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  1. Join Date
    Dec 2015
    Posts
    251
    #31
    As much as possible huwag sa financing. Its better if you have the cash. Ipon muna bago bili cars. Not the other way around.

  2. Join Date
    Oct 2002
    Posts
    40,113
    #32
    Quote Originally Posted by XploY View Post
    As much as possible huwag sa financing. Its better if you have the cash. Ipon muna bago bili cars. Not the other way around.
    Not really. Loans and financing is a tool that we have to take advantage of. Especially now mababa mga interest rates. That is if you know how to handle your finances.




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  3. Join Date
    Nov 2009
    Posts
    12,363
    #33
    Baka in-house financing tinutukoy?


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  4. Join Date
    Dec 2015
    Posts
    18
    #34
    Ngmsg na kasi sa email yung bdo sa amin noong lunes sabi in the process pa daw application namin pero hangang ngayon hindi pa nila nagcoconfirm kung naaprove na application namin..nu po ibig sabjhin noon may chance po ba maaprove application namin?

  5. Join Date
    Aug 2009
    Posts
    135
    #35
    kapag may nagCI na sa inyo,malamang approve na yun

  6. Join Date
    Oct 2002
    Posts
    40,113
    #36
    Quote Originally Posted by Ocin85 View Post
    Ngmsg na kasi sa email yung bdo sa amin noong lunes sabi in the process pa daw application namin pero hangang ngayon hindi pa nila nagcoconfirm kung naaprove na application namin..nu po ibig sabjhin noon may chance po ba maaprove application namin?
    You know what, ikaw lang naman nakakaalam ng totoong personal circumstances mo eh.

    Kaya ba ng income mo Ang payment ng loan? Meron ka na ba credit history? Bad record? Etc.



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  7. Join Date
    Dec 2015
    Posts
    18
    #37
    Kaya naman namin kasi may 2 business shop naman kami ..nagtataka lang ako kasi sa mga nababasa ko dito sa forum usually 1 day lang approve na loan nila sa bdo ..sa amin kasi since 2 day na naklipas noong tumwag yung Bdo para sa interview wala ka pa kami idea if naaprove na ba loan namin...

  8. Join Date
    Feb 2005
    Posts
    6,099
    #38
    Busy na yang mga taga banko ngayon. Least priority na yan kasi puro holidays. Quota na sila da mga loans kaya ipapasok na nila yan next year.

  9. Join Date
    Dec 2015
    Posts
    18
    #39
    Ganun po ba..kala ko past approval sa kanila matagal din pala..if ever maaprove nxtyear loan namin sa kanila waht is next step po ba?

  10. Join Date
    Dec 2015
    Posts
    18
    #40
    Ok po ba rates sa maybank auto loan???

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