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  1. Join Date
    Mar 2008
    Posts
    38,085
    #161
    Quote Originally Posted by sirkosero View Post
    Insurance pays the bank kung naka loan. Kung sobra ang bayad ng insurance, yun mapupunta sa owner.

    Kapag kulang ang bayad ng insurance, owner pays the difference sa bank

    Sent from my MI MAX 2 using Tapatalk
    kung mamalasin,
    yung bangko was able to recoup much of its investment,
    while the car "owner" has literally zero.

  2. Join Date
    Aug 2020
    Posts
    29
    #162
    Hello everyone,

    Update lang. So, pinapaassess na ni casa yung damage sa insurance and mukhang total loss talaga siya. Although ok naman yung makina (amazing din pala talaga makina ni hyundai), bumigay naman ata yung ECU. Di mapin point kung ano yung prob pero overall di talaga magagamit yung car.

    Any idea po how much yung affidavit for damaged vehichle? Someone told me 1.5k daw. Totoo ba?

    Thank you!


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  3. Join Date
    Mar 2008
    Posts
    38,085
    #163
    Quote Originally Posted by Biermeister View Post
    Hello everyone,

    Update lang. So, pinapaassess na ni casa yung damage sa insurance and mukhang total loss talaga siya. Although ok naman yung makina (amazing din pala talaga makina ni hyundai), bumigay naman ata yung ECU. Di mapin point kung ano yung prob pero overall di talaga magagamit yung car.

    Any idea po how much yung affidavit for damaged vehichle? Someone told me 1.5k daw. Totoo ba?

    Thank you!


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    mura lang ang affidavit! ilang daan lang.

    but why are you tasked with producing it?
    hindi ba, yung nag-evaluate ng sasakyan ang dapat magbigay niyan?

  4. Join Date
    Aug 2020
    Posts
    29
    #164
    Quote Originally Posted by dr. d View Post
    mura lang ang affidavit! ilang daan lang.

    but why are you tasked with producing it?
    hindi ba, yung nag-evaluate ng sasakyan ang dapat magbigay niyan?
    Yun nga, tumawag kasi sakin yung casa, tapos need ko daw isubmit yon. Plano ko sana ASAP iprocess para if ok lahat, baka makukha ako ng new unit.


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  5. Join Date
    Mar 2008
    Posts
    38,085
    #165
    Quote Originally Posted by Biermeister View Post
    Yun nga, tumawag kasi sakin yung casa, tapos need ko daw isubmit yon. Plano ko sana ASAP iprocess para if ok lahat, baka makukha ako ng new unit.


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    "who made the inspection of the damaged car?"

  6. Join Date
    Aug 2020
    Posts
    29
    #166
    Quote Originally Posted by dr. d View Post
    "who made the inspection of the damaged car?"
    Nakakalito talaga actually. Baka makipag-usap nalang muna ako bukas regarding this. Pero hopefully maging ok na to ASAP kasi ang hirap ng transpo dito samen. Total Loss Process - What to expect?


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  7. Join Date
    May 2014
    Posts
    950
    #167
    Quote Originally Posted by Biermeister View Post
    Nakakalito talaga actually. Baka makipag-usap nalang muna ako bukas regarding this. Pero hopefully maging ok na to ASAP kasi ang hirap ng transpo dito samen. Total Loss Process - What to expect?


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    Yung pinagdalhan na talyer/casa is either Hyundai ba mismo or approved talyer ng insurance?

    Tsaka tama din sinabi nila.

    Bakit ikaw magsusulat ng affidavit? Gusto nila ikaw magcertify na total loss na yung kotse? Labo naman nun.

    Anu sabi ng insurance mo? Alam ko hindi mo nga dapat kinakausap yung talyer at yung insurance kausap mo kasi sila makikipagdeal sa talyer kung anung sabi. (Correct me if I am wrong here).

  8. Join Date
    Nov 2009
    Posts
    11,755
    #168
    Baka naman notarized affidavit of what happened sa incident? Instead of police report kaya affidavit ang hinihingi ng insurance.


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  9. Join Date
    Aug 2020
    Posts
    29
    #169
    Quote Originally Posted by 17Sphynx17 View Post
    Yung pinagdalhan na talyer/casa is either Hyundai ba mismo or talyer insurance?

    Tsaka tama din sinabi nila.

    Bakit ikaw magsusulat ng affidavit? Gusto nila ikaw magcertify na total loss na yung kotse? Labo naman nun.

    Anu sabi ng insurance mo? Alam ko hindi mo nga dapat kinakausap yung talyer at yung insurance kausap mo kasi sila makikipagdeal sa talyer kung anung sabi. (Correct me if I am wrong here).
    Yung sasakyan is nasa casa mismo. Sila nagcontact kay AXA, tapos yun yung advise daw ni insurance - magsubmit daw ako ng affidavit, OR/CR, license etc.


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  10. Join Date
    Aug 2020
    Posts
    29
    #170
    Quote Originally Posted by cast_no_shadow View Post
    Baka naman notarized affidavit of what happened sa incident? Instead of police report kaya affidavit ang hinihingi ng insurance.


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    I think, yan yung hinahanap. So Affidavit of Damage to Vehicle po diba?


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Total Loss Process - What to expect?