Since you'll be financing the car anyway, the extra 30k for the Jazz over the City would be easier to swallow, so I suggest go for the Jazz. It fits your personality more.

Perhaps it'd be useless persuading you to add 18k more for a Civic, since I don't think girls like you would appreciate the added value.

Nonetheless the Jazz is a great car, and since the roadblock that it's too expensive is one you can overcome anyway, I'd say get it. In blue preferably. Or white.