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  1. Join Date
    Sep 2017
    Posts
    3
    #61
    about po sa paghatak ng Bank, i have 1 month na delayed payment .. started paying since March 2014, however, August of this year 2017, i failed to pay for one mo.. pero consistent naman nahuhulugan ,, pero yung 1 mo until ,, hindi pa din na cover.. been receiving notices, but sobrang takot na takot po ako.. na hatakin.. thinking na nag balooon na interest.. sobrang stress na po ako,,, felt like may heavy sa heart ko..
    sa BDO car loan po to Hyundai Accent. 2014, hahatakin pa din ba kahit nakakabayad ng succeeding mos. ?

    tenk you po in advance sa mga mkka help

  2. Join Date
    Sep 2014
    Posts
    401
    #62
    Quote Originally Posted by Jenstar View Post
    A sir bali ganto po yung 1st year po ok nmn ung checks kaya narelease ung car ung succeeding years po wala na sila natatanggap. Pero aun nga po may pondo naman sya sa banko.
    First time I heard of a bank asking for yearly PDCs.

    What's the point if you can just as easily get them all, at once?

  3. Join Date
    Feb 2008
    Posts
    97
    #63
    yearly din samin sir..

    Quote Originally Posted by Jepster View Post
    First time I heard of a bank asking for yearly PDCs.

    What's the point if you can just as easily get them all, at once?

  4. Join Date
    Sep 2014
    Posts
    401
    #64
    Quote Originally Posted by baju83 View Post
    yearly din samin sir..
    Seryoso? Weird. Hehe.

    Sabagay, sa akin kase auto debit arrangement eh. What do I know.

  5. Join Date
    Dec 2014
    Posts
    1,253
    #65
    Quote Originally Posted by Catnip View Post
    about po sa paghatak ng Bank, i have 1 month na delayed payment .. started paying since March 2014, however, August of this year 2017, i failed to pay for one mo.. pero consistent naman nahuhulugan ,, pero yung 1 mo until ,, hindi pa din na cover.. been receiving notices, but sobrang takot na takot po ako.. na hatakin.. thinking na nag balooon na interest.. sobrang stress na po ako,,, felt like may heavy sa heart ko..
    sa BDO car loan po to Hyundai Accent. 2014, hahatakin pa din ba kahit nakakabayad ng succeeding mos. ?

    tenk you po in advance sa mga mkka help

    Just pay the penalties of that one month na di mo nababayaran.

    For peace of mind, call/talk to the billing department of your bank

  6. Join Date
    Sep 2017
    Posts
    3
    #66
    Quote Originally Posted by dhisky View Post
    Just pay the penalties of that one month na di mo nababayaran.

    For peace of mind, call/talk to the billing department of your bank
    Ok po. I will.ty.

  7. Join Date
    Sep 2017
    Posts
    3
    #67
    Hi Guys, wala na masyadong nag exchange ng ideas here?
    i got my car payment updated, so pag may default ka na 1 month, the bank will still reach out to you,
    pag dedma mo cla, they will apply their scare tactics, in my case, i told them that i will update soon.
    sorry for not answering calls coz went through tough times and could not handle mean callers.

    so i guess, just try your best to settle your obligations pa din and really talk to them, and if you cant make it on the said promise date,
    tell them ahead, its going to be tough, but your best ally is the collections officer handling your account.
    I have one more year to complete my car loan, akin na talaga cya by the end of 2018.

    Happy Holidays!

  8. Join Date
    Jan 2018
    Posts
    1
    #68
    Quote Originally Posted by Catnip View Post
    Hi Guys, wala na masyadong nag exchange ng ideas here?
    i got my car payment updated, so pag may default ka na 1 month, the bank will still reach out to you,
    pag dedma mo cla, they will apply their scare tactics, in my case, i told them that i will update soon.
    sorry for not answering calls coz went through tough times and could not handle mean callers.

    so i guess, just try your best to settle your obligations pa din and really talk to them, and if you cant make it on the said promise date,
    tell them ahead, its going to be tough, but your best ally is the collections officer handling your account.
    I have one more year to complete my car loan, akin na talaga cya by the end of 2018.

    Happy Holidays!
    Hi, good eve. i have a question lang sana regarding sa late payment..accent din kotse ko late na ako for 2 months pero magbabayad ako sa 4th of feb, kinakabahan ako baka hatakin nila yung car? sabi naman nung taga inbound collection after 3 consecutive months na walang payment saka nila ieendorde sa Legal dept..advise naman po..kasi plano ko month muna ang babayaran ko tapos after a few day yung remaining na late amount..may direct number ka ba ng collections department nila? thanks sorry sa madaming tanong

  9. Join Date
    Oct 2014
    Posts
    1,232
    #69
    For me, ayaw ng bangko ng hatak na yan last recourse baga. Naranasan din namin dati na di nakabayad agad. What we did is pumunta lang sa loan department pa recompute ng delayed payments. Ayun ayos naman.

    Sent from my VTR-L29 using Tsikot Forums mobile app

  10. Join Date
    Feb 2018
    Posts
    15
    #70
    Quote Originally Posted by _Qwerty_ View Post
    3 months hahatakin na yan..
    Kapag thru tfs po,, ilang months bago bawiin ung car?

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HELP: Ilang months before mahatak ang loaned car?