Is there any time requirement for me to file a claim in our CTPL insurance, it's Own Damage 4 months ago.

**louiellopez** · June 26th, 2018 12:11 PM

[QUOTE=dr. d;2979242][QUOTE=louiellopez;2979241]

someone here already said, that their insurance policy specifically states that the claim must be filed no later than xx weeks.
see your policy, po. it might be printed there.
and good luck.

Thank you sir for the reply.

There is no specific time period for the claim for OD, but there is one for general accident which is as soon as possible.
I'll coordinate with our insurance agent and ask the same thing. thanks again.

**ice15** · June 26th, 2018 02:37 PM

may police report ka na ba?

I suggest you mentioned that the damage was unattended...

Nag park ka outside and kina-umagahan... may bangga ka na.

**Walter** · June 27th, 2018 05:28 PM

An affidavit stating that you damaged it while reversing is enough ...

**itsmejunar** · August 24th, 2018 12:06 AM

Originally Posted by Walter

An affidavit stating that you damaged it while reversing is enough ...

ah ganun lang po pala un hehe wla kasi ako alam tnxxxxx

**dr. d** · August 24th, 2018 12:46 AM

Originally Posted by itsmejunar

ah ganun lang po pala un hehe wla kasi ako alam tnxxxxx

"self-accident." yung tipong, wala namang ibang kotseng natamaan kundi yung inyo. walang nasaktan maliban sa reputasyon ninyo.
heh heh.
the compre insurance covers it, po.

**chico020** · August 31st, 2018 12:54 PM

I don't think if that will happen noh? For all I know, claim shall be filed within a week. Next time, be sure to properly protect yourself when it comes to liability for property damage and even bodily injury. Try to check this baka makatulong sayo Save On Your CTPL Insurance - Compare Prices

**Czarlj** · September 2nd, 2018 02:58 PM

Guys,newbie here,19 days p lang si wigo,wla pang or at cr,wla ring travel permit,si wifey nag dadala,kagabie kinut siya nang elf at may damage yung wigo sa harapan,hindi nya naplakahan yung elf,pwd na bang mag claim sa insurance o antayin ko dumating yung or at cr bago mag claim?,,slamat sa sasagot,pasensya n lang sa tagalog ko,im from davao region,

**papi smith** · September 2nd, 2018 03:55 PM

With or without OR/CR dapat pwede, kasi the reason na kumuha ka na effective on the date of purchase, para as soon as lumabas ka ng casa at nabangga, covered na.

Also, sa nego with insurance, they will ask only for sales invoice and vehicle numbers kung wala pa OR/CR to issue the policy and get paid

**Czarlj** · September 2nd, 2018 05:51 PM

Tnx bro,,ilang days kaya ang pag repair sa unit?,may scratch mga 1 square foot ang laki at may sira rin sa likod,yung plastic sa may reflector,mga 2 inches ang crack,may na atrasan syang pole,hehe

**dr. d** · September 2nd, 2018 07:03 PM

Originally Posted by Czarlj

Tnx bro,,ilang days kaya ang pag repair sa unit?,may scratch mga 1 square foot ang laki at may sira rin sa likod,yung plastic sa may reflector,mga 2 inches ang crack,may na atrasan syang pole,hehe

i have seen the casa do it in 3 days.
i have seen the same casa do it in 3 weeks.
one just has to be friendly with the casa.