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  1. Join Date
    Apr 2013
    Posts
    273
    #481
    Covered ba ng AON/AOG yung mga cases habang nakapark lang yung sasakyan. Like sinusian, binuhusan ng paint stripper, tinamaan ng bato?

    Naalala ko lang kasi yung kapitbahay namen, nung nakaraang taon na bumabagyo, nabagsakan ng sanga ng puno yung windshield nya, basag, ayaw i-cover ng insurance daw e. Parang kalokohan naman diba?

  2. Join Date
    Feb 2005
    Posts
    917
    #482
    Quote Originally Posted by archielew View Post
    Covered ba ng AON/AOG yung mga cases habang nakapark lang yung sasakyan. Like sinusian, binuhusan ng paint stripper, tinamaan ng bato?

    Naalala ko lang kasi yung kapitbahay namen, nung nakaraang taon na bumabagyo, nabagsakan ng sanga ng puno yung windshield nya, basag, ayaw i-cover ng insurance daw e. Parang kalokohan naman diba?
    "acts of God" yan ang naging palusot ng mga Car Insurance nung panahon ng Yolanda kesyo wala daw sa kontrata yung mga natural calamity events. Kaya ngayon karamihan ng mga insurance meron na, basahin mo na lang mabuti yung kontratang binibigay sayo, imho

  3. Join Date
    Apr 2010
    Posts
    235
    #483
    Quote Originally Posted by archielew View Post
    Covered ba ng AON/AOG yung mga cases habang nakapark lang yung sasakyan. Like sinusian, binuhusan ng paint stripper, tinamaan ng bato?

    Naalala ko lang kasi yung kapitbahay namen, nung nakaraang taon na bumabagyo, nabagsakan ng sanga ng puno yung windshield nya, basag, ayaw i-cover ng insurance daw e. Parang kalokohan naman diba?
    In your first scenario, you dont need an aog/aon coverage to be covered by the risks that you stated. An ordinary comprehensive with OD/theft is good enough.

    in your second case, you do need an aon/aog coverage to be covered, since sabi mo nga may bagyo. However, may konting technicality here. Kung nabagsakan sya ng sanga ng walang bagyo, it can be covered by an ordinary OD/theft policy. If may AOG coverage with OD theft ka then there is nothing to worry about. However if wala kang AOG and it so happened na nabagsakan ka during a typhoon, then sorry the insurer has the right to not compensate you for the damage.

  4. Join Date
    Jan 2013
    Posts
    1
    #484
    Looking for a comprehensive car insurance with AOG.

    Unit: INNOVA 2014 2.5E DSL AT

    Please PM me

  5. Join Date
    Jan 2016
    Posts
    6,813
    #485
    Anong insurance company yan Magique?

  6. Join Date
    Nov 2009
    Posts
    173
    #486
    Quote Originally Posted by Magique View Post
    I can quote you for insurance for free if you want. Just give me the year/model/variant of your car. thank you!
    Quote Originally Posted by Magique View Post
    Depende po, we are handling 5 insurances... Pioneer, Mapfre, Western, Federal and Standard...
    2016 Hilux 2.8 A/T 4x4..... how much will it cost me? w/ AOG and w/o please. Thanks.

  7. Join Date
    Mar 2016
    Posts
    5
    #487
    This article says how to lower the price of your car insurance
    First time car insurance quote: how to reduce cost - Some Tips

  8. Join Date
    Apr 2016
    Posts
    5
    #488
    7 years na po ako sa car insurance ko. i stayed that long kasi mabilis sila magprocess ng claim and direct ako dun sa manager so no more commissioning agents in between he he

    i also referred my insurance sa mga barkadas, friends & even relatives kaya yearly dun na sila kumukuha

    hindi po ako maalam sa insurance kaya if you want to try it out just pm me details ng car and email address nyo para directly makapag quote sa inyo insurance ko

  9. Join Date
    Apr 2013
    Posts
    273
    #489
    Patulong guys, gusto ko sana i-renew na yung insurance ko as early as this month, although next month pa yung expiry nung insurance ko. Deadline na kasi ng rehistro ko next week, gusto ko sana ipacover na sa Comprehensive insurance yung TPL requirement ni LTO sa pag-renew. Anyone na pwede magrefer saken sa agent nila? Mirage 2013 GLX MT. Preferably yung pwede ko bayaran thru straight charge sa CC, and makuha din agad yung policy. Please please please . thanks!

  10. Join Date
    Mar 2008
    Posts
    54,627
    #490
    Quote Originally Posted by archielew View Post
    Patulong guys, gusto ko sana i-renew na yung insurance ko as early as this month, although next month pa yung expiry nung insurance ko. Deadline na kasi ng rehistro ko next week, gusto ko sana ipacover na sa Comprehensive insurance yung TPL requirement ni LTO sa pag-renew. Anyone na pwede magrefer saken sa agent nila? Mirage 2013 GLX MT. Preferably yung pwede ko bayaran thru straight charge sa CC, and makuha din agad yung policy. Please please please . thanks!
    errr... go to your casa, sir...?

  11. Join Date
    Nov 2007
    Posts
    1,587
    #491
    Quote Originally Posted by archielew View Post
    Patulong guys, gusto ko sana i-renew na yung insurance ko as early as this month, although next month pa yung expiry nung insurance ko. Deadline na kasi ng rehistro ko next week, gusto ko sana ipacover na sa Comprehensive insurance yung TPL requirement ni LTO sa pag-renew. Anyone na pwede magrefer saken sa agent nila? Mirage 2013 GLX MT. Preferably yung pwede ko bayaran thru straight charge sa CC, and makuha din agad yung policy. Please please please . thanks!
    Try ichoose.ph.
    Hassle-free ang transaction and they'll quote you from 5 different companies
    Good luck

  12. Join Date
    Nov 2007
    Posts
    1,587
    #492
    Found out about moneymax.ph also. They have car insurance, house or car loans and even broadband quotations too. I think online insurance will get bigger in the next few years.
    I tried malayan insurance online but they emailed me back after more than a week. Unlike ichoose, they contacted me the following day and once you're ready, theyll send you your policy the following day. Pwedeng check on delivery and 4 installments pa.

  13. Join Date
    Jun 2009
    Posts
    2,515
    #493
    Which insurance company will be just as fast when processing claims after an accident?

    My recent experience with Mapfre sucked big time. Ang bagal sumagot sa email, customer care is thru call center and no direct communication with Mapfre staff.

    Any suggestion as to the insurance company with the best customer care? I'll even pay higher for this service versus the cheapest quotation but will leave you hanging dry come accident time

    Sent from my Nokia 5110 using Tapatalk

  14. Join Date
    Nov 2009
    Posts
    12,364
    #494
    ^ AFAIK basta in-house ang insurance mas may edge ka sa customer service.


    Sent from my iPhone using Tapatalk

  15. Join Date
    Jun 2009
    Posts
    2,515
    #495
    Quote Originally Posted by cast_no_shadow View Post
    ^ AFAIK basta in-house ang insurance mas may edge ka sa customer service.


    Sent from my iPhone using Tapatalk
    Mapfre via BDOI na nga ako pero wala pa ring advantage.

    How about recommended insurance ng car dealer?

  16. Join Date
    Nov 2009
    Posts
    12,364
    #496
    Quote Originally Posted by anonemus View Post
    Mapfre via BDOI na nga ako pero wala pa ring advantage.

    How about recommended insurance ng car dealer?
    In short hindi nga in-house insurance mo.

  17. Join Date
    Apr 2016
    Posts
    22
    #497
    Hello everyone,
    Just brought an Isuzu mu-X LS-A 4x2 AT from GenCars, Magkano po usually for Comprehensive Insurance with AOG?
    Thank you

  18. Join Date
    Apr 2016
    Posts
    5
    #498
    Quote Originally Posted by anonemus View Post
    Which insurance company will be just as fast when processing claims after an accident?

    My recent experience with Mapfre sucked big time. Ang bagal sumagot sa email, customer care is thru call center and no direct communication with Mapfre staff.

    Any suggestion as to the insurance company with the best customer care? I'll even pay higher for this service versus the cheapest quotation but will leave you hanging dry come accident time

    Sent from my Nokia 5110 using Tapatalk
    you might want to try mine. faster insurance claims ang motto nila.

  19. Join Date
    Jun 2009
    Posts
    2,515
    #499
    Quote Originally Posted by NBTR_125 View Post
    you might want to try mine. faster insurance claims ang motto nila.
    Which company?

  20. Join Date
    Apr 2016
    Posts
    6
    #500
    Quote Originally Posted by TOYLEE1925 View Post
    Hello everyone,
    Just brought an Isuzu mu-X LS-A 4x2 AT from GenCars, Magkano po usually for Comprehensive Insurance with AOG?
    Thank you
    Are you still looking for car insurance?

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