Quote Originally Posted by boytsiks View Post
For 3 yrs installment, di naman siguro ganun kalaki. I just check an inhouse scheme from toyota nasa 47% ang interest nila for 5 yrs whereas around 28 per cent from a bank. That is around 4k difference in 60 months (~240k in 5yrs).

Same scenario when i got my MS, 4300 ang difference a month between PO and inhouse. Although i have to pay 100k more initially, but after 5 yrs i will save 140k from interest.

But as i've said, di naman siguro ganun kalaki for 36 months since shorter ang term. Anyways, just enjoy your amazing ride. Dont think about the interest rate too much.
kung 47% malaki yan yung pina quote ko noon ng 5 years 24% so I settled for 3 years which is 14%