Federal phoenix insurance co..

**maki mi** · June 9th, 2015 09:51 AM

Just made a claim last 2013. LOI was released in 2 days after complete requirements. Total damage was 104k (less my 5k).

**bluetooth714** · September 8th, 2015 06:32 PM

Originally Posted by mark_t

I can help if you got federal phoenix insurance.

My new policy from Federal is a "Comprehensive w/out CTPL". Insured unit is a bank repossed 2014 Ford Fiesta acquired from BPI on cash basis. It is already registered until 2017 under the name of the first owner. I have the deed of sale from the bank.

Pag nakabangga ba ako ng third party, will the existing CTPL apply? Or kelangan ko i upgrade yung policy ko to "Comprehensive WITH CTPL"? Still undecided kung isasabay ko na ung change of ownership sa ORCR sa 2017 renewal ko. Any suggestion on the missing CPTL?

Salamat in advance.

**Stigg ma** · September 8th, 2015 08:56 PM

Originally Posted by bluetooth714

My new policy from Federal is a "Comprehensive w/out CTPL". Insured unit is a bank repossed 2014 Ford Fiesta acquired from BPI on cash basis. It is already registered until 2017 under the name of the first owner. I have the deed of sale from the bank.

Pag nakabangga ba ako ng third party, will the existing CTPL apply? Or kelangan ko i upgrade yung policy ko to "Comprehensive WITH CTPL"? Still undecided kung isasabay ko na ung change of ownership sa ORCR sa 2017 renewal ko. Any suggestion on the missing CPTL?

Salamat in advance.

meron na CTPL yan good till 2017, nasa LTO yong kopya, FYI: hindi mo ma rerehistro ang sasakyan ng wala CTPL

**Januski** · September 17th, 2018 10:48 PM

Based on what we are experiencing with our claim right now, this insurance company is all about delaying tactics and false assurance. tsk

**baju83** · October 19th, 2018 12:34 AM

eto yung ino.offer ng moneymax sakin na insurer. casa offers the same price but people's yung insurer nila (hindi maganda feedback).

if you were me should i stick with inhouse (peoples) btw, this is a for a 2015 model car?

**JJB** · October 19th, 2018 01:22 AM

Originally Posted by baju83

eto yung ino.offer ng moneymax sakin na insurer. casa offers the same price but people's yung insurer nila (hindi maganda feedback).

if you were me should i stick with inhouse (peoples) btw, this is a for a 2015 model car?

stay away from people's insurance! A lot of reputable paint and repair shops don't accept people's since they don't pay the shops on time