Results 1 to 10 of 57
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November 10th, 2006 01:45 PM #1
my wife and i don't go for credit cards. we preferred
cash. pag hindi kayang bilhin talagang tiis tiis muna.
it is my decision not to have any nanghihinayang kasi ko sa
annual fee. hindi ka pa umuutang me utang ka na.
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November 10th, 2006 01:54 PM #2
Isa pero bihira kong gamitin - pag emergency lang like off line ang ATM pero may kailangan bilhin. Years ago, dalawa tas tira ng tira then natututo ako ng proper financial management so I paid all my dues dun sa dalawang card and dropped the other card.
Like XTO, kung hinde ko pa kayang bilhen, ipon muna. However, kung hinde talaga kaya and/or hinde practical bilhin, then I forget about the whole thing. - kung ano man yung gusto kong bilhin.
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November 10th, 2006 01:57 PM #3
Dalawa:
1. BPI (at iyong libreng Express Credit + Card for Online Purchases) - local use
2. Shell-Citibank - for my petrol purchases, utility bills payment (CitibankOne) and international purchases.
I pay in full for whatever purchases we make for both cards. Tipong control ang pinapairal namin para hindi bumibili ng wala sa budget o hindi naman kailangan...
:starwars:Last edited by CVT; November 10th, 2006 at 01:59 PM.
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Verified Tsikot Member
- Join Date
- Nov 2006
- Posts
- 12
November 10th, 2006 02:00 PM #4nagbabalak palang. parang ok kasi yung mga promo na zero percent interest na installment.
bakit pala yung iba ang daming credit card?
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November 10th, 2006 02:03 PM #5
one, but seldom used, it's for emergency purposes only. with extension for the wife and 16+ yrs old kids.
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November 10th, 2006 02:39 PM #6
just one so i wont have problem sorting bills
have epcib travel card so they would send me separate bills if i us ethe card on dollar purchases
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November 10th, 2006 02:40 PM #7
If you are a person who knows how to control and manage your finances wisely, credit cards are great inventions for you!
If your credit is in good standing, they will even discount your annual fee.
And the annual fee is compensated by the great convenience and perks that credit cards offer.
I have 2 credit cards.
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November 10th, 2006 02:44 PM #8
Ang pinaka gusto ko sa credit card, all my monthly utility bills are automatically charged to my credit card, so I don't have to remember anymore DUE DATES from Meralco, CABLE TV, or broadband subscriptions.
Hindi ko na rin kailangan pumunta pa at pumila sa mga bill payment
centers para magbayad ng Meralco at PLDT.
Masarap ang may credit card!
Conclusion is: Credit cards are only designed for disciplined people. Kung wala kang disiplina sa sarili, credit cards will not work for you.
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November 10th, 2006 02:45 PM #9
BPI card:
Classic- for local use (mas maliit kz ang interest & i used it often)
PetronBPI- for int'l & local
ALLIEDVISA card
Sir XTO ...maganda den me creditcard for emergency purposes....dagdag ID den sha....especially when ur applying for a visa(when travelling)...the more u have it ...the better...kelangan nga lang control....what wer doin is nd kme nagppa raise mashado ng credit limit
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November 10th, 2006 03:07 PM #10
primary - BPI Gold mastercard express credit
secondary - Metrobank visa classic
tertiary - PSbank visa (di ako nag-apply pero pinadala lang bigla :confused: )
edit: all card statements are company paid btw ;)Last edited by BlueBimmer; November 10th, 2006 at 03:13 PM.
Buhay na buhay ang BGC this evening. Bukas halos lahat ng restaurants. Sabi pa nung isang cashier...
Traffic!