Average Monthly Salary for a Decent Living

[DonT]

In light of our current economic situation, What do you guys think is the reasonable Monthly Net Salary of a Household of Four with 2 young kids?
This should be exclusive of tax and assuming no Home Rental and Car Mortgage.

Thanks in advance for you inputs.

[_Qwerty_]

kung walang home rental and car mortgage.. hmm our employees survives with 20T a month net.. so depende sa lifestyle yan.. some kasya kahit 15T a month..

[teeyoh]

with two kids? nowadays to have a decent means of living just above the survival 3-meal-per-day indicator, the husband and wife should have a total income of 45k (1000 USD) for the basic food clothing shelter plus education and pay the utility bills, rent/morgage and in my opinion - a modest car...

[CVT]

IMO, should be not lower than P50K take home per month....

4303:gun:

[_Qwerty_]

well kung kasama home rental and car.. 2 kids.. hmm siguro 50T net a month.. pero tanda ko non.. 2 na anak ko.. 12T lang sweldo ko.. kasya naman.. mga 10 years ago..

[BlueBimmer]

pag dyan sa NCR, dapat 50k net for a decent comfortable quality of life.

pag sa provinces/small cities naman, 30k sobra sobra na.

[froshie1]

In light of our current economic situation, What do you guys think is the reasonable Monthly Net Salary of a Household of Four with 2 young kids?
This should be exclusive of tax and assuming no Home Rental and Car Mortgage.

Thanks in advance for you inputs.

For me eto ang breakdown ng standards ko pag decent w/ 2 young kids.

Per month:

Grocery and Market: 14k
Utilities: 8800 (electricity - 5500, water - 750, mobile - 1600, telephone w/ broadband 1750)
Transportation (you and wife): 6000
Bus service (wala na akong idea sa ngayon): 4k estimate
Baon ng Kids: 2000 (50 each)
Tution Fees: 10000 (prepare 10k each month kung 60k each ang tuition ng anak mo)
Preventive Maintenance ng Car: 1k a month
Labas/Pasyal: 3k
-----------------------------
Total: 49600


Grand TOTAL (before life insurance expense)
Last but not the least.... savings:
49600 + 10% = 54560 // at least dapat ito net.

Pag ideal naman ito ang net: 49600 + 20% = 59520

So iyong sa itaas wala pa dyan ang life insurance. Magbabago iyon pag may life insurance kayo. Actually marami pang dapat ilista pero somehow yan iyong basic. Pwede pang makatipid, one is by slashing the mobile phone bill.

[ritek]

Kaya kailangan more than 60K pa... syempre kailangan magkaron ng savings. Tapos pano pag may binabayaran pang bahay or kotse.. tsk tsk tsk..

[pup2]

Kung sa bandang north ka nakatira, mas mura ang cost of living IMO. Rent, food, school are all cheaper though lesser din siguro ang average wage rates.

[ejr]

around 30k eh ok na sa probinsya namin.

[jon777]

As per thread starter, after car and house payments P50k is enough for me....

around 150-200K a month.

Wow!

150K-200K gross/month. nagpapanic nako pag less than that

Wow ulit hehehehe

[chua_riwap]

As per thread starter, after car and house payments P50k is enough for me....

Wow!



Wow ulit hehehehe

nagugulat ka ba?
pwede mo ring taasan sila....huwag ka mahiya bro.
nasa internet naman tayo........

[badsekktor]

nagugulat ka ba?
pwede mo ring taasan sila....huwag ka mahiya bro.
nasa internet naman tayo........

lols! hahaha!

[jon777]

nagugulat ka ba?
pwede mo ring taasan sila....huwag ka mahiya bro.
nasa internet naman tayo........

kapag lower than P500,000- P1,000,000 per month kabado na kami at nag aalay na kami ng itlog sa St Claire Monastery

[Bin Diesel]

nagugulat ka ba?
pwede mo ring taasan sila....huwag ka mahiya bro.
nasa internet naman tayo........

+1 paps.
too short.

[chrismarte]

nagugulat ka ba?
pwede mo ring taasan sila....huwag ka mahiya bro.
nasa internet naman tayo........

parang sinabi mo sadik na "wala yan sa lolo ko" ....

[renzo_d10]

nagugulat ka ba?
pwede mo ring taasan sila....huwag ka mahiya bro.
nasa internet naman tayo........

+1 paps

Kulang yung 150k/month kung dami loan. Hehehehe.

1 mercedes benz na naka-financing
1 bahay sa exec. village naka-loan
3 anak nasa exclusive school
3 babae pinapakain :rofl:

etc. etc. hehehe

[renzo_d10]

Di pwede. Basic necessity na yun tsaka kailangan ng dsl at computer para mapost sa fb

[renzo_d10]

^ so di pa nagaaral yung 6yo nyo?

[Luap]

^ so di pa nagaaral yung 6yo nyo?

Nag aarala na. This coming school year prep na sya. I did not include school expenses sa monthly kasi kinukuha namin yun sa bonuses namin and for now, once a year naman kami magbayad. Yung school service nya, kasama na sa miscellaneous yun. Wala akong car amortizatin kasi fully paid yung car namin (segunda mano). Yung preventive maintenance ng car, annual registration at comprehensive insurance, galing lahat sa bonus kaya di ko din sya isinama sa monthly budget. Mahirap talaga pagkasyahin ang P60,000 dito sa NCR for my family size, with house amortization. Pigil na pigil sa mga dine out kaya sa tingin ko para considered Decent or Comfortable living, dapat nasa P100K.