BDO....... WE find ways

[shadow]

BDO "we find ways...................to get your money...."

[puroy]

Originally Posted by gts View Post
WE find ways to screw you..................100 charge for MMla inter branch withdrawals!

huwaw! buti pa pala last year, nag-inter bank withdraw kami...walang charge.
what i did was, call my mother branch and request for an inter-withdrawal here near my work. nag-send lang ng email yung bdo mother branch ko sa other bdo branch and when i went there, ready na yung money.

ang ayoko lang, nung pinadalhan ako ng cc with sm advantage...sabi ko, ayaw ko nung cc. after a few months, may dumating na bill although wala me babayaran. makatawag nga for formal cancellation of the cc.

[testament11]

si erpats may billing ng bdo AMEX cc, pero wala naman siya card. ayun galit si erpats at tinawagan ang bdo!

eto pa napansin ko sa bdo ni erpats, panay ang renewal ng cc niya. i mean, yung bdo mismo ang nagrerenew ng cc niya, supplementary si ermats

[BLUR-RT]

hmmmm anyone tried yun personal loan ng bdo??? sbi nila .8% daw monthly ang interes..

feed back mga sir??? gusto ko i try eh

[endlessgwing]

WE find ways to screw you..................100 charge for MMla inter branch withdrawals!

oo nga meron na daw charge sabi ng misis ko na ngwwork sa bdo,actually recently lang daw yun na-impliment.100 kapag same local tapos yung interregional 200. ang policy kasi daw sa bdo kung saan yung branch mo,dun ka talaga dapat magwithdraw, inaaccomodate lang daw kayo kapag interbranch added service kung baga.

[endlessgwing]

WE find ways to screw you..................100 charge for MMla inter branch withdrawals!

hmmmm anyone tried yun personal loan ng bdo??? sbi nila .8% daw monthly ang interes..

feed back mga sir??? gusto ko i try eh

sbi ng misis ko na taga bdo, ngcchange ng rate kaya better check out sa site ng bdo na lang or better ask or call sa bank, previous promo pa yung .88 na sinasabi mo daw. and once na nagapply ka normally mga 3weeks to one month yung processing,mabusisi daw kasi sila talgang CI to the max.

[endlessgwing]

ako DEBIT CARD nila has problems.. they say na pwede gamitin as mastercard, ending up na di tinatangap ng machine ng shop ang when i check my balance IT WAS DEBITED!

di ako pumayag na di ibalik ung pera, aba, kahit 200 lang yun, hello, buti kung madaling mamulot ng 200

Pwede talaga naman gamitin yung bdo atm card anywhere na may POS, syempre minsan hindi naman natin maiiwasan na na-ooffline yung system kaya siguro on your part hindi tinanggap ng system that time, of course not all the time perfect naman yung system natin parang internet lang yan, na-ooffline.
and if ever naman na mangyari yung mga ganyang bagay, all you need to do is to track your transaction/s kung saan ka nadebit and how much keep your receipt.report to the call center 6318000 sa bdo yan.syempre may procedure din yan,investigation and all kaya konting patience lang, ibabalik din naman yan.

[endlessgwing]

80% of the time offline ang BDO atm here in our place. We have to take a jeepney ride to get to the next bank just to withdraw.

Debit card is convenient in paying for some items bought in SM. I don't know kung may charge ito. Sabi sakin sa bank they don't have extra charge kasi ultimano nabawas na agad sa bank account mo which is good for me.

Kaya naman ngo-offline yung atm machine kasi siguro madaling maubos yung cash, siyempre kelangan magreplenish,sobrang dami na kasi yung client ng bdo kaya naman gamit na gamit yung facility nila.

Walang charge yung pagpurchase nyo using your bdo atm card, automatic debit lang yun pagswipe.

[endlessgwing]

WE FIND WAYS.... to make money from YOU

Kahit sabihin na pwede ka mag-encash kahit late or saturday, tignan nyo naman mga pila GRABE sobra daming tao baka sa loob pa lang maholdap ka na

Hindi talaga maiiwasan sa ibang branch mahaba pila specially malls. Sobrang convenient kasi nga ang bdo kaya sobrang dami na sila clients. Kung tutuusin nga mas mabibilis pa yung mga tellers ng bdo compared to other banks kaya, tingnan mo kaya sila haba na ng pila super bagal pa ng mga tellers.

[endlessgwing]

Yup and pag di mo lang nagalaw account mo, bawas na agad ng 200 ata per month so nabawasan yung akin ng 1000 dahil mga 5 months hindi ko nagalaw--pinasara ko na, kapikon Ang dami nilang hidden charges kaya nung inofferan ako ng BDO credit card, di ko talaga pina-activate.

FYI lang, ang account po ay may dormancy period na 2years kung savings account lng atm or passbook and 1year naman kapag checking account. Malamang kaya ka nabawasan ng 200 per month it's either nadormant na yung account mo or nagfall below ka sa maintaining balance. you should know that nung nagopen ka ng account. Walang hidden charges sa account opening.

[endlessgwing]

pwede ba yun?

check nyo sa mga nakapassbook accounts, yung interest nyo kunukuhanan pa ng tax!!

Lahat naman po may tax, withholding tax po ang tawag dun sa kinakaltas sa passbook or sa account mo. I think lahat naman may tax na ngayon, hindi na bago yun.

[endlessgwing]

does this refer to atm transaction?

Nope, kapag atm lang yung inopen mo, sa atm machine ka lang talaga pwede magwithdraw that's the policy. Yung interbranch withdrawal ay transactions with passbook yan.

[endlessgwing]

sana may makabasang taga bdo nitong thread na to.
kahit sa deposit may service charge sila pag sa ibang branch P50 for below P50K, P100 naman sa above.
like ko lang sa bdo ay ang banking hours.

Actually with other banks, they also charge for interbranch( interregional) deposits. Ang explanation daw dyan e because your using the service of the branch kaya may mga charges. Kahit naman ayaw natin ng charge yun nga lang e it's there policy kasi.

[BLUR-RT]

sbi ng misis ko na taga bdo, ngcchange ng rate kaya better check out sa site ng bdo na lang or better ask or call sa bank, previous promo pa yung .88 na sinasabi mo daw. and once na nagapply ka normally mga 3weeks to one month yung processing,mabusisi daw kasi sila talgang CI to the max.

wow 3 weeks to a month hehehehe ang tagal hahahha need ko na ng pambili ng CO hahahahaha

[ab_initio]

Nope, kapag atm lang yung inopen mo, sa atm machine ka lang talaga pwede magwithdraw that's the policy. Yung interbranch withdrawal ay transactions with passbook yan.

yeah, i was wondering when they said about withdrawing an amount anywhere else other than the branch where you open your account. hehehe...haven't noticed kasi that they made deductions...when i withdraw i keep the transaction slip...check it again in my next withdrawal if it still is the same when i last check it...

[ab_initio]

Actually with other banks, they also charge for interbranch( interregional) deposits. Ang explanation daw dyan e because your using the service of the branch kaya may mga charges. Kahit naman ayaw natin ng charge yun nga lang e it's there policy kasi.

yeah, Sir. convenience has a price eh...hehehe. i'd rather pay than leaving the bank without getting what i want. hehehe.

[Horsepower]

To avoid regional fees, I usually use BPI Expressonline. Fund transfers are fast and painless, and free of any charge. Best online banking ever.

I do have a BDO card and an active online account. Would they also charge for inter-region account fund transfers?

[CVT]

Wala ba silang scheme or program ng preferred clients (na parang bpi) para ma-waive ang mga inter-branch/ regional withdrawal charges?

7707:band:

[mark_t]

How true. Sobrang dami bank charges ng BDO. My uncle was charged by BDO a service fee for a marketing call made by the bank. Isipin mo BDO na ang tumawag, sila pa ang may lakas ng loob mag charge ng service fee.

Akala ko BPI lang gumagawa nyan, ako biktima naman ng
International Tax_and what the hell is that? And they would not explain.
This is with BPI, sa metrobank naman charges me 50 pesos for interbank deposit to my account and 100 pesos for the fax to my branch.

[endlessgwing]

Wala ba silang scheme or program ng preferred clients (na parang bpi) para ma-waive ang mga inter-branch/ regional withdrawal charges?

7707:band:

Actually, meron naman way na waive ang mga interbranch withdrawal fees or encashments, they check yung ytd(year to date) or mtd(month to date) or adb(average daily balance) ng client na ngwiwithdraw if it's like 500,000 waive na automatic yun. Mostly applicable ito sa mga corporations.