GOLD vs Silver credit card.

[bluntman]

What about a platinum card?

[chieffy]

tulad ng sabi nila mas maraming privileges ang gold card at kung heavy user ka mas okay ito assuming that you pay in full kapag dumating ang bill mo...sayang ang points sa mga reward system ng mga card companies

langya di ko alam yung black card ng AMEX ah...matindi talaga mga marcoses noon...

bluntman AMEX and other companies offer platinum cards....credit limit nito usually 200k pataas...unfortunately most gas stations here in the phils dont accept AMEX cards anymore dahil ang taas daw ng surcharge(not sure of the term) na ibinabawas nito sa mga merchant(like gas stations)...

[ILuvDetailing]

Yup Master and Visa lang tinatanggap sa Gas stations.

[the_wildthing]

Wala akong nakukuha sa Gold card ko. Kundi waived annual fee every year. Hehehe.

Just tell them di mo na gagamitin kasi may ibang bank magbibigay ng libre. They will probably waive theirs too.

[mrpink]

.. additional discounts lang or promos .. nung summer .. nag-request yung mga ibang staff ko na samahan ko sila mag-shopping sa nike womens sa greenbelt dahil 20% off yung items kung gold card ang pambayad mo ..

[1D4LV]

imho, not all gold cards have high credit limits. meron ako Union Bank Visa Gold. ang credit limit nya is 60,000.00 lang. hehehe.

compared to my other gold cards:

Standard Chartered : 200,000.00
Security Bank: 250,000.00

[luckytruck]

sandali, libre pala ang annual fee kung heavy user? anak ng tokwa, i have been spending over P15,000 a month with my credit card, tapos wala pang libre. mukhang na-iisahan ako

andy

[IPSG_SlimShady]

DO we really need the Gold card? aside from the higher credit limit and mas prestigous color ng card . whats are the other advantages of having Gold?
may promo citibank upgrade to gold waived ang first year, kaso ang mahal ng annual fee 2,500 compared to 1200 lang sa silver. credit limit naman ng silver is above 70k narin mataas na masyado for me.

The maximum credit limit for Citibank Silver is P100,000.

Most people who have credit cards CANNOT pay the whole amout due
every month, so they will pay the prevailing interest rates for the
balance.

So if you belong to this category of credit card users, then a GOLD card
is a big disadvantage to you given the amount of interest rate multiplied
on your large standing balance.

Why pay an annual fee on an extra credit line that you don't actually use?

[buknoy2002]

gsto ko magkagold

pero dahil lang sa free/subsidized samsung tv ng hsbc card.

[andre]

with Citibank Gold or Platinum, You can get inside Northwest Airlines Business Class Lounge free w/ 1 companion.