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  1. Join Date
    Jul 2007
    Posts
    57,565
    #1931
    Quote Originally Posted by Ry_Tower View Post
    Yung Globe 917 points mo muna gamitin mo.
    I claimed it na sa Marks & Spencer

  2. Join Date
    Jul 2009
    Posts
    10,305
    #1932
    Quote Originally Posted by _Cathy_ View Post
    10.10 today, I checked the bill vouchers - none. No reason na nga for me to pay using shopee.

    Sent from my SM-N960F using Tapatalk
    I have a bill that can only be paid by shopee, Maya or gcash. I still pay it with shopee kasi sa gcash at maya may fee ang bills payment.

  3. Join Date
    Mar 2006
    Posts
    18,490
    #1933
    i was just browsing for a dog harness for our husky puppy and na notice ko wala ng mga pic si toni gonzaga for their payday extravaganza. is it just my app or is it kaput na ang alliance niya w/ shopee?

    either way, hindi pa din nila naayos iyong payment vehicle of my choice kaya balik pa din ako sa lazada. tagal ko na binato iyong issue sa customer service nila pero wala pa din resolution.

  4. Join Date
    Feb 2019
    Posts
    4,288
    #1934
    Has anyone activate the Spaylater option in Shoppe? whenever I choose a voucher it would pop-up.

  5. Join Date
    Dec 2004
    Posts
    850
    #1935
    Quote Originally Posted by Deestone View Post
    Has anyone activate the Spaylater option in Shoppe? whenever I choose a voucher it would pop-up.
    Mine is activated. Also tried it out just to see how it works. Feels like mataas din interest niya if you avail it. Parang sa mga installment after purchase ang rates. Hindi na lang.

    Sent from my SM-S908E using Tsikot Forums mobile app

  6. Join Date
    Jul 2014
    Posts
    1,222
    #1936
    As far as I know, SPayLater is an unsecured consumer loan product of Seabank. Since it is unsecured, the interest rate is high, 40%+-. Bale, when the buyer in Shopee activates SPayLater, he avails of loan from Seabank. Seabank pays Shopee, then buyer (now borrower) pays Seabank.

  7. Join Date
    Jan 2016
    Posts
    6,811
    #1937
    Pero does it work like a credit card na pwede mo pay before a certain period para di ka na mag penalty or strictly pag ginamit mo sya installment agad?

  8. Join Date
    Dec 2004
    Posts
    850
    #1938
    Pag ginamit mo siya you'll be given options on how long you want the installment be. When I tried it out parang from 1-24 months ata ang options (might be wrong here). So you can delay your payment kahit one month lang basta pay for the amount and interest. I tried 3 months just to give it a go. Laki interest. Iniisip ko nga if one really wants to do installment with shopee eh better to pay bulk then request for installment with your card company. I think parang roughly 1 percent monthly siya but that should still be better than using spaylater. Tapos for the payment, pwede ka magbayad sa long as there's an option to pay in your spaylater page. Cash/ewallet, over the counter, online banking ang options. Target nila talaga those without cc pero want to try installment. That way hindi mo kabisado how much cc interests are so papatulan mo spaylater.

    Sent from my SM-S908E using Tsikot Forums mobile app

  9. Join Date
    May 2019
    Posts
    4,035
    #1939
    Napa-isip tuloy ako kung ilan na kaya nabaon sa SpayLater.. Yung katrabaho ang laki na daw utang nya, kaunti na lang pwede na daw sya makabili ng bagong phone..
    Sana ma-feature sa KMJS.. Hehehe [emoji16]
    EDIT: Sinubukan ko maghanap sa YT na naka-incognito baka meron na nag-vlog tungkol sa pagkakabaon na sa utang sa SPayLater.. Pero nauwi ako dito, mukhang hustler yung vlogger lalo na yung huli ng video "enjoy the benefits" [emoji28].. Di ko alam kung nakakatulong ba video nya o mas nakaka-engganyo pa sa mga mahilig umutang..

    https://youtu.be/hg2CJC8L92w

  10. Join Date
    Mar 2006
    Posts
    18,490
    #1940
    salbahe itong bilyonaryo.com. binansagan pa talaga iyong 10-10 sales decline ng shopee


    https://bilyonaryo.com/2022/10/18/to...0-10/business/

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