All about digital banking (ING, CIMB, KOMO, etc)

[Mask Rider Blac]

BSP: Only two of six PH digital banks are profitable

Only two of six PH digital banks are profitable

[misseksaherada]

Ok pala tong ING, walang withdrawal fee basta may BancNet yung ATM.
If need ng card replacement, wala din bayad..

[Deestone]

Is it safe to open a digital account? Im used to open accounts in traditional bank. I have gcash and have activated savings account powered by cimb but havent put in money yet.

Sent from my SM-N910C using Tsikot Forums mobile app

[jut703]

Is it safe to open a digital account? Im used to open accounts in traditional bank. I have gcash and have activated savings account powered by cimb but havent put in money yet.

Sent from my SM-N910C using Tsikot Forums mobile app

PDIC-insured naman yung mga digital bank.


Sent from my iPhone using Tapatalk

[papi smith]

Baka na attract ka sa ganda ng interest rates nila na up to 4%, 1 month lang yan [emoji38]

Sent from my Mi A1 using Tsikot Forums mobile app

[tarzegetakizerd]

Baka na attract ka sa ganda ng interest rates nila na up to 4%, 1 month lang yan [emoji38]

Sent from my Mi A1 using Tsikot Forums mobile app

Sa GSave, basta may promo may 4% haha. tuloy tuloy naman sakin na 4% since last year hindi ko lang sure if hanggang ngayong month nalang

[jut703]

Yup same here. Nakakakilang 1 month renewal na yang 4% ni Gsave. Kaya ok din na may Tonik, nathreaten sila


Sent from my iPhone using Tapatalk

[dreamur]

Tuloy pa rin ang 4% ng CIMB until June 30.

[dreamur]

Tonik on the other hand will give you the options to choose from 6% (TD) or 4.5% (Savings).

[misseksaherada]

Ok na dumating na CIMB VISA Debit Card ko.. Mas mabilis pero normal presentation lang... Parang mas magagamit ko na ito ngayon.. Wala kasing BPI ATM Machine sa SM Taytay..
May fee na din bank transfer...
Kaya baka gawin ko BPI Cash In to GCash, then lipat sa Gsave tapos ito gamitin ko pang-withdraw if kelangan talaga ng Cash.. [emoji28] Effort..

[ray_noel]

Kags, Ing, tonik and cimb are pdic insured… 500k.


Sent from my iPhone using Tapatalk

[ray_noel]

Ano yung pakulo ng cimb na 4% per annum if may 100k ka na dep? Kasama ba gsave account nyan?

Does it mean if may current balance ka na 100k sa cimb under gsave account, matic na 4% per annum ang interest? Though may limit sila upto 250k and unil aug 31 lang daw… siguro dahil sa ghost month need nila ng money…


Sent from my iPhone using Tapatalk

[jut703]

Ano yung pakulo ng cimb na 4% per annum if may 100k ka na dep? Kasama ba gsave account nyan?

Does it mean if may current balance ka na 100k sa cimb under gsave account, matic na 4% per annum ang interest? Though may limit sila upto 250k and unil aug 31 lang daw… siguro dahil sa ghost month need nila ng money…


Sent from my iPhone using Tapatalk

Yes you just have to verify your GSave account.

I put 250k in CIMB in January, have earned 2.6% already to-date, on track to 4% by year-end.


Sent from my iPhone using Tapatalk

[misseksaherada]

Yes you just have to verify your GSave account.

I put 250k in CIMB in January, have earned 2.6% already to-date, on track to 4% by year-end.

Nakakatuwa yung CIMB to CIMB na fund transfer, merong special interest.. Nag fund transfer ka na, nag earn ka pa.. [emoji16]

[Deestone]

What is the new promotion now in CIMB? I understand that 4% interest per annum is for limited months only then after that back to regular interest right?

[misseksaherada]

What is the new promotion now in CIMB? I understand that 4% interest per annum is for limited months only then after that back to regular interest right?

simula po nung nag-create ako account last Q4 ng 2020, lagi po extended..
Yung sa ING po after 6 months na 4% naging 2.5% na lang po..
ang gusto ko sa kanila kapag mag-withdraw ako ng cash any ATMs, waived pa din ang service fee..

[Deestone]

simula po nung nag-create ako account last Q4 ng 2020, lagi po extended..
Yung sa ING po after 6 months na 4% naging 2.5% na lang po..
ang gusto ko sa kanila kapag mag-withdraw ako ng cash any ATMs, waived pa din ang service fee..

Okay. What I like about CIMB is that you can link it thru your Gcash I downloaded the app and did not finish the application form and was surprise that CIMB called me up asking why I didn't finish the application.

[misseksaherada]

First time ko gamitin ING atm kahapon sa BDO atm machine. Na-prompt ako ng English or Chinese language, after nun meron daw Php 280 access fee to proceed, nag-proceed ako kasi gusto ko malaman if magbabawas sa account ko. After nun nakapag-withdraw ako ng maayos, pero nung nag-print ako ng receipt meron Php 18 pesos access fee sa receipt.
Nung nag-check ako sa ING mobile app, totoo nga auto-waived yung sevice fee/access fee. Kung ano yung actual cash na ni-withdraw ko, yun lang ang nabawas. [emoji4]

===
Para makagamit ng ATM sa CIMB and ING
Fast Account = CIMB
Pay Account = ING
dyan connected yung ATM VISA card.

[Little Missy]

First time ko gamitin ING atm kahapon sa BDO atm machine. Na-prompt ako ng English or Chinese language, after nun meron daw Php 280 access fee to proceed, nag-proceed ako kasi gusto ko malaman if magbabawas sa account ko. After nun nakapag-withdraw ako ng maayos, pero nung nag-print ako ng receipt meron Php 18 pesos access fee sa receipt.
Nung nag-check ako sa ING mobile app, totoo nga auto-waived yung sevice fee/access fee. Kung ano yung actual cash na ni-withdraw ko, yun lang ang nabawas. [emoji4]

===
Para makagamit ng ATM sa CIMB and ING
Fast Account = CIMB
Pay Account = ING
dyan connected yung ATM VISA card.

So aside from funding yung Gsave/upsave account, kailangan ka maglagay ng 100k fast account para magka debit card, right?

Sent from my LYA-L29 using Tapatalk

[misseksaherada]

So aside from funding yung Gsave/upsave account, kailangan ka maglagay ng 100k fast account para magka debit card, right?

Kahit sa GSave lang may 100K.. mag-lagay ka lang ng any amount sa Fast Save para magkaroon ka lang ng account.
Nagta-transfer lang ako sa Fast Account kapag need ko Cash, pero nandun lang lagi funds sa GSave dahil nandun yung 4% interest rate.
Kailangan nung UpSave para maging forever yung Fast Account [emoji28], dahil 12 months lang validity ng Fast Account.