kasi sa financing company namin, ganun, hehehe. Medyo conservative in the granting of loans, the rationale being: Kung maliit nga na amount, hindi kayang bayaran, eh lalo na yung malaking amortization pa?) Of course, hindi na tinitignan yung deeper reason kung bakit hindi binayaran.