bpi insurance vs dealer insurance vs 3rd party insurance

[automatic]

bpi offers lower annual fees.

dealer insurance has less paperwork.

3rd party insurance presumably has the potential of being the best (if i get the right one) or the worst (if i get the wrong one).

which one should i get? and why?

(btw, i'm getting my car finance by bpi).

[shadow]

yun pala, does BPI allow you to get other insurance from other co? parang hinde yata pwede eh,

[willvill]

yun pala, does BPI allow you to get other insurance from other co? parang hinde yata pwede eh,

sometimes can be. Depends on the situation like if BPI MS ( company which handles insurance) has no presence in the place of the client then the BPI manager can go to other insurance company. This happened to me when I got my Honda City.

[badbadtz.carlo]

sometimes can be. Depends on the situation like if BPI MS ( company which handles insurance) has no presence in the place of the client then the BPI manager can go to other insurance company. This happened to me when I got my Honda City.

same here. my Sentra is financed through BPI, but ung insurance ko was taken cared of by dealer insurance. Why dealer insurance? I'm so not into bearing with hassles of paperwork. sa ken 3 days lang ata, tapos lahat, release yung car. very painless...

[1D4LV]

bpi offers lower annual fees.

dealer insurance has less paperwork.

3rd party insurance presumably has the potential of being the best (if i get the right one) or the worst (if i get the wrong one).

which one should i get? and why?

(btw, i'm getting my car finance by bpi).

get Mapfre Insular. I think it comes lower than BPI with more accredited shops.

[cjtjamandra]

mawalang galang na po, pwde ba sa BPI mag loan ng 2nd hand car? pwede ba ako yng pipili ng bibilhin? thanks

[1D4LV]

mawalang galang na po, pwde ba sa BPI mag loan ng 2nd hand car? pwede ba ako yng pipili ng bibilhin? thanks

ang alam ko pwede, pero not older than 5 years, and they will only allow it to be paid for after the car reaches 5 years.

so lets say, if the model of the car is 4 years old, you can pay it only for a year. kung 5 year old car, within the year dapat mabayaran mo na ng buo.

[cjtjamandra]

ang alam ko pwede, pero not older than 5 years, and they will only allow it to be paid for after the car reaches 5 years.

so lets say, if the model of the car is 4 years old, you can pay it only for a year. kung 5 year old car, within the year dapat mabayaran mo na ng buo.

ngek ganun? prang hindi rin pala loan yun kasi dapat mabayaran mo din agad. sa lahat ba ng bank ganun?

[1D4LV]

ngek ganun? prang hindi rin pala loan yun kasi dapat mabayaran mo din agad. sa lahat ba ng bank ganun?

parang ganun na nga.
kasi 5 years ang depreciation ng oto, and the banks do not want to finance a depreciated asset.