Transfer of Land Title

**Juan Martinez** · August 8th, 2015 01:04 AM

Originally Posted by leodawesome

Sorry noob question. What is this LRA? I'm eyeing a house and lot also in bulacan but wanted to check on the status of real estate taxes and annotations if any. Para kasing daming umaayaw dun sa property na buyers eh kaya na intriga ako.

LRA is land registration authority.

to know the status of the property you're eyeing to buy, do these things:

1. go to the Registry of Deeds of Bulacan. Request for a certified true copy of the certificate of title of that property. at the back of that certificate of title is a "memorandum of encumbrances." if there is no encumbrances listed or rubber stamped mark at the back of said title or if the back thereof is clean, then it is CLEAN-- no problem. (by the way, FYI, registry of deeds is the office, register of deeds is the book, registrar of deeds is the person).

2. if you want to know whether the real property tax is paid up-to-date, then you go to the municipal/city assessor and municipal/city treasurer of the place where the property is located for inquiry because real property tax is a local tax.

hope that helps.

**NightRock** · August 8th, 2015 01:37 AM

May naka experience na ba sa inyo bumili ng lupa sa Sta Lucia. Ang tagal ng process ng transfer nila. Then ng sinabi namin na kami na mag transfer eh nag bigay ng computation na kami mag babayad ng CGT then hindi ba talaga sila ang aayos ng notary. Two lot kasi binili ko within the same subdivision pero mag ka iba pa ang seller parang joint venture sila yung isa San Ramon yung Isa Sta Lucia. Naayos ko na yung San Ramon ng walang problem sila din nag pa notary at binigay lahat mg kailangan doc para ma transfer namin. Etong Sta Lucia mukhang magulang laki sumingil ng transfer fee tapos pag kami mag transfers parang pahirapan makuha mga doc until now wala pa din yung pinag doc galing BIR

**Juan Martinez** · August 9th, 2015 10:14 PM

Originally Posted by Juan Martinez

register of deeds is the book, registrar of deeds is the person

i just checked pd1529 (property registration decre) no such thing as registrar of deeds only register of deeds who heads the registry of deeds.

**leodawesome** · August 10th, 2015 07:21 PM

Originally Posted by Juan Martinez

LRA is land registration authority.

to know the status of the property you're eyeing to buy, do these things:

1. go to the Registry of Deeds of Bulacan. Request for a certified true copy of the certificate of title of that property. at the back of that certificate of title is a "memorandum of encumbrances." if there is no encumbrances listed or rubber stamped mark at the back of said title or if the back thereof is clean, then it is CLEAN-- no problem. (by the way, FYI, registry of deeds is the office, register of deeds is the book, registrar of deeds is the person).

2. if you want to know whether the real property tax is paid up-to-date, then you go to the municipal/city assessor and municipal/city treasurer of the place where the property is located for inquiry because real property tax is a local tax.

hope that helps.

Many thanks sir JM!

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Originally Posted by Juan Martinez

LRA is land registration authority.

to know the status of the property you're eyeing to buy, do these things:

1. go to the Registry of Deeds of Bulacan. Request for a certified true copy of the certificate of title of that property. at the back of that certificate of title is a "memorandum of encumbrances." if there is no encumbrances listed or rubber stamped mark at the back of said title or if the back thereof is clean, then it is CLEAN-- no problem. (by the way, FYI, registry of deeds is the office, register of deeds is the book, registrar of deeds is the person).

2. if you want to know whether the real property tax is paid up-to-date, then you go to the municipal/city assessor and municipal/city treasurer of the place where the property is located for inquiry because real property tax is a local tax.

hope that helps.

Many thanks sir JM!

**leodawesome** · August 11th, 2015 07:22 PM

How about yung mga 'sangla' na titles? Paano kaya nadedetect tong mga to? As long as I bought the property legally wala naman habol yung mga 'napagsanglaan' lang ng titulo diba?

**Juan Martinez** · August 11th, 2015 10:57 PM

Originally Posted by leodawesome

How about yung mga 'sangla' na titles? Paano kaya nadedetect tong mga to? As long as I bought the property legally wala naman habol yung mga 'napagsanglaan' lang ng titulo diba?

still, check with registry of deeds of the place where the property is located...

**machine.pistol** · August 12th, 2015 09:57 AM

In Bicol, there's a loan-security transaction called "prenda" where the creditor lends money to the borrower-owner and latter deliver the title certificate to the creditor as security without any written agreement. That's illegal. But it happens. For practical purposes, the borrower cannot sell the property because he is not in possession of the title certificate.

**draiman** · October 15th, 2015 06:53 AM

Guys, do you think good idea na ipasok sa bank ang lupang bibilhin kahit na 10% na lang ang kulang sa total contract price, para lang ma ensure na walang issue, dahil di ba gumagawa ng sariling property investigation ang mga banko bago aprubahan ang loan? Kasi sa kaso ko, I think I can pay the full amount in cash, pero I would like to have the peace of mind knowing the bank did their part na icheck ang lupa kung talagang genuine ang title. Ano sa tingin nyo?