1. Buy in bulk if possible
2. 60-40 rule, pero minsan 80-20 (life is short :D )
3. I always use mercury drug suki card, SM advantage cards, robinsons card and the likes para may returns for every purchase. Kapag naipon pangbili ng toys ng anak ko.
4. If kaya DIY, Ill do it. Pero syempre with proper knowledge and research. Baka ma-destroy-it-yourself ko
5. I use my credit card for gassing up. Para may rebates naman. I always pay it before the due date and full amount.
6. Nagbabaon ako ng packed lunch, or shall I say dinner. (Euro time work shift)

Isa lang di ko tinitipid: fine dining.

EDIT: isa pa pala: airconditioner :D