Car Insurance

[JJB]

Found out about moneymax.ph also. They have car insurance, house or car loans and even broadband quotations too. I think online insurance will get bigger in the next few years.
I tried malayan insurance online but they emailed me back after more than a week. Unlike ichoose, they contacted me the following day and once you're ready, theyll send you your policy the following day. Pwedeng check on delivery and 4 installments pa.

[anonemus]

Which insurance company will be just as fast when processing claims after an accident?

My recent experience with Mapfre sucked big time. Ang bagal sumagot sa email, customer care is thru call center and no direct communication with Mapfre staff.

Any suggestion as to the insurance company with the best customer care? I'll even pay higher for this service versus the cheapest quotation but will leave you hanging dry come accident time

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[NBTR_125]

Which insurance company will be just as fast when processing claims after an accident?

My recent experience with Mapfre sucked big time. Ang bagal sumagot sa email, customer care is thru call center and no direct communication with Mapfre staff.

Any suggestion as to the insurance company with the best customer care? I'll even pay higher for this service versus the cheapest quotation but will leave you hanging dry come accident time

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you might want to try mine. faster insurance claims ang motto nila.

[anonemus]

you might want to try mine. faster insurance claims ang motto nila.

Which company?

[kamotekid1968]

Hello All,

Good Day! Hope all is fine. I am looking for a better if not the best car insurance and Federal Phoenix (FPG) quoted me for ₱ 17,289.66 with Fix Deductible of 2,000. My unit is a 2016 Mirage G4 GLX CVT, SRP is 680,000.

COVERAGE AMOUNT PREMIUM

Own Damage and Theft
ACTS OF GOD included ₱ 610,000.00 ₱ 12,200.00
VTPL-Bodily Injury ₱ 200,000.00 ₱ 420.00
VTPL-Property Damage ₱ 200,000.00 ₱ 1,245.00
Personal Accident ₱ 250,000.00 FREE
Gross Premium ₱ 13,865.00
Docstamps ₱ 1,733.13
E-VAT ₱ 1,663.80
LGT (Local Government Tax) ₱ 27.73
TOTAL PREMIUM ₱ 17,289.66

is this good? is AOG and AON the same po ba? does this include riots etc? thanks!

[yoshimitsu]

Hi. I currently owe the bank 150k until next year. Ang fair market value ng car ko nasa 320k to 370k as per insurance companies na na contact ko. Puwede po ba na kuhanin ko coverage is around 150k or 200k lang? Thanks.

[cast_no_shadow]

^ AFAIK basta in-house ang insurance mas may edge ka sa customer service.


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[anonemus]

^ AFAIK basta in-house ang insurance mas may edge ka sa customer service.


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Mapfre via BDOI na nga ako pero wala pa ring advantage.

How about recommended insurance ng car dealer?

[cast_no_shadow]

Mapfre via BDOI na nga ako pero wala pa ring advantage.

How about recommended insurance ng car dealer?

In short hindi nga in-house insurance mo.

[Mask Rider Blac]

Mabilis pa sa alas onse 😆

#Anti-redtape

[rheathyurd]

Mabilis pa sa alas onse 😆

#Anti-redtape

I'm happy for you sir! I already emailed also gsis copy furnished the dti per ur advice. Hope to get similar response from them soon.
So how did you do ur reimbursement? When I was asking Mr Neri of GSIS main about their reimbursement procedure, I didnt get full detail frm him because he's no longer answering my email. nakulitan na siguro. hehe. He was telling me then that in case of reimbursement, I wont be getting back the same amount reflected on the repair official receipt because it will subjected to their computation on deductibles and depreciation. Is this true in your case?

[Mask Rider Blac]

I'm happy for you sir! I already emailed also gsis copy furnished the dti per ur advice. Hope to get similar response from them soon.
So how did you do ur reimbursement? When I was asking Mr Neri of GSIS main about their reimbursement procedure, I didnt get full detail frm him because he's no longer answering my email. nakulitan na siguro. hehe. He was telling me then that in case of reimbursement, I wont be getting back the same amount reflected on the repair official receipt because it will subjected to their computation on deductibles and depreciation. Is this true in your case?

Next week ko pa mapupuntahan sa GSIS, Sir. As far as I remember kapag three years + na ung insured vehicle, subject to depreciation. So on top sa participation, may depreciation ka pang i-shoulder sa mga parts na papalitan. Pero ung sa akin ay labor lang kaya participation lang ang dapat kong bayaran sa dealership. Nasa insurance policy po ung percentage kung magkano ang sasagutin ng owner ng insured vehicle depende kung ilang taon na ung sasakyan.

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[rheathyurd]

Next week ko pa mapupuntahan sa GSIS, Sir. As far as I remember kapag three years + na ung insured vehicle, subject to depreciation. So on top sa participation, may depreciation ka pang i-shoulder sa mga parts na papalitan. Pero ung sa akin ay labor lang kaya participation lang ang dapat kong bayaran sa dealership. Nasa insurance policy po ung percentage kung magkano ang sasagutin ng owner ng insured vehicle depende kung ilang taon na ung sasakyan.

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Pero in your case babalik ba na buo ng gsis yung amount you paid sa casa? kasama na siguro participation sa bill you paid sa casa.

[Mask Rider Blac]

Pero in your case babalik ba na buo ng gsis yung amount you paid sa casa? kasama na siguro participation sa bill you paid sa casa.

In my case, total billed amount is P35K. I paid P2K+ participation. The balance shall be paid by GSIS, but which I advanced, so GSIS will reimburse me. Nakalagay naman sa bulling statement kung magkano dapat sagot ni GSIS kaya un ung dapat i-reimburse niya sa akin.

Pero in your case babalik ba na buo ng gsis yung amount you paid sa casa? kasama na siguro participation sa bill you paid sa casa.

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[Mask Rider Blac]

Just an update. I got my cheque today at GSIS Pasay. I went to their Claims Department, then to their Treasury Operations. I was surprised to know that the cheque was already ready for release on 15 May 2017. No one told me that my cheque was ready for pick-up. My unit was released from the dealership on 16 March 2017.

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[rheathyurd]

Just an update. I got my cheque today at GSIS Pasay. I went to their Claims Department, then to their Treasury Operations. I was surprised to know that the cheque was already ready for release on 15 May 2017. No one told me that my cheque was ready for pick-up. My unit was released from the dealership on 16 March 2017.

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Nice. after the long wait! So gsis took 2 months to process your claim? Is that the exact amount you expected gsis to shoulder?

[Mask Rider Blac]

Nice. after the long wait! So gsis took 2 months to process your claim? Is that the exact amount you expected gsis to shoulder?

Yes, Sir, two months. And yes that is the exact amount to be paid by GSIS.

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[gillette7]

Hi guys,

I would just like to ask if this computation given to me by MetroBank is reasonable(specifically with Insurance)? This is for their recent promo:

Honda City VX Navi 2018
SRP - 913,000
DP - 182,600
(OMA) Monthly - 14,943.07
Chattel - 14,322
Insurance (with Acts of God) - 27,900 (Payable in 6 months, at 4,650 per month)

Hoping someone can help me.

Thanks!

[L1quid]

Sobra mahal ng insurance premium na yan. Typically if you see the premium rated at 2% ng value ng oto, malaki na yun. Yang quote sayo grabe taga.

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[gillette7]

Sobra mahal ng insurance premium na yan. Typically if you see the premium rated at 2% ng value ng oto, malaki na yun. Yang quote sayo grabe taga.

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Thanks sir sa reply.

Kelangan ba talaga sir na covered yung Acts of God? Or depende yun sa terms ng approval ng auto/car loan? (In this case Metrobank)

And based dun sa quote ko, ano lang ideal or yung reasonable na premium?

Thanks!


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