Car loan (First time car buyer)

[ice15]

you don't go to the dealer. you go to the bank since you are decided on the car model and trim anyway.

They can be the ones to get the quote from the dealer for you and provide their rate.

In house of dealer always higher plus their DI.

When direct to bank no "freebies" or very little in the way of add-on to give you for free. But what you save over the course of the car loan is worth more than any of them combined and much more.

Thanks... good to hear na same as how I remembered it "before"

I think you should be able to get the "usual" freebies, pero the window visor will be difficult...

[17Sphynx17]

Thanks... good to hear na same as how I remembered it "before"

I think you should be able to get the "usual" freebies, pero the window visor will be difficult...

I recall ang nakuha na lang usually is the standard tint and EWD Triangle.

Yung car cover or even umbrella wala na.

This current time im not sure if may magiging change dun. But alam ko lang is medyo mas nagstrict ang bank due to fear of bad loans. But if long time client ka naman na ng bank and they know your credit standing, or cash flow, then na KYC ka na nila.