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  1. Join Date
    Jan 2016
    Posts
    6,713
    #71
    Napanuod ko ito, di ko lang alam pano hanapin ang closure

  2. Join Date
    Mar 2024
    Posts
    2
    #72
    Baka may naka experience na din ng case ko. Victim of rentangay and malabo na marecover yung unit. Filed na din sa HPG at may copy naman kami na hawak as evidence na finile. Currently no capacity to pay yung monthly ng car na natangay and nagpasalin salin na kami sa iba ibang collection agency. Ang ginagawa namin is pinapasa naman ulit yung docs na hawak namin as proof na naka file as rentangay and we express na we will surrender the unit pag na recover na.

    Anu pa ba yung dapat namin gawin? Umbot na kasi sa 2M yung last na sinend samin ng bank lumobo na dahil sa charges pandemic pa kasi ngyari. Salamat po sa magsasagot

  3. Join Date
    Mar 2008
    Posts
    53,000
    #73
    Quote Originally Posted by User881459 View Post
    Baka may naka experience na din ng case ko. Victim of rentangay and malabo na marecover yung unit. Filed na din sa HPG at may copy naman kami na hawak as evidence na finile. Currently no capacity to pay yung monthly ng car na natangay and nagpasalin salin na kami sa iba ibang collection agency. Ang ginagawa namin is pinapasa naman ulit yung docs na hawak namin as proof na naka file as rentangay and we express na we will surrender the unit pag na recover na.

    Anu pa ba yung dapat namin gawin? Umbot na kasi sa 2M yung last na sinend samin ng bank lumobo na dahil sa charges pandemic pa kasi ngyari. Salamat po sa magsasagot
    but wasn't the car insured adequately, at the time?

  4. Join Date
    Nov 2019
    Posts
    1,017
    #74
    Quote Originally Posted by dr. d View Post
    but wasn't the car insured adequately, at the time?
    If pina rent, ma void ata insurance nyan doc.
    Siguro mas difficult yung situation nya since nakasaad din ata sa bank loan na dapat hindi commercialized yung purpose.
    Pina rent i so violation of contract na yun.
    Not sure if uubra yang evidence nya since in the first place, dapat for personal use lang, not for commercial purpose.

  5. Join Date
    Nov 2010
    Posts
    24,818
    #75
    Quote Originally Posted by carxynogen View Post
    If pina rent, ma void ata insurance nyan doc.
    Siguro mas difficult yung situation nya since nakasaad din ata sa bank loan na dapat hindi commercialized yung purpose.
    Pina rent i so violation of contract na yun.
    Not sure if uubra yang evidence nya since in the first place, dapat for personal use lang, not for commercial purpose.
    Void talaga yan pati insurance kasi ginamit for commercial use.
    Fasten your seatbelt! Or else... Driven To Thrill!

  6. Join Date
    Mar 2008
    Posts
    53,000
    #76
    Quote Originally Posted by carxynogen View Post
    If pina rent, ma void ata insurance nyan doc.
    Siguro mas difficult yung situation nya since nakasaad din ata sa bank loan na dapat hindi commercialized yung purpose.
    Pina rent i so violation of contract na yun.
    Not sure if uubra yang evidence nya since in the first place, dapat for personal use lang, not for commercial purpose.
    ooh nga pala!

    as i vaguely recall now,
    there was a spate of similar scams a few years ago.
    and as the vehicles were used commercially but did not carry the requisite commercial-type insurance...
    wala habol da howners.

  7. Join Date
    Mar 2024
    Posts
    2
    #77
    Quote Originally Posted by dr. d View Post
    ooh nga pala!

    as i vaguely recall now,
    there was a spate of similar scams a few years ago.
    and as the vehicles were used commercially but did not carry the requisite commercial-type insurance...
    wala habol da howners.
    Thank you mga sir sa pagsagot. My insurance pa that time yung car nung natangay unfortunately di kaagad na ifile ang claim and umabot na sa ilang taon now na 1st year of ins nalang ang nabayaran. I know po I cant just ignore it kasi i have obligations to pay kay bank but in my case na wala pang capacity what else can we negotiate sa kanila?

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