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  1. boybi's Avatar
    boybi
    boybi is offline Tsikot Member Rank 8
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    September 19th, 2006 07:05 PM #61
    Quote Originally Posted by OTEP View Post
    boybi sigurado ka bang bihon ang raket mo at hindi insurance? hehehe.

    Mababa nga lang coverage ng TPL, madami pang fake na TPL.
    hehehe, natuto lang ako sa dami ng claims namin sa insurance
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  2. OILSLICK's Avatar
    OILSLICK
    OILSLICK is offline Verified Tsikot Member
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    September 19th, 2006 08:20 PM #62
    Mababa nga lang coverage ng TPL, madami pang fake na TPL

    its true sir ..OTEP iyong kumpare ko fake iyong TPL niya nlaman niya lang noun claim sya wla record, kya check ko yong sa akin buti n lang nsa record , lhat ng unit ko TPL na lang ...except iyong pick up .. need comprehensive dahil pang harabas been paying for more than 15 yrs sa comprehensive dati but khit minsan hindi pa ako nag claim .. i know its worth especially nga pag involve k sa accident ... extra care lang sa pag drive, aside sa situation ko bihira nman ako drive sa pinas, kya lumipas iyong one year .. re new nman insurance hindi nman masyado gamit iyong car .. 3 year na iyong car 7th lang milage .. tapos 3 yrs ako nag byad insurance
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  3. uwak18's Avatar
    uwak18
    uwak18 is offline Tsikot Member Rank 3
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    September 26th, 2006 08:13 AM #63
    Questions lang po sa mga Compre insurance. Pag ang car mo nadamage tapos gate ang tinamaan sa left side ang damage. Pwede ba i claim to sa insurance? BTW. Hindi ako yung driver.
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  4. OTEP's Avatar
    OTEP
    OTEP is offline UST ENT-HNS
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    September 26th, 2006 08:16 AM #64
    AFAIK 'Self accident' ata tawag dun and pwede mo i-claim.

    http://docotep.multiply.com/
    Need an Ambulance? We sell Zic Brand Oils and Lubricants. Please PM me.
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  5. chuaed's Avatar
    chuaed
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    September 26th, 2006 08:36 AM #65
    would it be nice if a car insurance company gives incentives to client/customer who avail comprehensive policy and who has a zero accident per year... like giving a 20-50% rebate/discount on cost of next insurance policy...

    added discount if purchase an insurance direct instead of coursing to an agent...
    Last edited by chuaed; September 26th, 2006 at 08:38 AM.
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  6. boybi's Avatar
    boybi
    boybi is offline Tsikot Member Rank 8
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    September 26th, 2006 11:11 AM #66
    Quote Originally Posted by chuaed View Post
    would it be nice if a car insurance company gives incentives to client/customer who avail comprehensive policy and who has a zero accident per year... like giving a 20-50% rebate/discount on cost of next insurance policy...

    added discount if purchase an insurance direct instead of coursing to an agent...
    i think ganyan sa US. pero hindi ganyan dito.
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  7. Bogeyman's Avatar
    Bogeyman
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    September 26th, 2006 01:42 PM #67
    Quote Originally Posted by chuaed
    would it be nice if a car insurance company gives incentives to client/customer who avail comprehensive policy and who has a zero accident per year... like giving a 20-50% rebate/discount on cost of next insurance policy...
    Quote Originally Posted by boybi View Post
    i think ganyan sa US. pero hindi ganyan dito.
    Sa insurance ko (Direct Link), they gave me a rebate nung nag-renew ako since I didn't file for a claim last year.
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  8. sysop's Avatar
    sysop
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    September 27th, 2006 02:21 AM #68
    Kailangan lang din po siguro tayo maging maingat sa pagpili ng insurance companies. Sa mga top companies na po tayo para sure na mabilis natin makukuha ang claims natin. ;)
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  9. boybi's Avatar
    boybi
    boybi is offline Tsikot Member Rank 8
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    September 27th, 2006 07:45 AM #69
    Quote Originally Posted by Bogeyman View Post
    Sa insurance ko (Direct Link), they gave me a rebate nung nag-renew ako since I didn't file for a claim last year.
    rebate ba talaga yan? or lumiit lang yung premium mo dahil nagdepreciate yung car mo?
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  10. moneywhiz
    moneywhiz is offline Finance-crazed tsikoteer
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    September 27th, 2006 10:54 AM #70
    nakarnap yung 4 month old Pajero Gen 2.5 Fieldmaster namin dati....mabuti na lang may comrehensive insurance.....Patay AKO kung wala

    sulit ang compre basta bago yung sasakyan at medyo mahal........
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Comprehensive insurance...Is it really worth it?