I'd tend to agree.

The XWind is a good choice economy-wise, and it has great ground clearance, but a punishing ride in the back (only stiff in front, back is like riding a karitela pulled by a bus) and a certain crudeness in the steering, body control and braking makes a lot of buyers regret their decision. If you can live with all that, it'll return very decent fuel economy. That crude suspension will take rough stuff a lot better in the long run than the independent rear of the Innova, I THINK... only time will tell if the Innova's car-like suspension will be as durable as the Tamaraw's.

The Innova D4D is supposed to be thrifty, but not as thrifty as the XWind. Still, it's a better ride in all ways, except an Xwind may have better water fording capability due to its high stance and low-end torque and gearing... and the aforementioned rough road ability.

The Matrix will give you the best diesel mileage, a long warranty, and sprightlier driving than either of the other two. Only downside is the space is just as much as the old Spacewagon, strictly a five-seater. If it's just you who's doing the commuting, this'll be a good choice. It's not a car, but the engine gives you a great amount of torque for highway cruising.

But if you can afford the Tucson, that's not a bad choice, either.

Read around. There are a lot of XWind and Adventure owners here, and a lot of threads about common problems THAT MIGHT occur. There are also some posts about the Toyota diesel... not much about the Matrix diesel, as it's too new and not too common yet.

But bear in mind, not everyone gets these problems, and there's a chance your first five years with your first car will be blissfully sweet. :D