- Optra looks better than the City, exterior and interior. The City looks odd IMO but may probably grow on you.
- In the short trips Ive had in these two cars (as passenger), I'd say the Optra is more refined especially in the highway.
- The scary part of owning the Optra is it's perceived low-resale value and its reliability issues. But a brand new car should be generally OK at least up to 4 or 5 years.

Have you tested both cars? See if which one will appeal to you more.
How're you gonna use the car? is it a daily commute with 1 or 2 passngers? or just a second car? fuel economy may matter depending on this.
How about other cars? these 2 cars are good but there are better choices.

just my .02