Total Loss Process - What to expect?

[dr. d]

Insurance pays the bank kung naka loan. Kung sobra ang bayad ng insurance, yun mapupunta sa owner.

Kapag kulang ang bayad ng insurance, owner pays the difference sa bank

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kung mamalasin,
yung bangko was able to recoup much of its investment,
while the car "owner" has literally zero.

[Biermeister]

Hello everyone,

Update lang. So, pinapaassess na ni casa yung damage sa insurance and mukhang total loss talaga siya. Although ok naman yung makina (amazing din pala talaga makina ni hyundai), bumigay naman ata yung ECU. Di mapin point kung ano yung prob pero overall di talaga magagamit yung car.

Any idea po how much yung affidavit for damaged vehichle? Someone told me 1.5k daw. Totoo ba?

Thank you!


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[dr. d]

Hello everyone,

Update lang. So, pinapaassess na ni casa yung damage sa insurance and mukhang total loss talaga siya. Although ok naman yung makina (amazing din pala talaga makina ni hyundai), bumigay naman ata yung ECU. Di mapin point kung ano yung prob pero overall di talaga magagamit yung car.

Any idea po how much yung affidavit for damaged vehichle? Someone told me 1.5k daw. Totoo ba?

Thank you!


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mura lang ang affidavit! ilang daan lang.

but why are you tasked with producing it?
hindi ba, yung nag-evaluate ng sasakyan ang dapat magbigay niyan?

[Biermeister]

mura lang ang affidavit! ilang daan lang.

but why are you tasked with producing it?
hindi ba, yung nag-evaluate ng sasakyan ang dapat magbigay niyan?

Yun nga, tumawag kasi sakin yung casa, tapos need ko daw isubmit yon. Plano ko sana ASAP iprocess para if ok lahat, baka makukha ako ng new unit.


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[dr. d]

Yun nga, tumawag kasi sakin yung casa, tapos need ko daw isubmit yon. Plano ko sana ASAP iprocess para if ok lahat, baka makukha ako ng new unit.


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"who made the inspection of the damaged car?"

[Biermeister]

"who made the inspection of the damaged car?"

Nakakalito talaga actually. Baka makipag-usap nalang muna ako bukas regarding this. Pero hopefully maging ok na to ASAP kasi ang hirap ng transpo dito samen. [emoji24]


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[17Sphynx17]

Nakakalito talaga actually. Baka makipag-usap nalang muna ako bukas regarding this. Pero hopefully maging ok na to ASAP kasi ang hirap ng transpo dito samen. [emoji24]


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Yung pinagdalhan na talyer/casa is either Hyundai ba mismo or approved talyer ng insurance?

Tsaka tama din sinabi nila.

Bakit ikaw magsusulat ng affidavit? Gusto nila ikaw magcertify na total loss na yung kotse? Labo naman nun.

Anu sabi ng insurance mo? Alam ko hindi mo nga dapat kinakausap yung talyer at yung insurance kausap mo kasi sila makikipagdeal sa talyer kung anung sabi. (Correct me if I am wrong here).

[cast_no_shadow]

Baka naman notarized affidavit of what happened sa incident? Instead of police report kaya affidavit ang hinihingi ng insurance.


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[Biermeister]

Yung pinagdalhan na talyer/casa is either Hyundai ba mismo or talyer insurance?

Tsaka tama din sinabi nila.

Bakit ikaw magsusulat ng affidavit? Gusto nila ikaw magcertify na total loss na yung kotse? Labo naman nun.

Anu sabi ng insurance mo? Alam ko hindi mo nga dapat kinakausap yung talyer at yung insurance kausap mo kasi sila makikipagdeal sa talyer kung anung sabi. (Correct me if I am wrong here).

Yung sasakyan is nasa casa mismo. Sila nagcontact kay AXA, tapos yun yung advise daw ni insurance - magsubmit daw ako ng affidavit, OR/CR, license etc.


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[Biermeister]

Baka naman notarized affidavit of what happened sa incident? Instead of police report kaya affidavit ang hinihingi ng insurance.


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I think, yan yung hinahanap. So Affidavit of Damage to Vehicle po diba?


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