Average Monthly Salary for a Decent Living

[uls]

Many "industrialized" nations with high standard of living have more old singles than those with families. Because these singles earn and save more than those with commitments. Pinoys tend to get marry early. If you are single beyond your 30s, you are viewed as not normal. If you don't earn and live comfortably, don't force yourself to get married to satisfy some people...

kaya vicious cycle of poverty

poor families are trapped in poverty for generations coz of their upsidedown mentality and animal-like behavior

[Monseratto]

kaya vicious cycle of poverty

poor families are trapped in poverty for generations coz of their upsidedown mentality and animal-like behavior

They think with their balls then bahala na si batman attitude...

[yebo]

Many "industrialized" nations with high standard of living have more old singles than those with families. Because these singles earn and save more than those with commitments.

true. may kasama nga ako dito sa rig mas mataas sweldo sa akin, single, no commitments. di rin babaero, makainom lang ng 4 boteng beer maghapon masaya na, hinahanap pa lagi yung mura. di umiinom sa bar, bibili lang sa tindahan tapos lulupasay sa buhangin dun siya iinom. tanging libangan e scuba diving. may girlfriend sa kanila pero wala balak gawing asawa. nagpunta siya sa palawan hindi tumira sa hotel, nag-rent ng kubo na $20/day, ni wala daw electric fan. pero langya may $5M+ sa investments nya. sweldo nya wala pa 10% ginagasta per month. magre-retire na daw siya next year, 52 lang siya. ask ko ano gagawin nya after, magtuturo na lang daw sa dive shop. life's a beach...

samantala sa pilipinas kahit isang piso di pa kumikita pagka-graduate asawa na agad hinahanap.

[uls]

animal instinct ang dominant eh

pag feel mag *** magse***

walang thinking of the future

walang thinking of consequences

[uls]

samantala sa pilipinas kahit isang piso di pa kumikita pagka-graduate asawa na agad hinahanap.

call of nature

reproductive age na eh

[CVT]

true. may kasama nga ako dito sa rig mas mataas sweldo sa akin, single, no commitments. di rin babaero, makainom lang ng 4 boteng beer maghapon masaya na, hinahanap pa lagi yung mura. di umiinom sa bar, bibili lang sa tindahan tapos lulupasay sa buhangin dun siya iinom. tanging libangan e scuba diving. may girlfriend sa kanila pero wala balak gawing asawa. nagpunta siya sa palawan hindi tumira sa hotel, nag-rent ng kubo na $20/day, ni wala daw electric fan. pero langya may $5M+ sa investments nya. sweldo nya wala pa 10% ginagasta per month. magre-retire na daw siya next year, 52 lang siya. ask ko ano gagawin nya after, magtuturo na lang daw sa dive shop. life's a beach...

samantala sa pilipinas kahit isang piso di pa kumikita pagka-graduate asawa na agad hinahanap.

What a life!

Baka, duon na siya magsisimulang manisid... :naughty2::hysterical:
15.3K:jazzybass:

[Just]

kung sino pa mahirap sila pa madami anak kasi ang thinking nila, anak nila ang mag aahon sa kahirapan nila so kelangan madami para mas mayaman kung sakaling umahon nga sila. lol

[uls]

^^

buti sana kung maging successful ang mga anak

eh karamihan nagiging tambay lang... tapos nagkaka-anak pa

ang tatay at nanay nagiging lolo at lola di pa nga umahon sa kahirapan nadagdagan pa ng kailangan pakainin

haha

[uls]

but on the other hand yan ang kayamanan ng Pinas -- tao. Manpower

the Phils. has a large number of young people

unlike the developed world problema nila ang aging population and not enough young people (Japan best example)

[shadow]

*yebo, Kung ako yun wala na rin naman siyan balak magkapamilya, gastusin na niya at mag enjoy na siya...

[uls]

^^

well if the guy is gonna retire at 53 and he'll live to be 80 or 90 that's 30 to 40 years pa

he should make his savings last

[Monseratto]

but on the other hand yan ang kayamanan ng Pinas -- tao. Manpower

the Phils. has a large number of young people

unlike the developed world problema nila ang aging population and not enough young people (Japan best example)

It's God's plan for Filipinos to rule the world...hehehe.

[chua_riwap]

*yebo, Kung ako yun wala na rin naman siyan balak magkapamilya, gastusin na niya at mag enjoy na siya...

ayain sa pinas. XP42 ang $5M nya.
mag-asawa ng pinay, na bata.

in a couple of months....ubos ang $5M nya.

[uls]

which brings me to the question - how much do you need to retire?

simple - how much money do you spend in a month to maintain your present lifestyle?

so if you retire at 60 you want to have that amount of money coming in every month even if you're no longer working

if you'll live to be 80 or 90 you need that amount coming in every month for 20 to 30 years

(NOT ADJUSTED FOR INFLATION PA YAN)

so you better have investments that can produce that kind of return

like income from rental units

or dividends from companies

whatever

o nga pala... if your kids turn out to be really successful you got nothing to worry about

sila ang iyong healthcare and pension

but... they also have their busy lives and expenses

[ame]www.youtube.com/watch?v=B32yjbCSVpU[/ame]

[uls]

It's God's plan for Filipinos to rule the world...hehehe.

Pinoys will replace the aging populations of developed countries

in a few decades, Europe, Japan will be populated with brown people hehe

[CVT]

ayain sa pinas. XP42 ang $5M nya.
mag-asawa ng pinay, na bata.

in a couple of months....ubos ang $5M nya.

Teka lang bro.yebo,- Pinoy ba iyan(mahirap mabola) o foreigner(madaling mabilog ang ulo)?
15.3K:jazzybass:

[yebo]

*yebo, Kung ako yun wala na rin naman siyan balak magkapamilya, gastusin na niya at mag enjoy na siya...

nagpre-prepare na nga sa buhay beach bum, bumili ng condo sa golf and beach resort costa rica $180k cash. bumili ng golf cart hindi dahil magaaral siya mag-golf, pero dahil libre kasi ang charging ng battery dun sa condo nila so wala siya gasoline bills. so yun ang kotse nya dun, 20kph max speed. pag malayo ang lakad may scooter na 100 cc.

[Monseratto]

Pinoys will replace the aging populations of developed countries

in a few decades, Europe, Japan will be populated with brown people hehe

The world will go back to the stone age...

[shadow]

^^

well if the guy is gonna retire at 53 and he'll live to be 80 or 90 that's 30 to 40 years pa

he should make his savings last

Well, if I don't have any family why wouldi want to live that long? Live the high life na hanggat kaya at malakas pa pag naubos na, suicide na! Enjoy na while he's still capable

[chua_riwap]

nagpre-prepare na nga sa buhay beach bum, bumili ng condo sa golf and beach resort costa rica $180k cash. bumili ng golf cart hindi dahil magaaral siya mag-golf, pero dahil libre kasi ang charging ng battery dun sa condo nila so wala siya gasoline bills. so yun ang kotse nya dun, 20kph max speed. pag malayo ang lakad may scooter na 100 cc.

di kaya ilokano yan?