Quote Originally Posted by Lotur View Post
sorry for the noob questions:
for comprehensive insurances, how much is % the usual participation fee of the owner in case of car damages? and will this be reimbursable once the insurance release the damage payment?

tia!
sir, participation depends on your insurance company. for example my insurace company only charged 3k as participation for every damages. mostly insurance company aside from your participation charges 10%-50% (depending on your insurance company policy) for every parts that needs to be replaced. you can pay first for the damaged or replaced parts and reimburse later BUT insurance company have their own ADJUSTER wherein they assess first the damage and decide how much is the cost.

better have your own insurance agent that you know. they give better services than what you get from casa. they (agent) can give you your preffered insurance company (ex standard, malayan, etc.) but the rate is lower than what casa can give. if you need an insurance PM me so i can give you my agent for the last 10years. even the new cars we bought, i get the insurance from him (60% cheaper than casa).