Help: CAP Educational Plan

[maria ann]

^^^ I don't think that's feasible in the local setting.

Derivatives and fancy packaging of loans as asset-backed securities approach the complexity of mathematical equations, and are not as easily understood as other securities. No offense meant to local bankers and financial experts here, but even Western financial analysts themselves cannot fully comprehend the underlying principles, and their financial markets are much more advanced than ours.

And besides, there is no trading floor for derivatives locally, right? Only for stocks, warrants and options.

Hi,

My name is Maria Ann, I just want to let everyone know that CAP Philippines is starting to pay back their plan holders.

You can call the office at 8154960 and 7592153 ( look for mercy or andrea ) for further inquiry about your plan or go to www.cap.com.ph or www.captruth.webs.com

Sincerely,
Maria Ann

[desert fox]

Maria Ann?, answering machine ka ba?

paulit ulit kasi mga post mo.... jk.

[maria ann]

uy, maria Ann , hulog ka ng langit.....ako unang sasalo sa iyo.... jk.

thanks for the wonderful info....

It may take time po, but atleast CAP is trying again, I guess things are looking better. diba?

thanks for the reply!

[desert fox]

It may take time po, but atleast CAP is trying again, I guess things are looking better. diba?

thanks for the reply!

hehehe, akala ko BOT ka, di naman pala....

Dapat talaga, isoli pera ininvest ng madlang pipol, pinaghirapan yun e....

good sign anyhow....

[maria ann]

Maria Ann?, answering machine ka ba?

paulit ulit kasi mga post mo.... jk.

HI desert fox,

Hindi po, just have to make sure that I was able to reach out to everyone. di ab po?

[desert fox]

HI desert fox,

Hindi po, just have to make sure that I was able to reach out to everyone. di ab po?

hehehe...yap thats good....

one more thing, taga CAP ka ba sis?

[desert fox]

*Maria Ann, saan ang location ng CAP sa Imus Cavite? me contact number ka ba?

TIA.

[maria ann]

hehehe, akala ko BOT ka, di naman pala....

Dapat talaga, isoli pera ininvest ng madlang pipol, pinaghirapan yun e....

good sign anyhow....

As I have said po may katagalan yung process so if you know anyone, please help us po, kasi sayang.

And let's pray for the best.

[maria ann]

*Maria Ann, saan ang location ng CAP sa Imus Cavite? me contact number ka ba?

TIA.

Naku, hindi ko po sure eh, pero I can ask po. once i have the answer i'll get back to you. =)

And let's put it this way, i'm trying to help people na apektado ng nangyari sa CAP.

[desert fox]

Naku, hindi ko po sure eh, pero I can ask po. once i have the answer i'll get back to you. =)

And let's put it this way, i'm trying to help people na apektado ng nangyari sa CAP.

ok thanks sis, it seems you are a nice and sweet young lady....can we dance?

jk.

sige sis, wait lang ako dito....

[safeorigin]

./facepalm

[vito corleone]

./facepalm

hmm. . .why don't i feel positive about this,too?. . .ingat

*ms. maria ann, hindi ako duda sa 'yo, duda ako sa sitwasyon--you can put another person in your place and i'd still have doubts about her/him

[uls]

CAP is damaged

after screwing planholders, who the hell will wanna buy plans from CAP now

anyone?

itaas ang kamay

[maria ann]

CAP is damaged

after screwing planholders, who the hell will wanna buy plans from CAP now

anyone?

itaas ang kamay

Hi Mr. Uls,

Yes, CAP truly is damaged.

However, it is untrue that CAP intentionally "screwed" planholders. The people here that believe that CAP intentionally collected planholder money for the sake of cheating people haven't been paying attention to the situation and/or reading about the problem properly.

CAP has been around since 1980. Before the collapse of the pre-need industry, CAP had been in service for TWENTY YEARS. A business that is in place for TWENTY YEARS, obviously, is not into business just to fool people into handing money over with the intention of "screwing" them in the end.

What happened to CAP is something that nobody wanted, especially those in charge of CAP. Who would want their own business to fail, right? But sometimes these things happen in the business world - nothing is sure in life and there are a multitude of risks involved in owning a business.

However, what I have been trying to show people is that CAP is:

1) NOT changing its name to avoid liability to its planholders
2) NOT closed
3) IS trying its best to pay its planholders back based on court mandates

Please - I have all the time in the world to discuss this with you. But please, at least RESEARCH about the situation so that you know what you are talking about.

CAP is here to stay - and we are trying our best to give back what our planholders deserve. It may take a while, and the service may be poor in some areas - but this is a world better than CAP just changing its name and disappearing on its planholders.



Maria Ann

[maria ann]

hmm. . .why don't i feel positive about this,too?. . .ingat

*ms. maria ann, hindi ako duda sa 'yo, duda ako sa sitwasyon--you can put another person in your place and i'd still have doubts about her/him

Hi vito corleonei,

Thank you for the input.

I honestly respect how you feel and given the situation no one can blame anyone.

But, I am here just to let everyone know that CAP Philippines is still here and is now trying it's best to reach out and pay back their planholders. And I'm here to help if anybody needs my help.

Thank you for your time,

Sincerely,
Maria Ann

[uls]

Please - I have all the time in the world to discuss this with you. But please, at least RESEARCH about the situation so that you know what you are talking about.

research?

as if there's anything complicated to research about

CAP is a pre need company of the family who also owns (owned) Fil Estate

CAP invested in Fil Estate projects

bumagsak ang fil estate, bumagsak ang CAP

[uls]

kaya nagbabayad na ang CAP kasi Fil Estate has been liquidating assets

ang pera ng CAP planholders nakaipit sa Fil Estate

[e-bundok]

CAP is a big joke. What consolation they are paying their devastated subscribers right now is an insult added to the nth multiple of injury. Investments gone amiss? God forbid but their top brass should have been burned to hell for all the demons and devils to feast on. F**ck ‘em! I’ve seen it all when CAP was going down the drain and all they were telling us back then was to sit down, relax, suit ourselves with their black cold bland coffee and warm our asses while they straighten things out. Yeah, I was there. Hell, they did not even try to liquidate their fixed assets when it seemed to be the quickest candy back then to pacify wailing parents who came from far and beyond just to try and scour a penny for their children’s tuition fees. Damn, such a pity back then.

I’ve got three siblings that time who were still deep in college and my pop was really banking on CAP to deliver and ease us the financial burden of having to pay hundred thousands worth of tuition fees every semester. Not a dime was paid. Good thing we managed. My siblings finished their degrees sans CAP EDUCATIONAL PLAN! But pop aged a damn whole lot faster.

Then lo and behold, CAP is paying. I went to check it out last year hoping they could at least settle for the subscribed face value. But what hope I was holding on to still remains a hope to this day. True, they paid but not at a premium. Of course not! A discount would still be an understatement. They gave peanuts, and in installments for that matter. I would have told them to eat my balls but I just kept my cool. There’s no use asking them for a chocolate bar when the best they can hustle you with is a caramel candy. It’s not worth your while arguing with them.

Anyway, CAP is now a thing of the past buried in financial history for academics and financial expert wannabes to include in their arsenal of theories and empirical facts. Greed has taken the senses out of their craniums, investing in high-risk investment vehicles hoping to hit the jackpot by dipping their hands into the crystal ball. And what did they get? Horseshit. They coulda pooled everything in a piggy bank instead. For all their actuarial antics and everything boiled down to…. well horseshit.

So I heard business at CAP is up and about again. What are they up to this time? Financial toiletries? Packaged in toilet paper as well? Perhaps ass-wipes to glisten the chink for the golden egg to pass though. Or have they come up with a financial guide showcasing their mathematical models (on how to manage your investments and watch your hard-earned pesos go south?) that had eventually put them, at one time, at the spotlight and on a 15-minute of fame- infamous it may be? Oolalala, a bestseller cum nobel contender in the making! Ooops sorry, I think I said too much. Excuse the bashing but couldn’t help it…

I already left CAP behind me then I saw this thread and thought I could share one last time. Peace everyone.

[maria ann]

ok thanks sis, it seems you are a nice and sweet young lady....can we dance?

jk.

sige sis, wait lang ako dito....

HI There again!

SOrry for the wait, here is the address of CAP Philippines in Imus,Cavite:

[SIZE="4"]RM. 208, J and C Bldg., Nueno Ave., Imus Cavite.[/SIZE]

I was wondering if you would decide to go there, can you please ask for the name of the person that will assist you, and share with us how it would go.

Thank you so much!!!

Sincerely,
Maria Ann

[desert fox]

HI There again!

SOrry for the wait, here is the address of CAP Philippines in Imus,Cavite:

[SIZE=4]RM. 208, J and C Bldg., Nueno Ave., Imus Cavite.[/SIZE]

I was wondering if you would decide to go there, can you please ask for the name of the person that will assist you, and share with us how it would go.

Thank you so much!!!

Sincerely,
Maria Ann

no probs...thanks again...