All about digital banking (ING, CIMB, KOMO, etc)

[Tha_Mann]

right now madalas ko gamit Seabank. 4.5% PA interest, na nakakatuwa lang na daily binibigay at na enganyo ka mag save. tapos may cashback pa (max 1k pesos/month) pag ginamit mo yung debit card nila to any transactions, usually binibigay a day after ng transaction.

gamit ko din pag cash-in to BPI, free 3x/week. and transfer to other banks/e-wallet, free 15x/week.

[Mask Rider Blac]

right now madalas ko gamit Seabank. 4.5% PA interest, na nakakatuwa lang na daily binibigay at na enganyo ka mag save. tapos may cashback pa (max 1k pesos/month) pag ginamit mo yung debit card nila to any transactions, usually binibigay a day after ng transaction.

gamit ko din pag cash-in to BPI, free 3x/week. and transfer to other banks/e-wallet, free 15x/week.

Sinusubukan ko din i-maximize ung cashback ni Seabank. Kahapon grabpay cash-in using Seabank virtual debit card, nitong umaga natanggap ko ang cashback. Nag grabpay cash-in ulit ako today.

[Miles_on]

How many times nyo na natry? Balak ko sana magbayad ng DP thru my CIMB account. How does AMLA work ba? Let's say I transfer 500k each day for 3 days sa isang bank. Hindi ba mafa-flag yun?

Honestly, I think you guys are overthinking it too much, really.

500k to 1.5M na transaction, well, yes that's a lot of money, but hindi naman talaga gaano kalaki yan (average na presyo lang ng isang kotse yan) Barya lang yan sa mga tototong money launderers like our local politicians...

Wala ka namang ginagawang masama, you're not laundering money, wala ka naman ni swindle - pera mo yan. malinis naman konsiysensya mo, so if ever ma question yan you can can easily explain its stemming from a legitimate transaction.

Yaan mong sumakit ang ulo nila (hindi ikaw) kung masama sila magisip...

[Mask Rider Blac]

Bank deposit interest rates as of today (annual rates):
CIMB – 2.5% (UpSave account) [up to 15.% {T&C apply}]
DiskarTech – 6.5% for a max deposit of P49,700.00 only (basic deposit account)
GoTyme – 4.0%
Maya – 10.0% / 14.% for max deposit of P100K [with goals to be achieved]
Netbank – 6.0% for savings account (will be 5.5% starting next month); 7.0% for one year TD
Ownbank – 6.5% for 30-day TD; 7.0% for 180-day TD; 7.5% for 360-day TD
Seabank – 4.5% for savings account max of P350K
UnionDigital – 6.25% for 90-day TD; 6.5% for 180-day TD
UNOBank – 4.25% (UNOReady savings account) for max deposit of P100K [up to 12.75% {T&C apply}]; 6.5% for 180-day TD

[Tha_Mann]

Sinusubukan ko din i-maximize ung cashback ni Seabank. Kahapon grabpay cash-in using Seabank virtual debit card, nitong umaga natanggap ko ang cashback. Nag grabpay cash-in ulit ako today.

eto din ginagawa ko, grabpay cash-in sa seabank debit card hehe. aside from mode of payment ko din sa grab/shopee is seabank debit card din.