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Verified Tsikot Member
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- Aug 2015
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January 25th, 2016 10:30 PM #13
Depende bro, marami nagsabi sakin swerte daw kukuha nun auto ko kasi wala akong money na inexpect sa transaction namin ng buyer. Yun iba kasi akala mo brand new yung benta eh
Kumbaga ayaw palugi lol
Typical assume balance transaction lang siguro bro. Pdc from buyer, and deed of sale/transaction from seller.
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Verified Tsikot Member
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- Oct 2015
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January 25th, 2016 10:31 PM #14On my own opinion. Ok lang basta walang cash out at walang major na sira ang auto. Ikaw na lang mag tutuloy ng hulog. Nililigtas mo lang siya sa legal problem.
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Verified Tsikot Member
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- Apr 2015
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January 25th, 2016 11:00 PM #15What if magkaproblem financially yung buyer then hindi na makabayad later on? What if hindi na nya maretrieve yung car?Iniisip namin na yung seller or friend ko pa din hahabulin ng bank since sa kanya pa din nakapangalan ung autoloan. Or would the deed of sale suffice? Advice ko nga na magseek muna kami ng legal advice or iretain na lang nya para wala ng problem. Wala ding in need sa family nya na lesser risk siguro compared sa total stranger. Yun nga lang 4 years pa syang mghihintay and magbabayad..😂 buti pa sa bank mo na pwede..
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January 26th, 2016 08:31 AM #16
pede rin dyan siguro iparecompute nya sa bank kung magkano lahat if he's going to end the term early, afterwards benta nya oto ng full instead of assume balance then use the money sa sale to fund the bank payment, sigurado kapos yung funds sa sale vs what he'd need kaya magready lang sya to add some more.
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January 26th, 2016 08:46 AM #17
Yung bt50 ko sa eastwest bank and i ended the loan term early to sell the car.
Pa-compute mo outstanding balance with intent to terminate the loan. Then sell the car to 2nd hand car dealer. Babayaran ka nila ng cash, dun kayo sa loob ng banko magbabayaran. Then babayaran mo ng full yung bank, sign the deed of sale, then turn the car over to the buyer. End of story. Don't expect na babalik pa sa iyo ang down payment at nahulog mo. Swerte ka na kung may 20% ang mabawi mo sa pera na nagastos mo na. Usually halos wala.
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January 26th, 2016 08:42 PM #18
yes if the price is right, and also yung sa mga buyer na hindi maaprubahan sa bank due to bad records pwede sa kanila yan. risk nga lang ni seller/loan borrower kung hindi na mabayaran siya pa din hahabulin ng bank at name nya masisira in case hindi allowed ni bank ang loan transfer
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Verified Tsikot Member
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January 27th, 2016 12:43 AM #19
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January 29th, 2016 07:14 AM #20
Daming issue ng SU7:grin:
Xiaomi E-Car