Where Do You Invest Your Savings?

[badkuk]

Not all blue chip stocks are good investments. The basic principle of choosing what stock to invest in is to buy a stock than will increase its value in the future because it's currently undervalued, or because the growth outlook of the company is very positive.

Some blue chips are already too expensive, such as Globe or BPI. Others are reasonably priced and the companies are still expected to grow, and these are the ones you need to invest in.

Good point sir. Hindi porke blue chip e kampante ka na.

As you mentioned, Globe is growing its profits extraordinarily well. On the other hand, PLDT's income is steadily going down. Parehong blue chip, parehong telco, but different profit growth numbers.

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Not all blue chip stocks are good investments. The basic principle of choosing what stock to invest in is to buy a stock than will increase its value in the future because it's currently undervalued, or because the growth outlook of the company is very positive.

Some blue chips are already too expensive, such as Globe or BPI. Others are reasonably priced and the companies are still expected to grow, and these are the ones you need to invest in.

Good point sir. Hindi porke blue chip e kampante ka na.

As you mentioned, Globe is growing its profits extraordinarily well. On the other hand, PLDT's income is steadily going down. Parehong blue chip, parehong telco, but different profit growth numbers.

[jut703]

Good point sir. Hindi porke blue chip e kampante ka na.

As you mentioned, Globe is growing its profits extraordinarily well. On the other hand, PLDT's income is steadily going down. Parehong blue chip, parehong telco, but different profit growth numbers.

Actually, what I meant to say is that even if Globe's profits are increasing, it's still not a good buy today because its stock price is too high. The stock price already represents the optimism of speculators, and thus isn't expected to go much higher.

Globe's Buy Below price is just P1,440 per share, with a future value of P1,800 per share (roughy a 25% growth). Right now though, Globe is already trading at P2,634/share. As such, Globe's stock price has been fairly flat since Q3 2015:

[jut703]

Yeah, which is why it takes a bit of effort to sift through overpriced turds in order to find underappreciated gems that will grow exponentially in the future, and take you along with it

[jmpet626]

Any suggestions for a newbie like me sa investing? Yung VUL account is just 2 years old and just recently opened a MF account with Sunlife which I placed in Philippine index fund.

[lowslowbenz]

Land.

Lots of it.

[Ry_Tower]

Land.

Lots of it.

Yep, better than stocks if you have the spare money. What more if you have spare time and plant some valuable trees like mahogany, coconut or bamboo.

[unmarked]

Land.

Lots of it.

Its not all good though. Hindi madali gawing cash ang lupa kapag gipitan + costs of closing the sale + commissions. Yun ang advantage ng stocks and other investments, I guess.

On a slightly different note kung may lupa ako anywhere near a crowded area Parking Lot ang gagawin ko hahaha.

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[bagugab]

what do you guys/gals think? Invest in hospital stocks pwede?

[shadow]

what do you guys/gals think? Invest in hospital stocks pwede?

Pwede! Tanong mo si brother CVT. Ginagawa na niya yan.

[leonleon]

Pwede! Tanong mo si brother CVT. Ginagawa na niya yan.

Bro CVT painvite naman.

[leonleon]

what do you guys/gals think? Invest in hospital stocks pwede?

Read in the comments section "by invitation" only pala ito. No puede if no invitation.

[eryxon]

I don't trust stock market, insurance and other investment chuba chuchu. I don't like other people to manage my money where they have no accountability.

Kapag nalugi ang pinaglagakan nila ng pera mo goodbye bunot kana. Isang global crisis lang ubos ang investment mo. Like what happened to CAP, Predential, etc. etc.

[jut703]

I don't trust stock market, insurance and other investment chuba chuchu. I don't like other people to manage my money where they have no accountability.

Kapag nalugi ang pinaglagakan nila ng pera mo goodbye bunot kana. Isang global crisis lang ubos ang investment mo. Like what happened to CAP, Predential, etc. etc.

When investing, make sure you know what you're getting into. Know what makes stock prices rise and fall, know which stocks are solid and which are shaky. Know the management fees of the mutual fund you're pursuing. Know the track record of the bank/insurance company you'll invest in.

Investing in index funds is so simple - put in money, watch it ride the rise and fall of the PSEi. In 10 years, your money will have surely grown - not a straight-line growth, it actually has lots of ups and downs, but over the long term it will always be higher than when you started.

When investing in individual stocks, just understand the fundamentals of the company you're buying. Are they profitable? Do they have a strong growth potential in the coming years? Then find out the buy below price and buy as long as it's below that level. Find the target price and sell when it's above that level.


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