Sorry for the OT... Medyo may pagtatalo kami ni misis...

Buying a car. Sales person calculates na car loan based on in-house loan and bank loan...

Pero nung old days, naalala ko na we can go to our (bank) branch, they give us a calculation and they can coordinate pick-up of the unit from the closest dealership... Available pa ba itong option na ito?

Nung old days kasi, naaalala ko na mas mababa yung interest if you go to the bank directly.