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  1. Join Date
    Jan 2016
    Posts
    6,813
    #1
    I've had good experience with FPG and BPI MS. Yung FPG ko 2 days labas ang repair authority, sa casa ito. Yung BPI MS, hindi ko na maalala pero mabilis din lang kaso malayo sa akin ang nearest accredited repair shop nila. So ngayon, yun ang una kong tinitignan, kung aling insurer ang may accredited malapit sa akin.

  2. Join Date
    Sep 2005
    Posts
    15,310
    #2
    go to standard insurance's website, you can ask a quote there..

  3. Join Date
    Jan 2016
    Posts
    6,813
    #3
    I see, for info lang, I had mine with Phil British last year, a 2013 Civic, amount covered at 382k, 2k participation at 6.8k premium, probably 8k din if with AON.

  4. Join Date
    Feb 2019
    Posts
    4,291
    #4
    Quote Originally Posted by papi smith View Post
    I see, for info lang, I had mine with Phil British last year, a 2013 Civic, amount covered at 382k, 2k participation at 6.8k premium, probably 8k din if with AON.
    That is about right mine is around 250k coverage and I pay 6.5k with AON.

  5. Join Date
    Nov 2017
    Posts
    1,962
    #5
    Pwede pa ba makuhanan ng compre insurance ang mga old vehicles, those that are more than 10 years?

  6. Join Date
    Feb 2019
    Posts
    4,291
    #6
    Quote Originally Posted by jojopad View Post
    Pwede pa ba makuhanan ng compre insurance ang mga old vehicles, those that are more than 10 years?
    Yes there is a former member here who is an insurance agent she could help you.

  7. Join Date
    Jan 2016
    Posts
    6,813
    #7
    Si Cathy ata, ung insurer nya beyond 10 years na, and casa pa ang pasok pag claim. But maybe she's paying a premium over the regular 2% premium on insured value.

  8. Join Date
    Jul 2007
    Posts
    57,769
    #8
    Quote Originally Posted by papi smith View Post
    Si Cathy ata, ung insurer nya beyond 10 years na, and casa pa ang pasok pag claim. But maybe she's paying a premium over the regular 2% premium on insured value.
    Yup. 2010 Altis. I paid P6k sa Toyota Pasig



    Sent from my SM-N960F using Tapatalk

  9. Join Date
    Oct 2013
    Posts
    2,537
    #9
    Quote Originally Posted by _Cathy_ View Post
    Yup. 2010 Altis. I paid P6k sa Toyota Pasig



    Sent from my SM-N960F using Tapatalk
    mga magkano participation fee nito?

  10. Join Date
    Jul 2007
    Posts
    57,769
    #10
    Quote Originally Posted by stigg ma View Post
    mga magkano participation fee nito?

    php2500

    -----

  11. Join Date
    Oct 2013
    Posts
    2,537
    #11
    Quote Originally Posted by _Cathy_ View Post
    php2500

    -----
    2500 plus ilan % ang depreciation (kung meron)???

    kapag surplus ba at non-casa may depreciation fee pa din???

  12. Join Date
    Jan 2015
    Posts
    12,396
    #12
    Post-encumbrance, we keep it above basic by adding enhanced 3rd Party Property Damage & Bodily Injury Liability to the 100k CTPL. Own-damages, we self-sort em. Simple, hobo....& yes, safety, like penance, is always part of our daily prayer.[emoji120]


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  13. Join Date
    Mar 2004
    Posts
    10,314
    #13
    The thing with insurance is if you do not have own damage clause, they cannot give maximum value for damage to property and additional TPL ...

  14. Join Date
    Jan 2015
    Posts
    12,396
    #14
    Quote Originally Posted by Walter View Post
    The thing with insurance is if you do not have own damage clause, they cannot give maximum value for damage to property and additional TPL ...
    Not maximum, but 250-300k for each of the 2 clauses gives you a bit more mind peace than the bare minimum of 100k CTPL...All for a small fraction of own-damage premium.

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  15. Join Date
    Oct 2002
    Posts
    40,599
    #15
    Yun towing kung ayaw isama, mag pa member ka ba lang sa AAP


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  16. Join Date
    Jul 2007
    Posts
    57,769
    #16
    I stayed with Toyota Pasig na lang kahit walang AOG. Natanong tuloy ako kelan papaltan car ko [emoji20]

    Sent from my SM-N960F using Tapatalk

  17. Join Date
    Jun 2005
    Posts
    3,774
    #17
    Quote Originally Posted by _Cathy_ View Post
    I stayed with Toyota Pasig na lang kahit walang AOG. Natanong tuloy ako kelan papaltan car ko [emoji20]

    Sent from my SM-N960F using Tapatalk
    Malamang kasi gusto bilhin at ibenta ng SA yang kotse mo...

    Sent from my 2107113SG using Tsikot Forums mobile app

  18. Join Date
    Jul 2007
    Posts
    57,769
    #18
    Quote Originally Posted by sirkosero View Post
    Malamang kasi gusto bilhin at ibenta ng SA yang kotse mo...

    Sent from my 2107113SG using Tsikot Forums mobile app
    hahaha, dami nga nagka ka interest sa car ko but I have no plans of selling. Papagawa ko yung melted dashboard and peeled steering wheel pa.

  19. Join Date
    Mar 2004
    Posts
    10,314
    #19
    They ask if you will be selling your vehicle so they know whether to do a good job ... or "just enough" you-won't-notice-since-you're-selling-anyway ...

  20. Join Date
    Mar 2008
    Posts
    54,627
    #20
    the shop keeper of the banaue shop i patronize,
    has been making ligaw my old altis, in case i want to sell her.
    thru the years, his mechanics have been all over it...

    OT.

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Insurance for old cars?