To withdraw or not to withdraw(My SUNLIFE Balanced Fund)

[jeDi13]

not sure if the sales load (front-end or back-end) includes the tax. i think yes, i'm not sure though. but what i'm sure of is that you will be charged with a sales load. if you have already paid this when you invested your money with them (front-end sales load), you won't be charged when you opted to get your money. but if you haven't paid any amount during the placement, the amount will be deducted to your total amount of money. but if your shares stayed with them for at least 5 years, you won't be charged with sales load. HTH.

[boyongful]

Interestingly, the local market is again down despite gains on the US and the other Asian markets. Foreign institutions are the ones selling. They are now shifting to more aggressive markets. Rebound is likely to happen tomorrow. Sana lang. After 3 days of continued selling.

[uls]

yep

Australia, HK, India, Indonesia, Japan, Malaysia, NZ, Singapore, SK, Taiwan all green except China (most of the time China has its own direction)

Philippines red

Asian stocks hit 2009 highs, U.S. dollar slips

SYDNEY (Reuters) - Asian shares hit their highest levels for 2009 on Wednesday after upbeat U.S. economic news gave riskier assets leveraged to global growth a boost, while the U.S. dollar slipped to a one-year low.

Most major Asian stock indexes posted gains of 1 percent or more in the wake of Tuesday's strong reading on U.S. retail sales. Japan's benchmark Nikkei .N225 climbed 111.31 points to 10,328.93. The broader Topix rose 0.75 percent to 939.48.

Many regional currencies likewise did well, especially those of big commodity exporters such as Australia, largely at the expense of the U.S. dollar.

"As the global recovery continues and risk diversification takes place we could see the U.S. dollar stay under pressure for the next six months," said Amber Rabinov, economist, foreign exchange and international economics at ANZ in Sydney.

Measured against a basket of major currencies .DXY the dollar slipped as deep as 76.406, the lowest since last October, while the euro came within a whisker of its 2009 high at $0.4681.

The dollar also eased to 90.95 yen amid talk investors were using the dollar for carry trades. Until recently, the low-yielding yen was the currency of choice for investors who borrow cheap to buy riskier assets or high-yielding currencies. But that has changed since 3-month U.S. LIBOR rates fell below Japanese rates.

"We expect the dollar to test its recent lows on the yen, and probably fall as low as 87 yen as talk of it replacing the yen as a funding currency gathers momentum," said Rabinov.

[uls]

Interestingly, the local market is again down despite gains on the US and the other Asian markets. Foreign institutions are the ones selling. They are now shifting to more aggressive markets. Rebound is likely to happen tomorrow. Sana lang. After 3 days of continued selling.

foreign funds come into to your casino

they make bets and win

when they think there's not much money left in your casino to be won, they leave

leaving your casino poorer

they just go to bigger casinos

[boyongful]

Play na din kasi kayo sa locals para hindi naman tayo masyado dependent sa foreign inflows

[chie07]

I invested my little savings to SUNLIFE Balanced Fund a couple years ago. Now, I have check my investment and woooow... am losing almost 40% already. I dunno what to do next whether to withdraw and absorb the loss or just keep it and pray that it can recover somehow someday. Need your opinion guys... pinagpawisan ko talaga yung money na yun...

Do not withdraw! Saka na pag nakabawi ka na. After all, a mutual fund is a long term investment...what happened with me is the other way around.

[mark_t]

Dear M,

Below are the NAVPS for Sun Life Prosperity Funds as of 11/27/09.

Bond Fund: 2.0540
Balanced Fund: 2.0039
Philippine Equity Fund: 1.8491
Money Market Fund: 1.1132
GS Fund: 1.1924
Dollar Advantage Fund: 2.5333
Dollar Abundance Fund: 2.3291

Thank you,
Sun Life Asset Management Company, Inc. (SLAMC)

To unsubscribe to the daily NAVPS email, please visit: http://www.sunlife.com.ph/confirmUns...25C2CBD078CD6E


I think you should check again, parang masyado malaki talo mo ,
I have been monitoring this for 3 years and balik na sya sa dati since
I started. Are you sure you lost 40%? I bought at Balanced 1.81 ata 3 years
ago and twice na nag dividend so kita na ako.

Whatever you do, don't sell. Hintay Hintay lang.

[mark_t]

I think you should put money now that the economy is down,
1.6575 ngayon. Kung meron ako ngayon mag dagdag ako equity
fund 1.2886 maganda na yon sa akin.

This my post feb 2009.

Hay kung may pera lang ako noon.

I would be transfering to bond fund na sana ngayon.

sayang dba? 1.2886 to 1.8491 in ten months.

Hindi kikitain sa bank yan.

[mark_t]

Dear M,

Below are the NAVPS for Sun Life Prosperity Funds as of 08/27/10.

Bond Fund: 2.1588
Balanced Fund: 2.2721
Philippine Equity Fund: 2.1747
Money Market Fund: 1.1206
GS Fund: 1.2582
Dollar Advantage Fund: 2.7405
Dollar Abundance Fund: 2.6163

Thank you,
Sun Life Asset Management Company, Inc. (SLAMC)

To unsubscribe to the daily NAVPS email, please visit: http://www.sunlife.com.ph/confirmUns...C75AA734746694

nakakainis talaga oo. ang ganda ng performance ng equity fund from 1.2886.

Doblado na.

Hindi kikitain sa time deposit ang ganito. I am guesing the thread starter earned
around 30% to 35% by now. He should be converting to bonds now if he intends that
money as emergency funds.

I have always believed that time deposits are dumb placements.
It will not even out perform the leverage provided by insurance.
When insurance pays no more than 1% of cash value.
When inflation has always been higher than what the banks interest pays.
Not too many people have 10-15million pesos to place to enjoy a 7-8% interest
rate on time deposits.

[tidus1203]

Yep time deposits are DUMB for long term holdings... Its a good place only to park money lets say in 3 months magbabayad ka ng tuition etc etc then time deposits are better vehicles than placing it on savings account lang or checking...