Fully paid car but bank wouldn't release documents

[kmb333]

Paging mr Juan martinez our helpful legal counsel here in tsikot

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[CVT]

Paging mr Juan martinez our helpful legal counsel here in tsikot

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I do not know what it is with banks.

But IMO, they are acting like big a$$h*les here.

What is the relevance of a credit card liability of a co-maker with the purchased unit, and fully paid at that???

Hey! The unit is fully paid!!! There is also a deed of sale...

In hindsight, You should have accomplished this and transferred the liabilities with the bank yourself earlier to eliminate any complications.

[kmb333]

I do not know what it is with banks.

But IMO, they are acting like big a$$h*les here.

What is the relevance of a credit card liability of a maker with the purchased unit, and fully paid at that???

Hey! The unit is fully paid!!! There is also a deed of sale... You should have accomplished this and transferred the liabilities with the bank yourself...

Exactly my point, bayad na yung oto till the last centavo, always on-time din ang payment every month. Di ko maintindihan bakit ayaw nila ilabas documents ng oto ko which is FULLY PAID na. Wala din akong connection sa credit card debt ng co-maker ng loan. Ako naiipit talaga..

Yung co-maker nag tatago na, yung principal nasa abroad na ayaw narin makialam dun sa utang ng ex asawa niya

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[Walter]

You should have informed the bank at the time you purchased the vehicle and transferred the loan to your name.

[kmb333]

You should have informed the bank at the time you purchased the vehicle and transferred the loan to your name.

As much as i want to turn back time ginawa ko na. Hindi ko kasi alam ang process ng mga assume balance, nag tiwala lang ako. Hindi ko akalain sa ganito aabot

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[cast_no_shadow]

You should have informed the bank at the time you purchased the vehicle and transferred the loan to your name.

TS

Have you done this? Or as is may deed of sale lang then tinuloy mo lang yung hulog?

If not, technically the bank still treats the principal borrower and his co-maker as the borrowers not you.

Hostage nga encumbrance ng oto



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[dr. d]

perhaps you can talk to the husband who owns the credit card debt. he might only be too happy if you offer to settle the debt.

[cast_no_shadow]

perhaps you can talk to the husband who owns the credit card debt. he might only be too happy if you offer to settle the debt.

Saklap!

Badtrip pa niyan hindi in good terms yung mag asawa.

No choice bayadan na din ni TS obligation ni ex wife [emoji24]


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[Eizelle]

hi! any information on how to resolve this issue? I have the same problem. I just finished paying off my auto loan in BDO, however they won't release my documents kasi may utang pa daw sa cc yung co-maker. The co-maker is no longer in the country and she couldn't remember how much she owes BDO; also sabi niya wala na din syang na receive na any electronic bank statement regarding her cc wc is expired na ngayon. I am really desperate and I am willing to pay my co-maker's debt however BDO won't release any bank statement pertaining my co-maker's cc debt. Paano ko mababayaran ni hindi ko alam magkano? I tried going to the nearest BDO branch and sabi nila wala silang access sa cred card matters. I already e-mailed BSP and BDO customer service but it's been a week already.

[Walter]

I do not know what it is with banks.

But IMO, they are acting like big a$$h*les here.

What is the relevance of a credit card liability of a co-maker with the purchased unit, and fully paid at that???

Unless the buyer informed the bank that he has purchased the vehicle, their record will still reflect the original owner.