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  1. Join Date
    Apr 2015
    Posts
    33
    #31
    Quote Originally Posted by _Qwerty_ View Post
    maganda mag inquire ka para ma compare mo..

    kung fortuner g na matic, 1.365M ang SRP.. mga nasa 25T ang comprehensive insurance nyan..

    Is this fair amount for a bank financed car and insurance. Innova 2015 2.5e. participation 5k. Comprehensive insurance with aog.

    The bank wants me to provide post dated checks or auto debit the amounts involved. Mas makakatipid ba ako pag sa labas ako kukuha ng insurance from 2nd yr-5th yr. The only catch is if i will avail outside insurance i have to pay the 1st yr free insurance. insurance provider is maa.


    1st yr 32,499.94 Free Insurance

    2nd yr 29,478.14 - April 29, 2016

    3rd yr 26,758.53 - April 29, 2017

    4th yr 18,926.04 - April 29, 2018

    5th yr 17,261.64 - April 29, 2019

  2. Join Date
    Dec 2012
    Posts
    1
    #32
    Hi,

    Good Afternoon mga sirs!

    Sorry for this, gusto ko lang i-check ulit kung paano magpa-washover using my existing insurance. Medyo marami na kasing tama ung kotse since APR 2014, eh naisip ko lang baka sakaling pwedeng magamit ung insurance ko. Hilamos lang marestore lang ung kotse.

    Let me know if more information is required. Thanks super and more power guys!

    Regards,
    JV

  3. Join Date
    Jan 2013
    Posts
    70
    #33
    Quote Originally Posted by tweep914 View Post
    Hi,

    Good Afternoon mga sirs!

    Sorry for this, gusto ko lang i-check ulit kung paano magpa-washover using my existing insurance. Medyo marami na kasing tama ung kotse since APR 2014, eh naisip ko lang baka sakaling pwedeng magamit ung insurance ko. Hilamos lang marestore lang ung kotse.

    Let me know if more information is required. Thanks super and more power guys!

    Regards,
    JV
    Per accident ang charging ng participation fee. Pede mo yan iclaim kaso baka kunti lang difference pag nagcash ka sa paint shop.

  4. Join Date
    Apr 2012
    Posts
    186
    #34
    Quote Originally Posted by fanboi View Post
    Per accident ang charging ng participation fee. Pede mo yan iclaim kaso baka kunti lang difference pag nagcash ka sa paint shop.
    Ang tanong - Paano niya mapapalabas na accident ang pangyayari? Gagasgasan paikot ang buong kotse? Kung per accident at hindi per panel, mas mura pa din kapag insurance ang ginamit hehehe.

  5. Join Date
    Mar 2008
    Posts
    51,399
    #35
    Quote Originally Posted by tweep914 View Post
    Hi,

    Good Afternoon mga sirs!

    Sorry for this, gusto ko lang i-check ulit kung paano magpa-washover using my existing insurance. Medyo marami na kasing tama ung kotse since APR 2014, eh naisip ko lang baka sakaling pwedeng magamit ung insurance ko. Hilamos lang marestore lang ung kotse.

    Let me know if more information is required. Thanks super and more power guys!

    Regards,
    JV
    ask your insurance provider, sir. some insurance providers do offer a washover program... precisely for cars with more bumplets than you can count.
    Last edited by dr. d; February 24th, 2016 at 09:59 PM.

  6. Join Date
    Nov 2015
    Posts
    33
    #36
    good day mga tsikoteers,

    for renewal na po ung insurance ko next month. pero nag dadalawang isip ako if i still need to renew it for some reason..

    ung car ko po kasi nagagamit lang 1-2 times in a week pero sa city lang namin.. in your opinion do i still need to renew it or not?

    any suggestions po?

  7. Join Date
    Oct 2002
    Posts
    15,528
    #37
    Quote Originally Posted by raegan View Post
    good day mga tsikoteers,

    for renewal na po ung insurance ko next month. pero nag dadalawang isip ako if i still need to renew it for some reason..

    ung car ko po kasi nagagamit lang 1-2 times in a week pero sa city lang namin.. in your opinion do i still need to renew it or not?

    any suggestions po?
    what is the make/model and value of the car?
    what if during the once or twice a week na ginamit yung oto, naaksidente or nakaaksidente?

  8. Join Date
    Jan 2016
    Posts
    6,343
    #38
    Depends on your risk appetite and accident history. Me, I like to gamble, saving the premiums to pay for an accident later, makalusot lang ng 2 years na walang accident, may sapat na ipon na for collision repairs. But that's just me, only had 1 accident in 10 years of driving.

  9. Join Date
    Nov 2015
    Posts
    33
    #39
    Quote Originally Posted by 1D4LV View Post
    what is the make/model and value of the car?
    what if during the once or twice a week na ginamit yung oto, naaksidente or nakaaksidente?
    2015 Hyundai Tucson po..
    yup, you are right. its better to be hassle free thou we're not anticipating accidents naman..

    thank you po!

  10. Join Date
    Nov 2015
    Posts
    33
    #40
    Quote Originally Posted by papi smith View Post
    Depends on your risk appetite and accident history. Me, I like to gamble, saving the premiums to pay for an accident later, makalusot lang ng 2 years na walang accident, may sapat na ipon na for collision repairs. But that's just me, only had 1 accident in 10 years of driving.
    thanks sa suggestion sir...

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