Results 41 to 50 of 57
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November 11th, 2006 06:01 PM #41
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November 11th, 2006 06:04 PM #42
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November 11th, 2006 07:52 PM #44
ako dalawa kasi minsan hindi tintanggap dyan sa atin iyung isa kaya maintain ko dalawa. hsbc mastercard gold, amex gold.
iyung mga tips na nabanggit dito sa thread subukan nyo okay iyon....
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November 11th, 2006 07:59 PM #45
1. citibank clear- for emergency purposes only
2. petron-bpi mastercard- for fuel only
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November 11th, 2006 10:23 PM #46
Tingin ko it is more of a status symbol, more than anything else.
Logically, you would get a card dahil may long-term special offers like Shell-Citibank, Petron-BPI or Caltex-HSBC, where you get 3% rebate on your petrol purchases or Mercury Drug-Citibank. Special discounts sa mga restaurants or shops; frequent users promo or 0.5% rebate on other purchases; travel mileage like BPI-NW WorldPerks et al. Or just plain convenience in paying your bills, e.g. CitibankOne so that you do not worry on the due dates, or the convenience of internet payment on other cards like BPI et al.
Pero, if you are really keen on cost of money, then you can just maintain two. One with a cut-off on the 12th, payable on the 30th, and the other with a cut-off on the 27th, payable on the 15th.
So, the trick is this:
One with a cut-off on the 12th, payable on the 30th:
>>> You start purchasing on the 13th until the 27th (your other card's cut-off).
One with a cut-off on the 27th, payable on the 15th:
>>> You start puchasing on the 28th until the 12th of the following month (your other card's cut-off).
For both cards, you pay more than 45 days from your initial purchase to more than 30 days from your last purchase.
With credit cards,- discipline, control, discipline, control.....
:starwars:
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November 11th, 2006 10:33 PM #47
style nmin ay nilalagay nmin sa credit card (beside the signature at the back) yng number ng cut-off date para mlaman mo kung anong credit card ang gagamitin mo..
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November 11th, 2006 11:14 PM #48
oooppps my bad! wrong thread...
Last edited by GerardTagayty; November 11th, 2006 at 11:16 PM. Reason: sori wrong thread pano ba magbura? lol
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Finance-crazed tsikoteer
- Join Date
- Jun 2005
- Posts
- 381
November 12th, 2006 02:21 AM #49Citibank
North Fork Bank
Chinese American Bank
Metrobank (will be expiring this month)
but im planning to cut my CC to two by the end of the year......sayang lang
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November 12th, 2006 02:53 AM #50
this is a good reason...
besides, during those times when i was a banker, we were issued a lot (i.e. aside from aig <utilities & groceries>, citibank<2-wifey & me>, hsbc<kids expenses>) of complimentary cards:
1. visa (gas & anything related to cars))
2. mastercard (representation-regular)
3. jcb (reserve/stand-by)
4. mastercard-travel (hehehe travel cyempre)
5. amex (representation-top tier)
all of which were used to promote our affiliate card company at cyempre para earnings din nila it may seem complicated at first but our bank policy back then requires us to use our affiliate cards, otherwise we can't reimburse them though, when you get used to it (as sir cvt said: discipline & control) you'll find such a system to be a good structure and actually helps in easily monitoring your finances..
right now, aig na lang natira sa mga cards dyan (and a couple of debit cards - peso & $) kasi sa aig naka-link utilities sa bahay ko and i simply remit funds to my account for payment on-line..
there's this youtube article, about a 2000s altis, that had a high rpm on cold start (2000+ daw),...
high idle RPM at engine start