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  1. Join Date
    Jan 2013
    Posts
    6
    #1
    hello! I need expert help. It's my first time to buy a car and I'm so torn about my choices. I'm also a first time driver, just finished driving school less than a month ago. I also had my car loan approved for the Mirage GLX A/T though I need to have a few more documents settled para maging okay na siya. I'm still having second thoughts on buying a brand new car, knowing that i'll be paying 10k a month for this medyo nag-aalangan ako.

    So my question would be, is this a wise choice? Or should I scout for other options? other cars in my mind are suzuki celerio or a 2nd hand toyota/honda.

    Here's my situation:
    1. I clearly don't want to spend 700-800k for a car even if I saved up. I feel like this is too pricey for me as a single person. unless I'm really losing a lot on not owning a city/vios/accent/rio/fiesta, then maybe, just maybe, i *might* consider. matatagalan nga lang ako kasi magiipon pa ulit ako.
    2. my mom and my boyfriend are against buying 2nd hand cars. but i might also considering it since im having 2nd thoughts on my car loan. imagine, 5 years na 10k? shocks! haha! if i really find a good 2nd hand deal, then maybe, i might also consider this. I just have to convince them
    3. My budget for a 2nd hand car max is 250k, pwedeng ipush sa 300k kung magiipon pa ako ng konti.
    4. My budget for a brand new car is 150k max downpayment, then 12k max monthly. Pero if nagipon pa ako for another year, then maybe i can do 14k monthly.
    5. I clearly want A/T car, na new look, fuel efficient, mostly for city driving.
    6. No experience in auto repairs, and no knowledge. Haha. Although I have a tito in the household who knows a lot about cars, I want to minimize bothering him with problems in my car.

    Sorry ang haba. Haha! But considering all of this, which is the best choice for me? sobrang torn po ako so i need all the help i ca get. THANKS IN ADVANCE!!!!

  2. Join Date
    Jul 2011
    Posts
    754
    #2
    Brand new car = peace of mind

    I suggest brand new car nalang kunin mo maam,
    Sabi mo naman ang max mo monthly is 12k, Kayang kaya ang 10k,
    Kung gusto mo maliit ang monthly, lakihan mo nalang ang down, ipon ipon pa onte.

    Mas okei nga yan na hanggat single ka, dun ka na kumuha ng brand new car,
    Wala ka iisipin na ibang bayarin, assuming you still stay with your parents with no or minimal bill payment shares,

    You want an a/t and no knowledge sa car maintenance, mas lalo na brand new car ang kunin,
    Yun nga lang, youll pay monthly for some a number of years.

    Goodluck!

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    Brand new car = peace of mind

    I suggest brand new car nalang kunin mo maam,
    Sabi mo naman ang max mo monthly is 12k, Kayang kaya ang 10k,
    Kung gusto mo maliit ang monthly, lakihan mo nalang ang down, ipon ipon pa onte.

    Mas okei nga yan na hanggat single ka, dun ka na kumuha ng brand new car,
    Wala ka iisipin na ibang bayarin, assuming you still stay with your parents with no or minimal bill payment shares,

    You want an a/t and no knowledge sa car maintenance, mas lalo na brand new car ang kunin,
    Yun nga lang, youll pay monthly for some a number of years.

    Goodluck!

  3. Join Date
    Jan 2013
    Posts
    6
    #3
    hello,thanks sa response sir! really appreciate it. yes mas maganda na ang peace of mind ko sa brand new car. if ever brand new, ano po kaya yung pinaka-best na choice sa budget ko? hindi ba ako magsisisi dito sa pina-carloan ko? haha! any advice pa po regarding brand new? Salamat!

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    hello,thanks sa response sir! really appreciate it. yes mas maganda na ang peace of mind ko sa brand new car. if ever brand new, ano po kaya yung pinaka-best na choice sa budget ko? hindi ba ako magsisisi dito sa pina-carloan ko? haha! any advice pa po regarding brand new? Salamat!

  4. Join Date
    Jun 2012
    Posts
    4,448
    #4
    ^ i agree. brand new na kung kaya naman. mas mura ang mirage GLX A/T kaysa Celerio A/T. pero mahaba pila

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    ^ i agree. brand new na kung kaya naman. mas mura ang mirage GLX A/T kaysa Celerio A/T. pero mahaba pila

  5. Join Date
    Jun 2012
    Posts
    1,490
    #5
    In your case, take the brand new and the Mirage would be nice. As long as you have confidence that you have a continuous income until you can pay it, you will be fine. Unless you have a trusted mechanic to maintain and give you advises on how to take care of an old car, don't get one.

    OT:
    It is what I noticed so that your posts will not be doubled. When you click the post a quick reply button, you will be asked to leave or stay on this page, click the "leave this page". Then your reply will be posted normally.

  6. Join Date
    Jan 2013
    Posts
    6
    #6
    Quote Originally Posted by dct View Post
    ^ i agree. brand new na kung kaya naman. mas mura ang mirage GLX A/T kaysa Celerio A/T. pero mahaba pila

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    ^ i agree. brand new na kung kaya naman. mas mura ang mirage GLX A/T kaysa Celerio A/T. pero mahaba pila
    oo nga po eh, saka di po ba mas maliit yung celerio sa mirage? ang worry ko lang is medyo against yung iba kong friends sa choice ko. kasi di sila masyado aware sa mirage, they're kind of pushing me to get celerio or vios or honda city na brand new. eh parang namamahalan ako kahit pa makaipon ako. so go na ba ito?

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    Quote Originally Posted by dct View Post
    ^ i agree. brand new na kung kaya naman. mas mura ang mirage GLX A/T kaysa Celerio A/T. pero mahaba pila

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    ^ i agree. brand new na kung kaya naman. mas mura ang mirage GLX A/T kaysa Celerio A/T. pero mahaba pila
    oo nga po eh, saka di po ba mas maliit yung celerio sa mirage? ang worry ko lang is medyo against yung iba kong friends sa choice ko. kasi di sila masyado aware sa mirage, they're kind of pushing me to get celerio or vios or honda city na brand new. eh parang namamahalan ako kahit pa makaipon ako. so go na ba ito?

  7. Join Date
    Jan 2013
    Posts
    6
    #7
    Quote Originally Posted by confused shoes View Post
    In your case, take the brand new and the Mirage would be nice. As long as you have confidence that you have a continuous income until you can pay it, you will be fine. Unless you have a trusted mechanic to maintain and give you advises on how to take care of an old car, don't get one.

    OT:
    It is what I noticed so that your posts will not be doubled. When you click the post a quick reply button, you will be asked to leave or stay on this page, click the "leave this page". Then your reply will be posted normally.
    yes confident naman po ako that i will have a steady income of at least around 25-30k with minimal share sa household expenses under that timeline. so brand new na po ano? yes leave page po pinipindot ko kaso talagang ganun nangyayari. ang weird nga eh. thanks!

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    Quote Originally Posted by confused shoes View Post
    In your case, take the brand new and the Mirage would be nice. As long as you have confidence that you have a continuous income until you can pay it, you will be fine. Unless you have a trusted mechanic to maintain and give you advises on how to take care of an old car, don't get one.

    OT:
    It is what I noticed so that your posts will not be doubled. When you click the post a quick reply button, you will be asked to leave or stay on this page, click the "leave this page". Then your reply will be posted normally.
    yes confident naman po ako that i will have a steady income of at least around 25-30k with minimal share sa household expenses under that timeline. so brand new na po ano? yes leave page po pinipindot ko kaso talagang ganun nangyayari. ang weird nga eh. thanks!

  8. Join Date
    Jun 2012
    Posts
    4,448
    #8
    Quote Originally Posted by angelinesayoc View Post
    oo nga po eh, saka di po ba mas maliit yung celerio sa mirage? ang worry ko lang is medyo against yung iba kong friends sa choice ko. kasi di sila masyado aware sa mirage, they're kind of pushing me to get celerio or vios or honda city na brand new. eh parang namamahalan ako kahit pa makaipon ako. so go na ba ito?

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    oo nga po eh, saka di po ba mas maliit yung celerio sa mirage? ang worry ko lang is medyo against yung iba kong friends sa choice ko. kasi di sila masyado aware sa mirage, they're kind of pushing me to get celerio or vios or honda city na brand new. eh parang namamahalan ako kahit pa makaipon ako. so go na ba ito?
    mas sulit talaga ang mirage. 1.2 engine pa lang vs 1.0 panalo na e, and yes. mas malaki ng konti ang space ng mirage. new look rin.

    nasa sayo kung go na. panalo to sa choices mo. but are you willing to wait? yung iba ang bilis ng release, pero majority naghihintay

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    Quote Originally Posted by angelinesayoc View Post
    oo nga po eh, saka di po ba mas maliit yung celerio sa mirage? ang worry ko lang is medyo against yung iba kong friends sa choice ko. kasi di sila masyado aware sa mirage, they're kind of pushing me to get celerio or vios or honda city na brand new. eh parang namamahalan ako kahit pa makaipon ako. so go na ba ito?

    - - - Updated - - -



    oo nga po eh, saka di po ba mas maliit yung celerio sa mirage? ang worry ko lang is medyo against yung iba kong friends sa choice ko. kasi di sila masyado aware sa mirage, they're kind of pushing me to get celerio or vios or honda city na brand new. eh parang namamahalan ako kahit pa makaipon ako. so go na ba ito?
    mas sulit talaga ang mirage. 1.2 engine pa lang vs 1.0 panalo na e, and yes. mas malaki ng konti ang space ng mirage. new look rin.

    nasa sayo kung go na. panalo to sa choices mo. but are you willing to wait? yung iba ang bilis ng release, pero majority naghihintay

  9. Join Date
    Jun 2012
    Posts
    4,448
    #9
    Quote Originally Posted by confused shoes View Post

    OT:
    It is what I noticed so that your posts will not be doubled. When you click the post a quick reply button, you will be asked to leave or stay on this page, click the "leave this page". Then your reply will be posted normally.
    that's what i do pero ganun pa rin

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    Quote Originally Posted by confused shoes View Post

    OT:
    It is what I noticed so that your posts will not be doubled. When you click the post a quick reply button, you will be asked to leave or stay on this page, click the "leave this page". Then your reply will be posted normally.
    that's what i do pero ganun pa rin

  10. Join Date
    Dec 2012
    Posts
    559
    #10
    Go for brandnew. Since kaya mo naman. I vote for the mirage. Mahaba pila pero okay lang yun siguro for you. More time = more ipon = higher down, lower monthly

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    Go for brandnew. Since kaya mo naman. I vote for the mirage. Mahaba pila pero okay lang yun siguro for you. More time = more ipon = higher down, lower monthly

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Mirage Vs. Celerio Vs. 2nd hand Toyota/Honda?