Ilan Credit Card n'yo?

[XTO]

my wife and i don't go for credit cards. we preferred

cash. pag hindi kayang bilhin talagang tiis tiis muna.

it is my decision not to have any nanghihinayang kasi ko sa

annual fee. hindi ka pa umuutang me utang ka na.

[nicolodeon]

Isa pero bihira kong gamitin - pag emergency lang like off line ang ATM pero may kailangan bilhin. Years ago, dalawa tas tira ng tira then natututo ako ng proper financial management so I paid all my dues dun sa dalawang card and dropped the other card.

Like XTO, kung hinde ko pa kayang bilhen, ipon muna. However, kung hinde talaga kaya and/or hinde practical bilhin, then I forget about the whole thing. - kung ano man yung gusto kong bilhin.

[CVT]

Dalawa:

1. BPI (at iyong libreng Express Credit + Card for Online Purchases) - local use
2. Shell-Citibank - for my petrol purchases, utility bills payment (CitibankOne) and international purchases.

I pay in full for whatever purchases we make for both cards. Tipong control ang pinapairal namin para hindi bumibili ng wala sa budget o hindi naman kailangan...

:starwars:

[Anonimus]

nagbabalak palang. parang ok kasi yung mga promo na zero percent interest na installment.

bakit pala yung iba ang daming credit card?

[conzky]

one, but seldom used, it's for emergency purposes only. with extension for the wife and 16+ yrs old kids.

[cutedoc]

just one so i wont have problem sorting bills

have epcib travel card so they would send me separate bills if i us ethe card on dollar purchases

[MaNgo_Crepe]

BPI card:
Classic- for local use (mas maliit kz ang interest & i used it often)
PetronBPI- for int'l & local

ALLIEDVISA card

Sir XTO ...maganda den me creditcard for emergency purposes....dagdag ID den sha....especially when ur applying for a visa(when travelling)...the more u have it ...the better...kelangan nga lang control....what wer doin is nd kme nagppa raise mashado ng credit limit

[BlueBimmer]

primary - BPI Gold mastercard express credit
secondary - Metrobank visa classic
tertiary - PSbank visa (di ako nag-apply pero pinadala lang bigla :confused: )

edit: all card statements are company paid btw ;)

[zman]

citibank master = for gas only
citibank visa = for anything i need to purchase for the office, or emergencies which has yet to happen, or twice/thrice used it on a personal item to avoid lugging around cash, which of course I pay for in full.

[ranod55]

i have 2,VISA en DINNERS-mahirap mag dala ng cash...