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  1. Join Date
    Sep 2011
    Posts
    619
    #1
    Sa mga nakakaintindi dito paano nangyari top ang metrobank kahit hindi gaano nababasa sa dyaryo? I hate going to the banks talaga. Sobrang stress ng mga tao. Nakakatakot din dahil hindi mo alam kung may holdupper.

    16 Phl banks in Asia's 500 list

    16 Phl banks in Asia's 500 list - Yahoo!

    Sixteen Philippine banks have made it to the list of 500 strongest banks in the region, based on a study by The Asian Banker.
    Of the 16 Philippine banks, 13 are commercial banks and three are thrift banks.

    The Metropolitan Bank & Trust Co. (Metrobank) has been adjudged the strongest bank in the Philippines, and the Philippine Savings Bank (PSbank) the strongest among the three thrift banks.

    Banco de Oro Unibank Inc. (BDO) has been classified as the largest Philippine bank – at 186th among the top 500 banks in the region.

    East West Banking Corp. (EastWest Bank) has been recognized as the largest gainer, with its reported 191-percent increase in net profit.

    The study recognizes Security Banking Corp. (Security Bank) as having the highest return on assets among regional banks. It has the highest return-on-equity among Philippine banks.

    As the biggest Philippine bank, BDO has been ranked 186th from 195th in 2010. Metrobank kept its ranking at 197th.

    The Bank of the Philippine Islands (BPI) has improved to 200th spot from 211th while Land Bank of the Philippines is at 264th down from 251st in 2010.
    The Rizal Commercial Banking Corp. (RCBC) has been ranked 317th from last year’s 310th.

    The Philippine National Bank (PNB) placed 324th from 313th, while China Banking Corp. has settled at 338th from 340th.

    Union Bank of the Philippines (UnionBank) landed on the 343rd slot from 331st a year ago. Allied Banking Corp. has been ranked 384th from 366th, while United Coconut Planters Bank (UCPB) has settled at 387th from 406th.

    Meanwhile, Security Bank made it to the list for the first time at 398th. Also making its debut in the list was BPI Family Savings Bank at 415th.

    Bank of Commerce is at 449th from 420th, while PSBank is at 452nd from 426th. EastWest Bank is at 466th, the first time it has made it to the list. RCBC Savings Bank has also made it to the list for the first time at 497th.

    The top two banks in the region, based on the list, are Mitsubishi UFJ Financial Group of Japan (assets worth $2 trillion), and the Industrial and Commercial Bank of China or ICBC (assets worth $2 trillion). Of the top 10, four are from mainland China, three from Japan, two from Australia and one from Hong Kong.

    Curiously, no Philippine bank has made it to the list of top 50 banks with the largest profit, largest growth in loans, largest growth in deposits, lowest cost to income ratio, highest non-interest income to total operating income ratio, lowest gross NPL ratio, and highest capital adequacy ratio.

    Of the top 50 banks in South and Southeast Asia, BDO has been ranked 36th; Metrobank, 40th; and BPI, 43rd.

    The State Bank of India with assets worth $321 billion and the DBS Group (Singapore) with assets worth $220 billion are the top two banks in South and Southeast Asia.

    Among the top 50 banks in South Asia and Southeast Asia, 23 are Indian banks, four are from Singapore, nine from Malaysia, seven from Thailand, and four from Indonesia.

    The next three leading Indian banks are ICICI Bank, Punjab National Bank and Bank of Baroda.

    Maybank, with $103 billion in assets, is the top Malaysian bank. The next is CIMB Group Holdings with $87 billion in assets. The top three Thai banks are Bangkok Bank, Krung Thai Bank, and Kasikornbank.

    Aside from DBS Group, the other top Singaporean banks are Overseas Chinese Banking Corp. and United Overseas Bank.

  2. Join Date
    Oct 2002
    Posts
    17,335
    #2
    It's not about marketing and "sinong sikat" but the balance sheet strength of the bank. You're talking of factors such as capital adequacy, loan loss reserves, non-performing loans, assets, deposit base, total loans, etc... These are things that determine if the bank manages the funds of its depositors prudently and has the clout to withstand financial pressures (crises, meet demand deposits, etc).

    At the end of the day, you do want to put your money at a Bank where you feel it won't be gone in sudden situation.

  3. Join Date
    Nov 2010
    Posts
    22,329
    #3
    ^ Asan ba dyan bank mo?

    I have deposits at Metro and BPI. Yan na for me noon pa. Although my current salary will be thru RCBC.

  4. Join Date
    Oct 2002
    Posts
    17,335
    #4
    Banco Filipino at Urban Bank kami eh... taas ng rates. :D

    I deal with two banks only... nandyan din naman sa mga top large and medium sized banks in the Phils. (since i used to work for one of them).

  5. Join Date
    Mar 2010
    Posts
    2,204
    #5
    Banco Filipino bro? Sarado na sila di ba?

  6. Join Date
    Sep 2003
    Posts
    22,939
    #6
    The higher the rates, the more likely the bank will go under...like Banco Filipino and Urban bank.

  7. Join Date
    Oct 2002
    Posts
    17,335
    #7
    Quote Originally Posted by robot.sonic View Post
    Banco Filipino bro? Sarado na sila di ba?
    Yup, was just kidding on that . They've gone under... Lower than GMA's trust ratings before.

    On a serious note, BSP seems to be stricter with regard to regulations nowadays to ensure the more stable banks stay that way.

  8. Join Date
    Nov 2005
    Posts
    38,336
    #8
    Quote Originally Posted by tomboy View Post
    Sa mga nakakaintindi dito paano nangyari top ang metrobank kahit hindi gaano nababasa sa dyaryo? I hate going to the banks talaga. Sobrang stress ng mga tao. Nakakatakot din dahil hindi mo alam kung may holdupper.
    di naman basehan kung madalas mabalita

    strength ng bank based on how much capital it has in relation to assets (loans)

  9. Join Date
    Sep 2011
    Posts
    619
    #9
    Kasi napupuntahan ko BPI and BDO. Ayaw ko sa bdo ang gulo.

    So ok pala bangko ni ex-number 1 forbes list(philippines) george ty.

    Ano pa iba bangko recommended na top 10 sa list nyo?

    at pag nagbank holiday kahit iisa bank pero different branch 500thou pa rin lang ang insured? Pero kung ililipat under different names like wife, children insured na? or much better ideposit sa iba-iba bangko.

16 Phl banks in Asia's 500 list