Quote Originally Posted by Virtue View Post
My plan is to buy a car. Automatically, the car will be registered in my name as the owner in LTO with comprehensive insurance. My wife and I are both working abroad (OFW). The question, if the car got an accident driven by other (GOD FORBID). This problem will be solve by insurance company without disturbing me? or required the presence of the owner to solve this problem (Aray! If happen I'm outside of the country pano na to?).

Tsikoteers,...Please help me naman! I need clarification. We are worried. Baka ma hold departure pa kami sa immigration dahil lamang sa police record.

Any inputs will be highly appreciated. Thanks in advance.
The way we do it Sir, just to share lang po, we just need a letter from you stating your declared authorized driver since you're out of the country due to work. The letter should be supported by at least two(2) valid IDs of your declared driver and a power-of-attorney para no hassles in case of claims.

We would also request for the contact information of your authorized driver as well as request him/her to personally submit the said papers. Pero in case na di pwede po, we can arrange pick-up of the said documents thru our Motorized Representative.

It really won't be necessary to register your car to another person. All you need to do is to inform the insurance company either through telephone or via email about your concern in order to ensure there won't be any problem in filing a claim by your authorized driver.

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