Quote Originally Posted by Ed.Autel View Post
Am not a lawyer by profession, but I believe their best chance to collect is to file a legal claim against the estate of the deceased to collect the debt owed. This is a tedious task and an expense to the card company, as they need to undertake or 'hunt' for property(ies) registered under the deceased's name. For them to save on time and expenses, they hope to produce results by frequent calls to press for collection.
+ 1 the bank will not go through the hassle of going after the estate for a small amount. Write off na yan. Not sure though how far they will go for P300k...