Car Insurance

[jakewise]

Hello po sana po may makatulong sken

pang 3rd year na po ng car ko due for Car Registration renewal sa LTO, hindi ko na po na update yung insurance na required ng bank, ang tanong ko po since required po ang CTPL sa Vehicle registration renewal. Kelangan ko po ba kumuha ng Comprehensive insurance or pwede na po ang CTPL lang?
since hindi ko dn po na renew yung insurance ko sa bank may penalty po ba sa ganun?

Thanks in advance po

Bank requires Comprehensive Insurance if your car is mortgaged with them, if it is, they usually remind you to renew your comprehensive insurance annually since only TPL is paid for three years for brand new vehicles. TPL insurance is required by law for every renewal, in your case, since you said that your car is already three years old, I would presume it is already due for renewal. In case your car is not mortgaged with any bank, Comprehensive Insurance is not a must for renewal, although it is highly recommended you get one, I don't believe the bank will penalize you for not renewing your insurance with them.

[GabNewbieX]

Bank requires Comprehensive Insurance if your car is mortgaged with them, if it is, they usually remind you to renew your comprehensive insurance annually since only TPL is paid for three years for brand new vehicles. TPL insurance is required by law for every renewal, in your case, since you said that your car is already three years old, I would presume it is already due for renewal. In case your car is not mortgaged with any bank, Comprehensive Insurance is not a must for renewal, although it is highly recommended you get one, I don't believe the bank will penalize you for not renewing your insurance with them.

Thank you sir sa reply

on a tight budget pa po kasi for now kaya hindi ko pa ma renew yung compre at the same time I'm shopping around pa for a better and cheaper insurance package.

Due na po pareho and Car Reg. & TPL, advisable po ba sa situation ko now na kumuha ng TPL sa LTO upon renewal?

[_Qwerty_]

hindi ka makakapag renew pag walang TPL, required nga diba.

Thank you sir sa reply

on a tight budget pa po kasi for now kaya hindi ko pa ma renew yung compre at the same time I'm shopping around pa for a better and cheaper insurance package.

Due na po pareho and Car Reg. & TPL, advisable po ba sa situation ko now na kumuha ng TPL sa LTO upon renewal?

[jakewise]

Thank you sir sa reply


on a tight budget pa po kasi for now kaya hindi ko pa ma renew yung compre at the same time I'm shopping around pa for a better and cheaper insurance package.

Due na po pareho and Car Reg. & TPL, advisable po ba sa situation ko now na kumuha ng TPL sa LTO upon renewal?

I am not sure if I got your question correctly. Are you asking if advisable kumuha ng TPL Insurance sa mga Insurance offices near LTO? If that is your question, then the answer is NO kasi usually mas mahal ang premium ng mga Insurance companies beside LTO offices based on my observation. Nevertheless, it is a must for you to get your TPL insurance as it is a prerequisite for your renewal.

[mylaba]

Hi Guys,

Vigattin Insurance

If you are really looking now for the cheapest on line motor car insurance you have have a free quote in just few step in a minute,very quick and easy, Cheapest Comprehensive Auto Motor Car Insurance in the Philippines. They offer QBE Seaboard , Standard Insurance,People's General Insurance, Alpha Insurance and Stronghold.
The give free Roadside assistance, terms up to six equal payments, free passenger accident of 250,000.00 and fix 2,000.00 participation. Customers experienced a very quick action on claims.


for more info. you can visit their website
Cheapest Car Insurance in the Philippines
or drop by at their office at
Unit 503 Pacific Corporate Center, West Avenue Quezon City


I hope this may help you, Godbless.

hi, na subukasn ko na kumuha ng TPL insurance sa insurance company 600+ lang siya compare sa LTO na 1000+ gagawan kalang nila ng insurance tapos aauthenticate sa LTO para magamit yung insurance na yun.
tska kapag kukuha kayo guys ng insurance subukan niyo yung mga online na yan. mas mura siya kumpara sa dealer wala kasi siya patong ng mga ahente kahit mag canvass kayo maraming online na insurance.

[dr. d]

hi, na subukasn ko na kumuha ng TPL insurance sa insurance company 600+ lang siya compare sa LTO na 1000+ gagawan kalang nila ng insurance tapos aauthenticate sa LTO para magamit yung insurance na yun.
tska kapag kukuha kayo guys ng insurance subukan niyo yung mga online na yan. mas mura siya kumpara sa dealer wala kasi siya patong ng mga ahente kahit mag canvass kayo maraming online na insurance.

how are we protected from night-flying online insurers, po?

[kimpia]

Hi Guys,

Vigattin Insurance

If you are really looking now for the cheapest on line motor car insurance you have have a free quote in just few step in a minute,very quick and easy, Cheapest Comprehensive Auto Motor Car Insurance in the Philippines. They offer QBE Seaboard , Standard Insurance,People's General Insurance, Alpha Insurance and Stronghold.
The give free Roadside assistance, terms up to six equal payments, free passenger accident of 250,000.00 and fix 2,000.00 participation. Customers experienced a very quick action on claims.


for more info. you can visit their website
Cheapest Car Insurance in the Philippines
or drop by at their office at
Unit 503 Pacific Corporate Center, West Avenue Quezon City


I hope this may help you, Godbless.

[papi smith]

how are we protected from night-flying online insurers, po?

Pili tayo doc ng may pangalan, tulad ng FPG, NAPFRE etc, kaya lang kung minsan mas mababa ang quote ng ahente kesa sa online.

[kimpia]

Hello po sana po may makatulong sken

pang 3rd year na po ng car ko due for Car Registration renewal sa LTO, hindi ko na po na update yung insurance na required ng bank, ang tanong ko po since required po ang CTPL sa Vehicle registration renewal. Kelangan ko po ba kumuha ng Comprehensive insurance or pwede na po ang CTPL lang?
since hindi ko dn po na renew yung insurance ko sa bank may penalty po ba sa ganun?

Thanks in advance po

Hi sir .
advice ko po n amas maganda po kung kukuha kayo ng comprehensive insurance para sa sasakyan niyo po , and i recommend yung website nato Cheapest Car Insurance in the Philippines , salamat po sir sana makatulong po ako sa problema niyo . maraming salamat po in advance . Godbless ! .

[motoristaako89]

Your insurance company should take care of it. You only need to sign the release papers and drive your car out of the casa.

Sent from my SM-N910C using Tapatalk

Hi sir, what if the one hit me don't have insurance, it's the insurance company's responsibility to go after him right? and I don't need to wait if the other party will pay up or not, is that correct? in short, I-rerelease nila agad ang sasakyan upon repair kahit hindi pa sila naka-singil doon sa nakabangga?