Insurance for old cars?

[travajante]

actually,
my concern is not so much for my 2003 corolla.
my major concern is for the other party. his car and/or his health.
... papano ba ito?

This was what I pointed, doc. Increase coverage for the other party...[emoji116]

For a pre-classic old car, I'd be more concerned of 3rd party liability & would add coverage on top of the 100k CTPL. Excess Bodily Injury & 3rd party property damage of at least P300k each won't be much premium-wise. The road rootcrop population is on an unstoppable uptrend. Protect yourself from them...Mind peace.

Sent from my SM-G970F using Tapatalk

Sent from my SM-G970F using Tapatalk

[Wh1stl3r]

actually,
my concern is not so much for my 2003 corolla.
my major concern is for the other party. his car and/or his health.
... papano ba ito?

That's what travs addressed in his post doc. Additional TPL insurance.

[Sayonara]

For a pre-classic old car, I'd be more concerned of 3rd party liability & would add coverage on top of the 100k CTPL. Excess Bodily Injury & 3rd party property damage of at least P300k each won't be much premium-wise. The road rootcrop population is on an unstoppable uptrend. Protect yourself from them...Mind peace.

Sent from my SM-G970F using Tapatalk

I will probably consider this. Seems like the best option for me if I cannot really avail a comprehensive insurance


Sent from my iPhone using Tapatalk

[ninjababez]

I will probably consider this. Seems like the best option for me if I cannot really avail a comprehensive insurance


Sent from my iPhone using Tapatalk

message mo nica, mine was already 11 years old when i insured it.

Sent from my Redmi Note 9 Pro using Tapatalk

[tarzegetakizerd]

For a pre-classic old car, I'd be more concerned of 3rd party liability & would add coverage on top of the 100k CTPL. Excess Bodily Injury & 3rd party property damage of at least P300k each won't be much premium-wise. The road rootcrop population is on an unstoppable uptrend. Protect yourself from them...Mind peace.

Sent from my SM-G970F using Tapatalk

So, I'd buy multiple CTPLs from different companies? Is that how I do this, sir Travs?

[ninjababez]

So, I'd buy multiple CTPLs from different companies? Is that how I do this, sir Travs?

baka buy 1 insurance, pero add more coverage for a fee.

[shadow]

So, I'd buy multiple CTPLs from different companies? Is that how I do this, sir Travs?

Pwede ba multiple? Diba if you'll file a claim you need to get a certifixate of no claim from the other insurance kunwari pareho naka insured kotse ninyo.


Sent from my iPhone using Tapatalk

[travajante]

So, I'd buy multiple CTPLs from different companies? Is that how I do this, sir Travs?

Nope, from 1 insurer only. You can ask them to amend & even extend coverage to the date you prefer. For 0-ending plate this year, I had insurance cover til 11/01/21.

Sent from my SM-G970F using Tapatalk

[tarzegetakizerd]

Nope, from 1 insurer only.

Sent from my SM-G970F using Tapatalk

ahh got it. Thanks!

[CVT]

Nope, from 1 insurer only. You can ask them to amend & even extend coverage to the date you prefer. For 0-ending plate this year, I had insurance cover til 11/01/21.

Sent from my SM-G970F using Tapatalk

Thanks for sharing bro.

In my case, I always ask extension on the cover

[travajante]

Thanks for sharing bro.

In my case, I always ask extension on the cover

Anytime![emoji120] Memory was a strength that has long left...hence I always ask cover extension.[emoji4]

Sent from my SM-G970F using Tapatalk

[sirkosero]

Thanks for sharing bro.

In my case, I always ask extension on the cover

Dito pa din ako naguguluhan. Third party claim.

3rd party claim is not really part of the accident diba? Meaning sila yung tambay na pwede tinamaan ng kotse after being in a collission somewhere else?

So di pwede claim kunyari nakabangga ako ng kamote rider? Di pwede gamitin para sa expenses ng kamote?

Sent from my MI MAX 2 using Tapatalk

[travajante]

Dito pa din ako naguguluhan. Third party claim.

3rd party claim is not really part of the accident diba? Meaning sila yung tambay na pwede tinamaan ng kotse after being in a collission somewhere else?

So di pwede claim kunyari nakabangga ako ng kamote rider? Di pwede gamitin para sa expenses ng kamote?

Sent from my MI MAX 2 using Tapatalk

Here, sir.

Sent from my SM-G970F using Tapatalk

[Wh1stl3r]

Thanks for sharing bro.

In my case, I always ask extension on the cover

How long an extension do you usually get bro? Do you pay additional for this?

[CVT]

How long an extension do you usually get bro? Do you pay additional for this?

At least the end of the month when I need to renew the cover bro...

No additional fee....

[Wh1stl3r]

At least the end of the month when I need to renew the cover bro...

No additional fee....

Damn. Pwede pala yun. Been doing it wrong all this time.

Hope they can do this too for our commercial properties.

[jun.isa68]

Nope, from 1 insurer only. You can ask them to amend & even extend coverage to the date you prefer. For 0-ending plate this year, I had insurance cover til 11/01/21.

Sent from my SM-G970F using Tapatalk

Can I ask what insurance company did you get this from? I'm interested as well...

[_Cathy_]

I'm thinking if I should still insure my 2010 corolla? 200k na lang pala value P5600 but with AOG it's P6300 (last yr AOG was not included pala)

[ice15]

IMO, insurance is not just for my car... para din yun sa other party in case may accident.

[WallyWest]

Na-iinsure ba ang OTJ?

Sent from my Nokia 6.1 using Tsikot Forums mobile app