+1 for Chartis.
My experience with them had been excellent. Since I always have my cars repaired by casa (gusto ko kasi palit lahat ng pyesa.. walang retoke lang), repair bills would usually be in the 60-70k. Walang hirap sa approval and the LOA is released in a matter of days lang.
Already made two claims since 2008 and bawi na ako sa premium na binayad ko... tumubo pa.
Total premium binayad ko for two years is approx. 20-25k per year. The total repairs done in two years amounted to around 130k.
Do the math. :D
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