To withdraw or not to withdraw(My SUNLIFE Balanced Fund)

[bongliza]

I invested my little savings to SUNLIFE Balanced Fund a couple years ago. Now, I have check my investment and woooow... am losing almost 40% already. I dunno what to do next whether to withdraw and absorb the loss or just keep it and pray that it can recover somehow someday. Need your opinion guys... pinagpawisan ko talaga yung money na yun...

[ghosthunter]

Well, if you don't need the money, I suggest you keep it in and monitor it from time to time. Chances are it would go back to its starting value and might even grow given some more time.

[bongliza]

thanks GH, yan din iniisip ko. I am just worried, kasi there are some market analysis na "worst still to come" daw by next year. I can see some retrenchment already from big companies. we'll, i just hope it won't.

[uls]

yep just hang in there

[ghosthunter]

thanks GH, yan din iniisip ko. I am just worried, kasi there are some market analysis na "worst still to come" daw by next year. I can see some retrenchment already from big companies. we'll, i just hope it won't.

Well, as long as your loss is just on paper, it is not yet actual loss. I had a bond fund which lost 30% in value soon after I placed it but it recovered and went up by 40% in value after a year and a half later by the time I encashed it.

[morrissey_05]

my opinion: cut your losses. buy again when the market gets better.

[mikey177]

I consider mutual funds as long-term investments. I will not touch them for the next 10 or more years. Hindi ko nalang pinapansin yung mga upward at downward movement ng value nya, kasi taas baba naman talaga ang mga investment instruments. Even recession or economic depression is cyclic in nature, it happens every couple of years or decades. Whenever the market goes down, for sure it will eventually move up again in the future.

I plan to hold on to my mutual fund placements and I will only withdraw them after I have retired, if the market is up at that time. However, it also pays to diversify or put one's money in many different investment vehicles, so that a downturn in one type of placement will hopefully be offset by good performance of other investments.

[chie07]

I invested my little savings to SUNLIFE Balanced Fund a couple years ago. Now, I have check my investment and woooow... am losing almost 40% already. I dunno what to do next whether to withdraw and absorb the loss or just keep it and pray that it can recover somehow someday. Need your opinion guys... pinagpawisan ko talaga yung money na yun...

Do not withdraw! Saka na pag nakabawi ka na. After all, a mutual fund is a long term investment...what happened with me is the other way around.

[mark_t]

Dear M,

Below are the NAVPS for Sun Life Prosperity Funds as of 11/27/09.

Bond Fund: 2.0540
Balanced Fund: 2.0039
Philippine Equity Fund: 1.8491
Money Market Fund: 1.1132
GS Fund: 1.1924
Dollar Advantage Fund: 2.5333
Dollar Abundance Fund: 2.3291

Thank you,
Sun Life Asset Management Company, Inc. (SLAMC)

To unsubscribe to the daily NAVPS email, please visit: http://www.sunlife.com.ph/confirmUns...25C2CBD078CD6E


I think you should check again, parang masyado malaki talo mo ,
I have been monitoring this for 3 years and balik na sya sa dati since
I started. Are you sure you lost 40%? I bought at Balanced 1.81 ata 3 years
ago and twice na nag dividend so kita na ako.

Whatever you do, don't sell. Hintay Hintay lang.