Results 1 to 10 of 57
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March 20th, 2009 10:57 AM #1
i have not used my RCBC card since i got last 08 never once ... I got a annual membership fee billing the other day ... is there any way i can ask them to waive it? thanks
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Tsikot Member Rank 4
- Join Date
- Jun 2006
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- 2,605
March 20th, 2009 11:20 AM #2mahirap yan since you never used your card. from the bank point of view, they are not making money from you. so your an expense not an asset. since you dont use your card, why not just cancell it. that way you dont pay for the annual fees. The bank might even waive the annual fees and renew your card.
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March 20th, 2009 11:27 AM #3
pa cancel mo lang then pag tinanong ka kung bakit, sabihin hinde mo naman ginagamit meron kang ibang card na regular na ginagamit mo dahil malaki naman yun limit mo doon, para offerang ka nila ng waive annual fee and baka taasan pa credit limit mo..hehehe
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March 20th, 2009 12:07 PM #4
Frankly if you didn't use it for a year, it is better to simply have the card canceled, especially if you have two or more other cards.
The credit card company can do two things when you request for a card cancellation.
1. they will cancel the card outright.
2. they will waive the annual due in exchange that you keep the card in case you will use it in the future.
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March 20th, 2009 12:22 PM #5
thanks for the input guys ...
i have another card that i regularly use ... so this is like my back up card..
anyways i might just call them and ask if i can cancel the card if they would'nt cancel my annual fee... thanks again
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February 12th, 2013 07:00 PM #6
buhayin ko lang thread na ito
HSBC MC Card sa akin, just threaten your CSR :innocent: that you will cancel your card to waive it before you reach annual fee date... sayang din yong 1,500....
any tips about any other cards that can be waived yong CC...
i heard CITIBANK cannot be waived....
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February 12th, 2013 07:12 PM #7Originally Posted by mbk347
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February 12th, 2013 09:08 PM #8
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February 12th, 2013 09:28 PM #10
May BDO at Metrobank CC ako. Yun BDO, may annual fee. Pero yun Metrobank ko, wala, as in walang annual fee. Yun nga lang, walang reward points.
Kung ako.. Age: 2017 = 7 years old = 70k kms Typical PMS schedule: 1 year = 10k kms Ergo 100k...
Ford Everest 2015