Insurance for old cars?

**travajante** · October 12th, 2020 09:35 PM

Originally Posted by dr. d

actually,
my concern is not so much for my 2003 corolla.
my major concern is for the other party. his car and/or his health.
... papano ba ito?

This was what I pointed, doc. Increase coverage for the other party...[emoji116]

Originally Posted by travajante

For a pre-classic old car, I'd be more concerned of 3rd party liability & would add coverage on top of the 100k CTPL. Excess Bodily Injury & 3rd party property damage of at least P300k each won't be much premium-wise. The road rootcrop population is on an unstoppable uptrend. Protect yourself from them...Mind peace.

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**Wh1stl3r** · October 12th, 2020 09:41 PM

Originally Posted by dr. d

actually,
my concern is not so much for my 2003 corolla.
my major concern is for the other party. his car and/or his health.
... papano ba ito?

That's what travs addressed in his post doc. Additional TPL insurance.

**Sayonara** · October 12th, 2020 09:55 PM

Originally Posted by travajante

For a pre-classic old car, I'd be more concerned of 3rd party liability & would add coverage on top of the 100k CTPL. Excess Bodily Injury & 3rd party property damage of at least P300k each won't be much premium-wise. The road rootcrop population is on an unstoppable uptrend. Protect yourself from them...Mind peace.

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I will probably consider this. Seems like the best option for me if I cannot really avail a comprehensive insurance

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**ninjababez** · October 12th, 2020 10:06 PM

Originally Posted by Sayonara

I will probably consider this. Seems like the best option for me if I cannot really avail a comprehensive insurance

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message mo nica, mine was already 11 years old when i insured it.

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**tarzegetakizerd** · October 13th, 2020 08:59 AM

Originally Posted by travajante

For a pre-classic old car, I'd be more concerned of 3rd party liability & would add coverage on top of the 100k CTPL. Excess Bodily Injury & 3rd party property damage of at least P300k each won't be much premium-wise. The road rootcrop population is on an unstoppable uptrend. Protect yourself from them...Mind peace.

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So, I'd buy multiple CTPLs from different companies? Is that how I do this, sir Travs?

**ninjababez** · October 14th, 2020 10:50 AM

Originally Posted by tarzegetakizerd

So, I'd buy multiple CTPLs from different companies? Is that how I do this, sir Travs?

baka buy 1 insurance, pero add more coverage for a fee.

**shadow** · October 14th, 2020 11:13 AM

Originally Posted by tarzegetakizerd

So, I'd buy multiple CTPLs from different companies? Is that how I do this, sir Travs?

Pwede ba multiple? Diba if you'll file a claim you need to get a certifixate of no claim from the other insurance kunwari pareho naka insured kotse ninyo.

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**travajante** · October 14th, 2020 11:24 AM

Originally Posted by tarzegetakizerd

So, I'd buy multiple CTPLs from different companies? Is that how I do this, sir Travs?

Nope, from 1 insurer only. You can ask them to amend & even extend coverage to the date you prefer. For 0-ending plate this year, I had insurance cover til 11/01/21.

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**tarzegetakizerd** · October 14th, 2020 11:42 AM

Originally Posted by travajante

Nope, from 1 insurer only.

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ahh got it. Thanks!

**CVT** · October 14th, 2020 11:54 AM

Originally Posted by travajante

Nope, from 1 insurer only. You can ask them to amend & even extend coverage to the date you prefer. For 0-ending plate this year, I had insurance cover til 11/01/21.

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Thanks for sharing bro.

In my case, I always ask extension on the cover