Should I buy a car just to have a hobby?

[essjei55]

Ako lang magsabi sayo na go! Enjoy your life. Buy a car. Get all the women you can while you're still young. Yun naman nasa isip mo eh. I dont think any amount of advise you read here will change your mind.

Youre Still allowed to make mistakes anyway.

Oldies mga tao dito, doon ka sa manila tonight hingi ng advise kung buhay pa yun site.

Tanong mo tao dito kung ano ginagawa nila nun 28 sila. Probably enjoying life...

Pero pinaka advise ko eh, know *cathy more. She can give you life lesson. Parang maging mentor mo siya. [emoji1360]




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Ganito ang advice hehe! Go spend it like you steal it. Life only comes at once, go enjoy it.

[cast_no_shadow]

Ako lang magsabi sayo na go! Enjoy your life. Buy a car. Get all the women you can while you're still young. Yun naman nasa isip mo eh. I dont think any amount of advise you read here will change your mind.

Youre Still allowed to make mistakes anyway.

Oldies mga tao dito, doon ka sa manila tonight hingi ng advise kung buhay pa yun site.

Tanong mo tao dito kung ano ginagawa nila nun 28 sila. Probably enjoying life...

Pero pinaka advise ko eh, know *cathy more. She can give you life lesson. Parang maging mentor mo siya. [emoji1360]




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[emoji119][emoji119][emoji119][emoji119]

Ayos ka talaga Shadow and I agree.

Diba nga kung hindi mo ikahihirap or ikayayaman. . .

Nung 28 ako?

I’m dreaming of sana may 3M ako na savings and owning my own car not hand me down or family car.

Like what is posted iba yun may freedom na sayo yung oto.

It is a depreciating asset yes, still may fun and memories (good or bad) na kapalit.

Andami ngang pinoy masolb lang yung DP tsaka na poproblemahin yung ibang expenses of owning a car diba?

Enjoy!


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[mda]

Hi guys.. i am currently 28 yrs old living in the Philippines. Currently I have earned almost 3M from working in IT industry. I came from province and I work in Manila. I rent a bedspace on a condominium for 5k a month

Right now, I do not have any gf yet I am also somewhat introvert and do not have any friends. I also do not have a hobby. Is it a good idea to learn how to drive then buy a brand new car worth 1M for me just to make it a hobby? 1 M because that’s the only lowest price of the car na may side airbags (safety kasi yung main concern ko.) I really want to learn how to drive car and syempre, I want to drive my own car after I learned driving. And also, I want to attract girls din and syempre mas convenient na pumunta sa nililigawan ko pag may car ako. Problem is, baka iuwi ko lang yung cAr sa province and baka hindi ko rin siya magagamit lagi since may work ako weekdays. Do you think it is a good decision po?

Some thoughts on this topic lang...

I. Financials

I think that first and foremost, most important here is your monthly salary and expenses. Care to share?

Just FYI - owning a car isn't just buying.

May maintenance pa (5-10K visit sa CASA) about twice yearly, and insurance once a year.

You also have to pay for gas and parking.

Merong calculator somewhere that mentions how much you should be making / how much you should have banked up to be able to buy a car without issues. Other than that, basic math lang naman assuming you take into account all the expenses related to owning a car.

As others have mentioned, it may be wiser in the long term to go invest in something like land or something else.

II. Usage

If your car will spend most of the month sitting in your garage sa province, I refer you back to #1 -- Financials. Do not buy. If you see your daily life improving a whole lot with this purchase, may sense naman yung car purchase. First and foremost, a car is a tool to travel with.

III. Hobby

Assuming you have that covered, you mentioned na introvert ka and you 'do not have any friends'. If you feel that this will help you go out more, make friends, learn how to socialize, talk, move up in the corporate world, then the answer for me is a yes, may sense din, pero dapat panindigan mo (don't buy and end up not going!)

Think of it as an investment (but don't "Invest" too much). That said, you can go hang out at car clubs without really owning a car. Mas mahirap lang ng konte, and better if may kaibigan ka doon to begin with.

OR you can just join in with some of the tsikoteers dito kapag may EB / event. You don't have to own a car. Some of the folks around here are very accommodating. (it is cheaper din than doing so)

IV. Chicks

If you think this will get you girls and you use this to show off, feel ko the only ones you can attract are really gold diggers. If someone else shows up with a BMW, edi lipat na yung babae sa kaniya?



Bottom line, without more info, medyo mahirap to give you a concrete recommendation. A lot of valid points raised here sa thread though.

[_Cathy_]

Some thoughts on this topic lang...

I. Financials

I think that first and foremost, most important here is your monthly salary and expenses. Care to share?

Just FYI - owning a car isn't just buying.

May maintenance pa (5-10K visit sa CASA) about twice yearly, and insurance once a year.

You also have to pay for gas and parking.

Merong calculator somewhere that mentions how much you should be making / how much you should have banked up to be able to buy a car without issues. Other than that, basic math lang naman assuming you take into account all the expenses related to owning a car.

As others have mentioned, it may be wiser in the long term to go invest in something like land or something else.

II. Usage

If your car will spend most of the month sitting in your garage sa province, I refer you back to #1 -- Financials. Do not buy. If you see your daily life improving a whole lot with this purchase, may sense naman yung car purchase. First and foremost, a car is a tool to travel with.

III. Hobby

Assuming you have that covered, you mentioned na introvert ka and you 'do not have any friends'. If you feel that this will help you go out more, make friends, learn how to socialize, talk, move up in the corporate world, then the answer for me is a yes, may sense din, pero dapat panindigan mo (don't buy and end up not going!)

Think of it as an investment (but don't "Invest" too much). That said, you can go hang out at car clubs without really owning a car. Mas mahirap lang ng konte, and better if may kaibigan ka doon to begin with.

OR you can just join in with some of the tsikoteers dito kapag may EB / event. You don't have to own a car. Some of the folks around here are very accommodating. (it is cheaper din than doing so)

IV. Chicks

If you think this will get you girls, feel ko the only ones you can attract are really gold diggers. If someone else shows up with a BMW, edi lipat na yung babae sa kaniya?



Bottom line, without more info, medyo mahirap to give you a concrete recommendation. A lot of valid points raised here sa thread though.

Excellent advice

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[dr. d]

...girl...!
he's single..
and he's not a moocher..
and he just might look like elvis...

we used to have someone like that..
pretty.. cultured.. good position at work..
wonderment lang kaming lalake, kung bat walang nag-interes sa kanya...

[12vdc]

Magpaturo ka muna manligaw sa mga tsikoteer bago ka bumili tsikot. Saglit lang yan.

[dr. d]

no need for instructions.
it's in the genes.
besides, it's more fun if it comes from within you.

[_Cathy_]

Magpaturo ka muna manligaw sa mga tsikoteer bago ka bumili tsikot. Saglit lang yan.

Kay shadow siya paturo. He knows how to have fun at mukhang matinik sa chicks. Hahaha

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[jut703]

3M sounds like a big number, but with literally nothing to your name right now, ang dali ubusin niyan.

Go get a car. I'm about your age so I know the happiness that car ownership brings. And funnily lahat naman ng nagadvice sayo na wag bumili ng kotse, may mga sariling kotse din. Ibang iba yung freedom and convenience ng pagkakaron ng sariling kotse.

It doesn't have to be fancy anyway. Since single ka naman, something along the lines of a Civic for 1.1M. Get rims or whatever upgrade you want, maybe for a total of 100k. So you'll be left with 1.8M.

Now that you have the car out of the way, I would suggest that you start investing in property. Since you have a big lump sum, pwede ka mag-dowpayment ng condo.

Average price for a 2-bedroom condo in second prime locations is about 5M right now. 30% downpayment is about 1.5M so kayang kaya mo na i-cash. Loan mo nalang yung remainder. At least kaysa nagbabayad ka ng 5k/month na bedspace, you actually get to live in a place of your own. Kung ayaw mo ng condo, bili ka nalang ng lupa sa probinsiya.

Kaya important din na may idea kami ng income mo para at least alam namin kung kaya mo ba imaintain lifestyle mo.

If you buy a car in cash, yung monthly expenses mo sa gas, parking, toll, and maintenance will be around 10k/month.

Kung kukuha ka condo, tapos loan mo 10 years yung balance, mga 45k/month yung hulog mo.

Then learn to live a little - go out on dates, travel, buy decent clothing. Another 20k/month for you to enjoy your life should be fine.

Siguro naman more than 75k/month yung takehome pay mo kung kaya mong makaipon ng 3M (unless wala ka talagang binili in your ~8 years of working kaya ka may ipon).

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[chronicle]

Pretty sure, at some point, software engineers are like this.

http://i0.kym-cdn.com/photos/images/...34/765/b7e.jpg

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[uls]

Hi guys.. i am currently 28 yrs old living in the Philippines. Currently I have earned almost 3M from working in IT industry. I came from province and I work in Manila. I rent a bedspace on a condominium for 5k a month

Right now, I do not have any gf yet I am also somewhat introvert and do not have any friends. I also do not have a hobby. Is it a good idea to learn how to drive then buy a brand new car worth 1M for me just to make it a hobby? 1 M because that’s the only lowest price of the car na may side airbags (safety kasi yung main concern ko.) I really want to learn how to drive car and syempre, I want to drive my own car after I learned driving. And also, I want to attract girls din and syempre mas convenient na pumunta sa nililigawan ko pag may car ako. Problem is, baka iuwi ko lang yung cAr sa province and baka hindi ko rin siya magagamit lagi since may work ako weekdays. Do you think it is a good decision po?

dude 28 ka na

buy the car

sakay ka ng chicks

mag road trip

[_Cathy_]

dude 28 ka na

buy the car

sakay ka ng chicks

mag road trip

Where's the advise about when you own a car dadami lakad at gastos. Haha.

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[uls]

Where's the advise about when you own a car dadami lakad at gastos. Haha.

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haha

he can afford it naman

he's buying the car in cash unlike other people hulugan

and tuloy tuloy naman ang income niya so expenses will come from his income not the 2M left sa savings

[chris_d]

How about a big touring bike? Might cost a little more than a car though. Pwede rin to pang gimik, angkas mo chicks sa likod mo... hehe

[crosswind]

How about a big touring bike? Might cost a little more than a car though. Pwede rin to pang gimik, angkas mo chicks sa likod mo... hehe

He still something to transport the bike when the neead arises

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[_Cathy_]

How about a big touring bike? Might cost a little more than a car though. Pwede rin to pang gimik, angkas mo chicks sa likod mo... hehe

Like a Ducati? Not all women will ride one. Okay to own that if you already have a car. Dated a guy that was into those and I told him never niya ko mapapaangkas.

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[dr. d]

How about a big touring bike? Might cost a little more than a car though. Pwede rin to pang gimik, angkas mo chicks sa likod mo... hehe

unless you own the road, you have a cape, and you wear your jockeys outside your pants, don't.

[uls]

How about a big touring bike? Might cost a little more than a car though. Pwede rin to pang gimik, angkas mo chicks sa likod mo... hehe

haha pag angkas chicks ang naiisip ko ung mga maangas na jologs na nagmomotor na may angkas na jologs chicks na maputi na blondie na naka pek2X shorts

[uls]

Cathy

kaya ko lang nasabi dati ung people did not take into consideration the additional expenses that come with car ownership

ung iba kasi bibili ng car na hulugan ang basehan lang nila is kaya ba nila ung monthly payment

pero once they have the car na, madami pala ibang gastos

like gas (haha), parking...

and pag may car na, mas gusto gumala so mas madami gastos

so they discover ang laki pala ng gastos aside from monthly payments on the car

kaya madami hindi kaya ituloy ang hulugan

si TS naman hindi hulugan and ok ang income niya

[dr. d]

Cathy

kaya ko lang nasabi ung people did not take into consideration the additional expenses that come with car ownership

ung iba kasi bibili ng car na hulugan ang basehan lang nila is kaya ba nila ung monthly payment

pero once they have the car na, madami pala ibang gastos

like gas (haha), parking...

and pag may car na, mas gusto gumala so mas madami gastos

so they discover ang laki pala ng gastos aside from monthly payments on the car

kaya madami hindi kaya ituloy ang hulugan

si TS naman hindi hulugan and ok ang income niya

i agree.
bringing the car home from the seller, is the easiest part of car ownership.
the more difficult part, is using it and keeping it road-worthy.