Metrobank Car Loan

[Leimaymay]

Pumunta kami metrobank twice na complete kami sa lahat lahat ng requirements pero bakit ganon? kasi yung co-maker namin kulang ng bank statement pero andun naman ITR, bussiness and mayors permit andun naman na proof na kumikita bussiness ng co-maker ko. Ano ba yan. May metrobank employee ba dito para doon na lang kami mag apply?

[fireice2]

Dun ka nalanang sa subsidiary nila na PS bank. Meron pa option to payoff the loan without penalty + rebates if you want to reduce your loan exposure.

[Leimaymay]

diko gets paki explain

[Ofw29]

Dun ka nalanang sa subsidiary nila na PS bank. Meron pa option to payoff the loan without penalty + rebates if you want to reduce your loan exposure.

subsidiary pla ng metro ang psbank... no wonder hndi ako naapprove kc me utang daw ako sa psbank way bank 10 yrs ago pa... pro na settle kna un... still na decline ang autoloan ko sa knila

[kyleryner]

Dun ka nalanang sa subsidiary nila na PS bank. Meron pa option to payoff the loan without penalty + rebates if you want to reduce your loan exposure.

late react lang....

Thats why when I was considering buying a used car sa mga banks, you can see sobrang konti offerings ng Metrobank Used Cars vs PSBank... Ive been to PSBank Automart in Bicutan, grabe ang laki sobra ng warehouse nila..hundreds of cars there many of them 1-2 years old lang..

so yan ang effect ng mahigpit ang Metrobank vs mas maluwag sa PSBank mag car loan..

[Genspecific]

Me kakilala akong taga metrobank. Message mo Ako Kung interested ka pa din kumuha ng car loan sa kanila


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[balas12c]

No idea regarding how it;s going to woo work with this loan

[Wh1stl3r2]

Mahigpit ang Metrobank sa requirements. Kelangan kumpleto lahat. Other banks are more flexible at the cost of higher rates. Ganun talaga siguro, because of the lower rates their tolerance for risk is very low. Sigurista sila in other words. The best and easiest way would be to get a co maker na may substantial account sa Metrobank. Even if it is another branch. Otherwise maybe consider using another bank.

[Lew_Alcindor]

Paalala, ikaw ang nanghihiram ng pera nila. Wag masyado demanding.

Kung gusto mo, mag-open ka ng account sa kanila at lagyan mo ng malaking halaga. Lalaki chance mo ma-approve.

[lakay77]

try a different bank

[shadow]

Transfer to a different bank. Ang dami-daming bank Hinde lang metrobank. Cut throat Ang competition ng banks ngayon for car loans.


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[MR_BIG18]

Transfer to a different bank. Ang dami-daming bank Hinde lang metrobank. Cut throat Ang competition ng banks ngayon for car loans.


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No problems with credit cards or CMAP?

[DarthChaser]

Question lang, which one is the best among the three? BPI, Security or Metro?

[MR_BIG18]

Pumunta kami metrobank twice na complete kami sa lahat lahat ng requirements pero bakit ganon? kasi yung co-maker namin kulang ng bank statement pero andun naman ITR, bussiness and mayors permit andun naman na proof na kumikita bussiness ng co-maker ko. Ano ba yan. May metrobank employee ba dito para doon na lang kami mag apply?

i applied for a loan this year, total of 3 banks nag C.I sakin, 4 approved, most have the same question, you have an existing loan? told them just finished paying off my car, less than 24hrs approved agad. If its your 1st loan, dun ka sa bank you frequent, the manager will help you as long as la kang problem sa CMAP

[Ocin85]

How do we know if the bank approve our application after they called us for interview?

[J Ohn P Aul]

mas mababa ba ang interest rate pag kilala mo yung manager?

[J Ohn P Aul]

up................

[999]

try going to different bank. try mo east west bank

[kishAn]

mas mababa ba ang interest rate pag kilala mo yung manager?

yes may bearing pagkakilala mostly sagad na rate yan but not all

[go-to-guy]

mas mababa ba ang interest rate pag kilala mo yung manager?

Actually, wala. Wife is a manager. Bale banks just accept the loan application and sends it to the loans dept. Kailangan daw valid ang reason why they should give you a lower rate and di pwede dahil kakilala or kamag-anak lang.